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 Posted: Sat Mar 28, 2009 4:15 am Post subject: |
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I've got a new concept - "Buy UL, invest the difference!"
I should write a book and make millions. |
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dgoldenz
Senior member
Joined: 10 Jan 2009
Posts: 204
Location: Virginia
24.35 Dollars($)
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| Posted: Thu Jul 02, 2009 2:35 pm Post subject: life insurance |
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My husband had taken out a 10,000 dollar policy for my son years ago. i have been paying on it now since my husband has died. I will pay on it till I pass and then hopefully son will take over. Do you ever stop paying on this insurance if insured is still living? Is this still better than a term policy?
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Register Now to have your Insurance queries solved. |
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alita
Guest
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| Posted: Tue Sep 08, 2009 11:24 am Post subject: |
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We know that there are several various life insurance policies now and we can choose it according to our needs. Some of the good life insurance policies which can easily fit in our budget are the whole term life insurance policy, the universal policy and many more. This could definitely be the best protection for our family for the whole life.
The 10 year term life insurance policy is usually chosen for one of two reasons. It is quite cheap thus more people can afford it. They wanna choose this policy intending to buy one for a longer period of time sometime in the future. If they are unable to qualify for the new policy in the future the life insurance company may allow them to convert to a permanent policy. Of course, this one would be by contractual agreement. Buying the 10 year term policy they at least have the coverage now. They can feel more secure.
20 years sounds like a good period of time to plan for so off they go and buy their 20 year term life insurance policy. A 25 year or a 30 year term life insurance policy probably would have done just as well but they choose the 20 year policy.
Business people often choose the 30 year term life insurance policy over the other policy styles as they want to do their insurance buying now and not think about it any more for a while. They should rethink their insurance needs every year but at the beginning they choose the 30 year term anyway.
We have a lot of choose and we can pick up the right and availale one . |
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davidnn
New member
Joined: 07 Sep 2009
Posts: 18
Location: Chicago
10.42 Dollars($)
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| Posted: Tue Sep 15, 2009 5:45 am Post subject: |
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| Quote: | | the whole term life insurance policy |
THE WHAT??
OMG this sounds like a Primerica commercial. I shouldn't laugh, investigating their croooked agents has always been lucrative.
dgoldenz - that book idea would work very well if you were once a football coach.
_________________
Please feel free to go to my website at www.markcolbert.com or, if you have a specific question, you can email me directly. I hope I can answer any questions you might have. If not, I can certainly find an answer right away. |
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InsInvestigator
Community Consultant
Joined: 13 Oct 2007
Posts: 397
Location: Central California
107.61 Dollars($)
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| Posted: Tue Sep 15, 2009 5:51 am Post subject: |
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| I coach a few fantasy football teams....does that count? |
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dgoldenz
Senior member
Joined: 10 Jan 2009
Posts: 204
Location: Virginia
24.35 Dollars($)
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| Posted: Tue Sep 15, 2009 4:27 pm Post subject: |
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LMAO
Hey Coach, As long as you stay away from selling "Whole Term Life Insurance policies" we'll get along just fine.
_________________
Please feel free to go to my website at www.markcolbert.com or, if you have a specific question, you can email me directly. I hope I can answer any questions you might have. If not, I can certainly find an answer right away. |
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InsInvestigator
Community Consultant
Joined: 13 Oct 2007
Posts: 397
Location: Central California
107.61 Dollars($)
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