can i find out if i have a life isurance ploicy

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PostPosted: Mon Apr 27, 2009 5:24 pm   Post subject: can i find out if i have a life isurance ploicy  

I want to know if a life insurance policy has been taken on me.
slewis
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PostPosted: Tue Apr 28, 2009 5:54 am   Post subject:   

Well, technically one isn't allowed to take a life insurance policy on the other if there is no insurable interest. Also, you need to be informed and sign the policy paper if someone tries to buy a life insurance on your name.

You may need to elaborate your query as why do you think that someone might have bought insurance on your name.

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PostPosted: Tue Apr 28, 2009 6:14 am   Post subject:   

Slewis, if you suspect that someone has taken out a life insurance policy on your name fraudulently then you might contact the Medical Information Bureau.

Life insurers would run a check on the medical history of the insured for the medical underwriting purpose. You would get the record form the MIB site.

BTW, how old are you? The parents however can take out a policy on the name of their child below the age of 15 yrs.

Hope you would follow-up with us.
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PostPosted: Thu Apr 30, 2009 9:39 am   Post subject:   

Hi slewis

Quote:
I want to know if a life insurance policy has been taken on me.


Try and get in touch with the Fraud Investigation Department in the Medical Information Bureau if you think this has been done fraudulently.

Did you need to sign any documents given to you by anyone? If you are an adult your signature will be needed to get a policy on you. You can ask your parents if they have bought a life insurance policy on you. If you are below 15 years of age, you parents can buy a life policy on you.

OP give us your age and why you think someone might have taken out a policy on you. This will enable us to help you better.

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sil
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PostPosted: Sat May 30, 2009 6:55 pm   Post subject: who has a life insurance policy on me  

i jamel did not give my consent for anyone to take out a life insurasnce policy on me.
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PostPosted: Thu Jun 04, 2009 8:03 pm   Post subject:   

I'm 22 and I think my gramma has a policy on me and it tranfers at age 25 I live in a diff state and she is just so greedy I dnt feel comfortable her having that can I somehow takeover the policy she had custody of me
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anonymous06606
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PostPosted: Wed Jun 10, 2009 9:16 am   Post subject:   

Hi Anonymous,

Quote:
I'm 22 and I think my gramma has a policy on me and it tranfers at age 25 I live in a diff state


Does that mean that the policy ownership would transfer from your grandmother to you upon your turning 25?

Who is the beneficiary in the policy?
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PostPosted: Wed Jun 10, 2009 10:45 am   Post subject:   

Hey, do you know what type of policy does your grandma has? And where do you and your grandma live?
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PostPosted: Thu Jun 11, 2009 5:54 am   Post subject:   

Hi anonymous06606,

Quote:
I'm 22 and I think my gramma has a policy on me and it tranfers at age 25


Is there any particular reason why you'd believe it to be like this?
Did you get any document that supports this view?

Are you the same person who'd begun the discussion thread?

Steven
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