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 Posted: Mon Apr 13, 2009 1:53 pm Post subject: |
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Hi, | Quote: | | However he continues to lead me to believe that I am the sole beneficiary. |
Even if he's trying to make you believe that you're still the sole beneficiary, you'd need to hold on to your patience till you find out the truth. It could be such that he's assigned his son as the 'primary beneficiary'. So, in that case it would be important for you to find out if you've been named as the 'secondary' or 'tertiary beneficiary'.
Steven |
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steven
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| Posted: Tue Apr 14, 2009 9:09 am Post subject: |
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| Why is it important to find out if she's named secondary beneficiary? As secondary beneficiary, she won't get a penny unless her husband's son dies before her husband and the husband doesn't change the beneficiary to someone else. |
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InsuranceExpert
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| Posted: Tue Apr 14, 2009 1:19 pm Post subject: |
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Hi Mark good to see you again as well...
Look the OP's husband cannot be trusted (told her she was bene. but she is not)...the quick answer is this...he can (and apparently did) change the bene. any dag gum time he takes a notion...why not purchase your own policy (and pay the premiums) on his life and make yourself the beneficary? he surely will ok and sign off on that...just make sure to stay in contact with the issueing agent...to make sure he doesn't try the old 'change-a-roo' again...  geeze, i tell ya' if he was my husband his son would've already collected..  
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Lori
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| Posted: Tue Apr 14, 2009 2:14 pm Post subject: |
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Lori, great post. This type of thing is fairly common with second marriages. The parent has loved their child for 10, 20, or 30 years or whatever the age is of the child. The new wife has been around for a year. The child is permanent. The wife may not be.
Are you in a second marriage? Do you have doubts that your marriage will work? Do you not trust your spouse? Do you need to be the beneficiary of the life insurance? If any of those questions can be answered in the affirmative by someone who is going to be the beneficiary of a life insurance policy, it probably makes sense to also be the owner of the policy. |
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InsuranceExpert
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| Posted: Wed May 13, 2009 3:22 pm Post subject: |
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| unless you are irrevocable beneficiary, your husband has all right to change benificiary without your consent. Yes I understand it hurts when your husband lies to you, however the deception is legal |
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goldenjobs
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| Posted: Mon Jun 29, 2009 7:01 pm Post subject: |
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my childerns are upset and mad at me because iam going to change sole beneficiary to my new wife and all other plans 401k, life, stocks,ira, and any things i have.
i have 14, 15 ,17,does any one know if the exwife or childerns can legally challenged my policys. our marriage was only 9 years and 6 mos.
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adnal
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| Posted: Tue Jun 30, 2009 1:39 am Post subject: |
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| Quote: | my childerns are upset and mad at me because iam going to change sole beneficiary to my new wife and all other plans 401k, life, stocks,ira, and any things i have.
i have 14, 15 ,17,does any one know if the exwife or childerns can legally challenged my policys. our marriage was only 9 years and 6 mos. |
Because your marriage was only 9 years and 6 months it makes perfect sense that you should do all that you can do to make sure that you leave your kids absolutely nothing. After all, fathers have no importance.
Maybe your "childerns" are upset because you don't know English.
As for the answer to your question, I don't feel like answering it for you. |
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InsuranceExpert
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| Posted: Tue Jun 30, 2009 10:41 am Post subject: |
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adnal, you may cut your children out of your life in favor of your new wife...after all, water is thicker than blood right? or is that the other way around? hmmmm
You have to make the decision...if your decision is to exclude children of your own body...in favor of a new wife...not a darn thing they can do about.....hope you, however can rest easy, or in peace, whichever it may be....remember once you're gone, from this planet, your gone...leave the legacy befiting yourself....
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Lori
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