| Message |
Author |
|
 Posted: Mon Jun 09, 2008 3:57 am Post subject: is there a time limit on filing a life insurance claim? |
|
|
| My husband died in 1999 and I was not aware of a life insurance policy that he had until 2 months ago. I need to know if I can still file a claim. |
|
wolfryder70
New member
Joined: 09 Jun 2008
Posts: 1
1.42 Dollars($)
|
|
| Posted: Mon Jun 09, 2008 6:23 am Post subject: hi |
|
|
Hi see..
For disability or critical illness I've seen a time frame towards filing claims which is generally 30 days of the policy holder's disability or illness. Some of the policies would extent this time limit till 90 days from the date of disability or critical illness. But believe me I've not heard of such a limit in case of life insurance.
Carol |
|
carol
Preferred member
Joined: 28 Sep 2005
Posts: 195
32.69 Dollars($)
|
|
| Posted: Mon Jun 09, 2008 6:55 am Post subject: |
|
|
| Quote: | | But believe me I've not heard of such a limit in case of life insurance. |
I'm okay with the idea. All I have heard about filing of a life claim by a beneficiary is that the reimbursement procedure may demand the policy-holder's death certificate, the claim form that describes the beneficiary, the age proof as well as the certificate of the physician under who the policy holder was being checked or treated. Thats it!
_________________
Register Now to have your Insurance queries solved. |
|
Claude_Vantrap
Guest
|
|
| Posted: Mon Jun 09, 2008 7:06 am Post subject: |
|
|
I'd agree that there is no hard-n-fast time limit for filing such a claim. But would like to add to it that in case you have not claimed it for a long time then you're entitled to recieve the death benefit with the accumulated interest. Hope thats interesting:)
Gospel-interpretor
_________________
Register Now to have your Insurance queries solved. |
|
Gospel-interpretor
Guest
|
|
| Posted: Sun Jun 15, 2008 6:11 am Post subject: |
|
|
Hi wolfryder70,
I agree with them, there is no time limit in filling a life insurance claim. As long as you have all the requirements upon filling of the claim, the insurance proceeds will be given to you.
| Quote: | | in case you have not claimed it for a long time then you're entitled to recieve the death benefit with the accumulated interest. |
This is also true. If the insurance proceeds remains on the company for a longer period of time, that proceeds should earn interest. But this may vary on what type of life insurance policy the policyholder have. If the life insurance is a participating plan, then you are in tittled for dividends plus the interest that the dividends earns.
_________________
Free Insurance Quotes
Joven Blog |
|
joven222
Senior member
Joined: 12 Jan 2007
Posts: 244
7.85 Dollars($)
|
|
| Posted: Mon Jun 01, 2009 7:17 pm Post subject: critical illness |
|
|
I,ve just realised that when I was ill in 1998 I had critical illness cover, is there any way I can still claim 
_________________
Register Now to have your Insurance queries solved. |
|
posaline
Guest
|
|
| Posted: Tue Jun 02, 2009 10:57 am Post subject: |
|
|
Hi POsaline, were you not explained the coverage by the agent at the time of buying it?
How did you come to know about the coverage now?
I'd be surprised if the claim gets paid after so many years. You certainly have no critical illness condition now.
~Jeremy |
|
JeremyHolter
Senior member
Joined: 06 Jun 2007
Posts: 1194
210.30 Dollars($)
|
|
| Posted: Sun May 23, 2010 12:12 pm Post subject: health insurance |
|
|
my son had health insurance through his father that we were unaware of. Can we back file through 2006?
_________________
Register Now to have your Insurance queries solved. |
|
kybaggs
Guest
|
|
| Posted: Sun May 23, 2010 12:28 pm Post subject: |
|
|
You can try...I actually got our carrier to pay a hospital bill for our daughter that was seven years old..
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Wed May 26, 2010 2:20 am Post subject: |
|
|
This will--depending on the coverage--depend in part on either state of federal insurance laws.
It's not out of the question. As Lori has pointed out. |
|
BNTRS
Senior member
Joined: 05 Nov 2009
Posts: 828
13.02 Dollars($)
|
|
