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im looking for life insurance for age 80 and older

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Posted: Fri Jul 17, 2009 10:05 pm   Post subject: im looking for life insurance for age 80 and older   i need some life insurance for my salf	shavonnet New member Joined: 17 Jul 2009 Posts: 1 1.25 Dollars($)
Posted: Sat Jul 18, 2009 7:18 am   Post subject:    Hi Shavonnet, Have you talked to any life agent about it? The following link would take you to a discussion on similar topic. Check if it helps you too. http://www.ampminsure.org/life/reasonable-premium-policy.html ~ Jeremy	JeremyHolter Senior member Joined: 06 Jun 2007 Posts: 1194 210.30 Dollars($)
Posted: Sat Jul 18, 2009 1:55 pm   Post subject:    Option 1: Client put money into a CD paying 5% for the next 6 years. In 6 years account value will be $268,019. heirs will receive $268,019 - (68,019 * .33) = $245,562 Option 2: From other posts: By a single premium Life policy for 200k. This will buy her a 265k paid up policy. Appon dealth heirs will receive $265k Option 3: Buy a SPIA with a life time payout option generating $28,824 a year for life with a 100% exclusion ratio. this will generate (after tax)	DV360 Member Joined: 09 Jul 2009 Posts: 66 11.18 Dollars($)

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