Who offers life insurance for 80 year olds?

by pwhiteonlexington » Wed Feb 25, 2009 04:43 am

My mother is 84 years old and in pretty good shape for her age. We have no insurance to help with home going services though, when she leaves us. We just want to be able to provide a decent resting place for her without hassle; but she won't make the arrangements..

Total Comments: 93

Posted: Tue Feb 05, 2013 08:06 pm Post Subject: Life Insurance over 80

It depends on wich state she resides. There are companies that offer life insurance to seniors up to 89 years old.

Posted: Wed Feb 20, 2013 07:10 am Post Subject: who offers life insurance for 80 year olds?

Well buying insurance protection in this age is not that easy, because people who are old they have so many health issues in this stage so they can't by insurance protection by giving medical exam, But there is also the way for those peoples, they only need to buy life insurance no medical exam plan where they don't need to give fully medical exam.

Posted: Wed Feb 20, 2013 12:58 pm Post Subject:

There is "final expense" insurance without a medical exam at very high cost for persons up to about age 84. The death benefit is usually limited to a maximum of $25,000 per person.

Posted: Sat Feb 23, 2013 07:52 am Post Subject:

Well many insurance companies don't offer protection for the peoples in this age, But some companies offer the No medical insurance protection plan for those peoples who have been dined in the past or have some serious health issues.

Posted: Tue Oct 13, 2015 06:32 pm Post Subject: mortgage ins for 87 yr old

Everyone's situation is different, so being judgemental really isn't helpful; I could really use specific advice. I lost my husband five years ago in a very unusual way so was left with two small boys with special needs, and no income. My mother took us in and ended up not being able to afford her small policy for FE. We are just this year getting the credit score up and purchased a home for safety, but cannot get private insurance. I need to cover the mortgage in case she passes in the next three years or so before I can get my new business off the ground. She is on no meds, has a history of high cholesterol due to hormonal issues, is petite, 5'4 112 lbs and gets around great for her age, though doesn't drive. Is there any hope for a mortgage coverage around $150k? I can swing about 200. a month max. Thanks so much!

Posted: Wed Oct 21, 2015 02:24 am Post Subject:

Having life insurance [plagiarism is not permitted on this website] in your case.
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Posted: Tue May 29, 2018 08:14 pm Post Subject: FE Policies

Final Expense policies are expensive, but if you look at it as a savings plan then its not such a bad idea. Anyone can go for any reason at any time and the older we get the more the odds increase. Many Final Expense policies return the premium if you die within 2 years and full payout after that. Its not cheap, but it is a solution for people over 45 with age/health issues.

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