Life insurance for HIV patients - Do such policies exist?

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PostPosted: Tue Aug 12, 2014 4:21 pm   Post subject: Exists  

Yes, life insurance for HIV patients exists. There are few companies offering this type of policy. But premium is too high you know !!!

samanthahaugh
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PostPosted: Tue Dec 01, 2015 3:43 am   Post subject: life insurance for patients with hiv  

Guaranteed Issue – No Medical Questions Life Insurance

Guaranteed issue life insurance policies offer the following features:

No medical exam

No medical questions – Yes, even someone with terminal cancer, HIV/AIDS, or Alzheimer’s Disease can qualify.

Reduced Death Benefit for the first 2 to 3 policy years – Accidental deaths do pay out the full face value.

Whole life insurance with guaranteed cash value accumulation

The only restriction is that you cannot currently be refined to a nursing home or skilled nursing care facility.



Call me at [deleted per TOU] if you want a quote


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Mike Minter
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PostPosted: Thu Mar 24, 2016 4:10 pm   Post subject: REAL Life INsurance for HIV+  

Forget the guaranteed issue garbage. Two major carriers have are now writing traditional life insurance (term and guaranteed universal life) for applicants testing positive for HIV. Prudential is offering 10/15 year term however Symetra Life has a better product with their GUL. Granted, the insured will be highly rated (increased cost of insurance) if approved but still a better deal than guaranteed issue. Coverage can be structured to go for 10 years or longer up to age 100+. There are strict criteria to get approved however this is a very positive step for people living with what is now a chronic illness, not a terminal one. Post a reply for more details if interested.


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Lewis
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PostPosted: Thu Apr 28, 2016 11:47 am   Post subject: BWovtpIuREjtJg  

That's a smart way of loiokng at the world.


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Heidi
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PostPosted: Fri Oct 05, 2018 8:37 pm   Post subject: Wow  

I can't believe it highway robbery

MersaBleni
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PostPosted: Fri Oct 05, 2018 8:37 pm   Post subject: Wow  

I can't believe it highway robbery

MersaBleni
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PostPosted: Fri Oct 05, 2018 8:37 pm   Post subject: Wow  

I can't believe it highway robbery

MersaBleni
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