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 Posted: Tue Nov 22, 2011 7:48 am Post subject: |
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There is never a bad age at which to own life insurance. The younger you are when you purchase it, the cheaper it will be. Also, for most people their health deteriorates as they age, not improve. Thus, the younger you are, the more likely you are to get a better underwriting class, which again comes with a reduced premium.
Just make sure you speak with an independent agent who can assess your situation and give you options to meet your needs.
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UTFan
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| Posted: Wed Nov 23, 2011 10:10 am Post subject: |
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I agree with the above post. You can buy life insurance at any time you think you need it (except when you are above 75-80 with a life threatening disease, still then it might be available with an exorbitant price). It's always better to buy life insurance as early as possible to get cheap premium rates, and if it's permanent policy it can be as cheap as a term life insurance.
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anonymous007
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| Posted: Sat Nov 26, 2011 11:03 am Post subject: |
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| I like your post!!!!!!!!!!!!! |
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Churchill
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| Posted: Sun Nov 27, 2011 5:43 am Post subject: |
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| I don't think their is a specific age that one should get life insurance rather than when a need arises. When a child is born, there is a need, so age 0. |
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TaxFreeIncome
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| Posted: Thu Jan 19, 2012 2:25 pm Post subject: Age to buy life insurance policy |
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| There is no particular age to buy a life insurance policy, you can opt for life insurance policy any time between the age of 18 or 16 (in some places) to 75 years. But it is suggestible to buy a life insurance policy at an early age of your life to secure you & your family. |
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insurancelink
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| Posted: Mon Apr 16, 2012 9:08 am Post subject: |
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| As late joiners to medical insurance are penalized through higher premiums, it would be best get coverage while you're young. Starting age for penalties is 35 years old. When it comes to marriage, you and your spouse might want to set aside your individual life insurance plans and purchase a cheaper combined policy instead. |
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fundmarketer
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| Posted: Thu Apr 19, 2012 5:15 am Post subject: |
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| Quote: | | Starting age for penalties is 35 years old. |
In what universe?
Please ignore the advice in the post above. Work with an agent directly to determine your need and the best way to accomplish your objectives.
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MaxHerr
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| Posted: Thu Apr 19, 2012 9:46 am Post subject: Auto Insurance |
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Will a speeding ticket from another state affect your auto insurance?
[bLinks removed by Moderator MaxHerr per TOU[/b] |
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autoinsurance005
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| Posted: Thu Apr 19, 2012 10:45 am Post subject: Term Insurance |
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| Life insurance is the investment or saving for our beloved and it is less expensive if you purchase it in your young age. Term insurance is the best option i can say because it is most flexible and cheapest. |
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sneha6858
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| Posted: Fri Apr 20, 2012 3:16 am Post subject: |
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| Although the idea behind life insurance is to help your dependents cope financially in the event of your death, it is still best to get a cover even if you're still living with your parents so as not to put them in hardship to at least bury you. Besides, the same policy will cost you more as you get older so better to take care of it early. |
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fundmarketer
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