by Guest » Tue Aug 20, 2013 07:29 am
If it does then how much would my family get and how soon? I really don’t where should I look for this information. Please gimme some examples, and yes, if you don’t have a definite answer, please don’t say anything sympathetic. What if I get accidentally killed by me only and there is no evidence of the same that I did purposefully.
Posted: Thu Aug 22, 2013 04:47 am Post Subject:
how much would my family get and how soon?
How soon are you thinking of killing yourself?You cannot commit suicide within two years (one year in Missouri) of the date the policy was issued and expect your beneficiary to collect the full death benefit. If within two years, all your beneficiary will get is a refund of the premiums you paid. So you tell us, how much is that? How soon does the insurance company pay? As soon as they determine whether there is a claim to pay or not. But not before a death certificate is submitted along with a claim form.
On the other hand, if you patiently wait the full two years (two years and a day would be better, just in case you make a mistake about the date), then you may do as you please. Hanging, drowning, gunshot, slashed wrists, electrocution, poison, overdose . . . take your pick . . . or watch "1000 Ways to Die" and come up with something novel that's never been done before. After two years, it doesn't matter, the suicide exclusion, by law must evaporate.
What if I get accidentally killed by me
Then you'll meet your Maker and either enter heaven or go to hell, for eternity either way -- that's a personal choice between you and Jesus.However, if the insurance company can prove (or simply believes) your death was an "intentional accident" (as it seems you are contemplating), they will consider your death a suicide and only refund the premiums you paid to your beneficiary.
Maybe you should seek some mental health counseling and try to figure out why you think suicide is your only option. For most people, it's really a cry for help that came too late.
And, when you think about it, suicide is a VERY SELFISH ACT. You die, yet you leave all the same problems behind for someone else to sort out.
Are you really that kind of person? I sincerely hope not.
Posted: Fri Aug 23, 2013 06:38 am Post Subject:
Suicide is a poltroonery act. Go join the Mars expedition or the army. If you even die there that would be a lot more honorable. Besides, you leave tons for your beneficiaries.
Posted: Sat Aug 24, 2013 04:37 pm Post Subject:
poltroonery
Got me on that one. I actually had to look it up. Now I have a new word in my vocabulary. Thanks.Add your comment