How do I know if I was left a life insurance policy?

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PostPosted: Mon Apr 09, 2012 10:48 pm   Post subject:   

If your father's life insurance was through employment, his employer has that information. If it was individual (personal) life insurance, you may be able to identify the insurance company using the Medical Information Bureau's "Lost Policy Locator Service". A fee of $75 will lead to a search of the MIB database for any reports made during the underwriting phase of an individual life insurance application. They claim a 30% or better rate of matching a person to a policy. Do not pay others for this service. The MIB is reliable, all others charge you more and then pay the MIB its $75 fee. Cut out the middleman and do it yourself.



Visit:

http://www.mibsolutions.com/lost-life-insurance/



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PostPosted: Mon Sep 03, 2012 7:50 pm   Post subject:   

When my grandma died i was not notified, my grand ma told me one day that when she deid i was gointo be better because she had a insurence in my name 10 year leter someone toll me she died, i just know that my father died 2 years ago when i whent to my fathers house my ant said oll the thime my father was traveling i got my fathers death certificate my father hereditate a house with my ant but know the house is in my ants name how can this be how can i know if my father gave the house to my ant


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PostPosted: Mon Sep 03, 2012 8:28 pm   Post subject:   

When my grandma died i was not notified, my grandma told me one day that i was in her insurence. 10 year leter someone toll me she died when i visit her they sead se was traveling, and the same thing with my dadi just knew that my father died 2 years ago. i got my fathers death certificate my father hereditate a house with my ant but know the house is in my ants name how can this be, how can i know if my father gave the house to my antore if she did someting out of the law. Rolling Eyes



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PostPosted: Mon Sep 03, 2012 8:43 pm   Post subject:   

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When my grandma died i was not notified, my grandma told me one day that i was in her insurence. 10 year leter someone toll me she died when i visit her they sead se was traveling, and the same thing with my dadi just knew that my father died 2 years ago. i got my fathers death certificate my father hereditate a house with my ant but know the house is in my ants name how can this be, how can i know if my father gave the house to my antore if she did someting out of the law.

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PostPosted: Tue Sep 04, 2012 2:14 am   Post subject:   

Two years after the fact is coming to the party two years too late. Unless there was some sort of criminal involvement, or you were completely incapable of being located during probate, there is probably nothing you can do at this point.



You'll probably have to find the details of the probate action to figure out what went on, and why you were not involved. Normally, probate cannot be closed if there are known heirs who have not predeceased the decedent.



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PostPosted: Fri Oct 12, 2012 5:44 pm   Post subject: Who do I turn too  

My Father passed away last month, and his present wife is trying to tell me that my father never left anything behind for us, but I know that's not true. So who do I turn to. Do I connect a lawyer and what kind of lawyer would help me discover if there was a policy or not. Please Help


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PostPosted: Fri Oct 12, 2012 7:05 pm   Post subject:   

TamikaO . . .



Long before you go looking for a lawyer, who would be happy to take your money and produce no results, try the Medical Information Bureau's MIB Solutions Lost Policy Locator service: http://www.mib.com/lost_life_insurance.html



For $75, and with a copy of your father's death certificate, they may be able to tell you which insurance company(ies) your father applied to for coverage. They cannot tell you if a policy was actually issued, or give you a policy number, but they can create a starting point for inquiry. They claim that they have about a 30% success rate in helping folks in situations like yours eventually locate a policy.



You can always contact me for additional assistance.



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PostPosted: Sat Oct 13, 2012 4:38 pm   Post subject: find insurance policy  

Father passed away and he worked at chicken plant wanting to knoknow if money was left behind in my name


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PostPosted: Sun Oct 14, 2012 3:03 pm   Post subject:   

Have to contact the employer and ask them, if you're asking about a group life insurance policy. Otherwise, follow the instructions above concerning the MIB Lost Policy service.



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PostPosted: Mon Nov 05, 2012 2:51 am   Post subject: how can i find out where my dad's life insurance  

Hello, I am deaf man and have kids. 5 years ago my Dad told me that he had life insurance for divide me and two sisters . also 4 years ago my dad showed me house around and some stuffs was going to me some TV, Refrigater , and another, also Truck but my stepmother sold everything to someone but suppose to give me. also my step-mom got my dad insurance that disturbed my feeling somehow why she got insurance..... my dad told me fact that my dad and i were secret issued about my dad had life insurance 100 thousands but where my dad 's life insurance policy and stepmother refused to tell my oldest sister. my dad had passed away almost two years ago.


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PostPosted: Wed Nov 28, 2012 4:54 pm   Post subject: Insurance  

My mother passed away in May 2012. Her will said her five children would split the money that was left after her house was sold and bills paid. She had a bank account with hers and my brothers name. Two yrs ago she cashed in a 15,000. life Insurance and four months before she died the balance in her account was still 14,500.00. My brother cashed out the money all but 4,000. and nobody knows where it went.

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PostPosted: Wed Nov 28, 2012 5:07 pm   Post subject:   

Did you have a question?



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PostPosted: Wed Dec 12, 2012 9:04 pm   Post subject: life insurance policy  

My grandmother passed away in 2004,i was 27 years old. Since as long as i can remember she always told me and one of my cousins that when she dies the two of us has a policy. Years leading up to her death she stated to us that she did not want any of her children to benefit from her death.well when she passed my oldest uncle (whom was in jail at the time) ended up having ALL of her info.he g got a house in her name, he received money, so we believe he cashed in on our policies. How do i find out if i don't even know who she went through


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PostPosted: Thu Dec 13, 2012 3:51 pm   Post subject:   

It's now more than 8 years after the fact. Why you have waited this long to become concerned is unknown. You have no claim against any insurance company at this point, even if you knew which one(s) were involved. At best, you might have a claim against someone who should not have received the money.



But 8 years later? Sounds mostly like sour grapes to me at this late date. At age 27, you were old enough to have been involved in whatever happened at the time in 2004. For whatever reason, you chose not to. Heed the old expression: Let sleeping dogs lie.



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PostPosted: Mon Jan 28, 2013 4:24 pm   Post subject: no insurance policy  

how do i know my mom and my step dad insurance with no policy and i dont know the name of insurance company.im only child of my mom and my step dad.then im here in philippines.my mom and step dad die in US.


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