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 Posted: Thu Jul 16, 2009 2:10 pm Post subject: insurance,wills n Benafirie's |
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| My dad recently passed away1.he stated in his will he wanted All money Insurance plans ect,ect and no other party was to dispute this.(he wrote his will in 2002) 2.My dad was diegnosed with severe depression by his docter in 2004 3.My dad signed insurance policys over to his gf as the benafirie in 2006 Know my dad was sick n not in the right frame of mind in 2006 does the insurance money still go to his girlfriend? |
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paula_miller19
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| Posted: Fri Jul 17, 2009 6:16 pm Post subject: |
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| Quote: | | Know my dad was sick n not in the right frame of mind in 2006 does the insurance money still go to his girlfriend? |
Unfortunately, most likely, BUT if you want to contest his state of mind, you need to contact the insurance carrier immediately! If he changed it over 3 years ago, you might have a big hill to climb, trying to get this over turned...But again, you don't know if you don't try...
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Lori
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JeremyHolter
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| Posted: Wed Aug 12, 2009 4:36 am Post subject: |
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| A will doesn't counteract the life insurance policy. You could try to fight it, but you would have to prove that your dad was not competent to make his own decisions. That may be hard to do if no one was taking care of him. I mean, if he could pay his own bills and speak his mind, if he knew what day it was and where he lived, chances are he was in the right mind to make changes to his policy if he so desired. |
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mswatson27
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| Posted: Thu Aug 13, 2009 2:38 am Post subject: insurance |
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| Quote: | | A will doesn't counteract the life insurance policy |
You can have ONE set of names (family members, etc.) to take care of property, etc. Howevr...you can have SOMEONE else, whose name is NOT in the Will, as your Beneficiary, on your Life Insurance. Maybe someone can help me with THIS question: I've heard people talk about 'Living' Wills. Aren't a 'Living'Will and a 'regular' Will (lack of a better word) the same thing?! |
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sdchargersfan
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| Posted: Thu Aug 13, 2009 4:15 am Post subject: |
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A living will is what will protect you if you are ever on life support. The living will lists your wishes instead of leaving the decision to the doctors or family members to take you off life support (or ever put you on it to begin with).
The Last Will and Testament is what will be used to distribute your property or provide for your children after your death. |
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mswatson27
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