OurCommunityPower.org > Insurance Forum | Debt Forum | Mortgage Forum | Credit Forum
Insurance Community
 
Hi! I am your Insurance Assistant. If you do not get the required information on this page, use me so that I can help you reach the right page.
Let me help you out: 

Home Lori's Home My Posts


Posts by Lori
Posting date Subject
Posted: Mon Oct 13 21:02:53 2008 Welcome 'M' to the community, first off I'm going ..
Posted: Mon Oct 13 20:43:37 2008 Let me make sure I have this right...girl in ..
Posted: Mon Oct 13 20:32:20 2008 A cool million, and he's got to be ..
Posted: Mon Oct 13 7:29:18 2008 I ingested too much beer one time! (well ok way ..
Posted: Mon Oct 13 7:25:08 2008 Bless their hearts it's the thought that counts, ..
Posted: Mon Oct 13 5:45:00 2008 I assure you that insurance adjusters don't just ..
Posted: Mon Oct 13 5:37:37 2008 Nope, not unless the shop endorses it, but you ..
Posted: Mon Oct 13 5:30:00 2008 A captive agents works/sells for one company an ..
Posted: Mon Oct 13 5:22:33 2008 You're learning a ..
Posted: Mon Oct 13 5:18:38 2008 No an inland marine is a 'type' of policy, like ..
Posted: Mon Oct 13 5:14:49 2008 In our case that would've been a waste of ..
Posted: Sun Oct 12 15:35:02 2008 yep, i'd get right on that if i were ..
Posted: Sun Oct 12 15:14:54 2008 eeeewww, how much is the loan and is there ..
Posted: Sun Oct 12 15:09:24 2008 Of course it will in many different ways...it's ..
Posted: Sun Oct 12 14:54:22 2008 yes, fire, but a little more comprehensive really ..
Posted: Sun Oct 12 14:48:50 2008 Definately makes a difference in what you are ..
Posted: Sun Oct 12 14:36:11 2008 There are NO stupid (geniune) questions...a state ..
Posted: Sun Oct 12 8:28:54 2008 it-cc, are you wanting to be an independent that ..
Posted: Sun Oct 12 8:25:21 2008 Not necessarily, in MO for instance a person can ..
Posted: Sun Oct 12 7:53:55 2008 ABSOLUTELY you won't make as much but you ..
Posted: Sun Oct 12 7:43:40 2008 Ok,so you're not trying to pressure her to stay ..
Posted: Sun Oct 12 7:37:48 2008 I can't remember what it stands for Claims Loss, ..
Posted: Sun Oct 12 7:31:46 2008 People like your mother in law (and probably the ..
Posted: Sun Oct 12 7:28:28 2008 The only time you really have to have an ..
Posted: Sun Oct 12 7:21:50 2008 Ok so you really don't know if he backed up or ..
Posted: Sat Oct 11 14:25:44 2008 Yep but it's too late...you should've got out of ..
Posted: Sat Oct 11 14:17:50 2008 And I'm sure the adjusters insured (the property ..
Posted: Sat Oct 11 6:31:57 2008 Sorry but you need to explain this a little ..
Posted: Sat Oct 11 6:24:06 2008 a bill that says, 'hey ins. is due' and if you ..
Posted: Sat Oct 11 6:22:17 2008 Pay and appreciate her more...reward her for ..
Posted: Sat Oct 11 6:18:15 2008 They will just CWP (close without payment) the ..
Posted: Sat Oct 11 6:06:11 2008 Yes you need an additional policy that will cover ..
Posted: Sat Oct 11 6:04:05 2008 I have an inland marine policy on my rings...as ..
Posted: Sat Oct 11 5:58:38 2008 Why because the law says you have to have it, and ..
Posted: Sat Oct 11 5:56:41 2008 huh ..
Posted: Sat Oct 11 5:49:33 2008 Fire, I really feel for you, fortunately my ..
Posted: Sat Oct 11 5:40:55 2008 ONLY if there was a release in this case there ..
Posted: Sat Oct 11 5:35:52 2008 He of course is the named beneficiary...and he ..
Posted: Fri Oct 10 22:21:00 2008 You're sniffer is correct... I understand ..
Posted: Fri Oct 10 22:11:42 2008 Sorry Derek I'm not trying to be difficult, I ..
Posted: Fri Oct 10 21:53:45 2008 OP, I in no way intended for you to get the ..
Posted: Fri Oct 10 20:55:55 2008 Now wait a sec... Look AAA is a moderate ..
Posted: Fri Oct 10 8:40:46 2008 This is of course hypothetical...let's say Mr. ..
Posted: Fri Oct 10 5:43:10 2008 There are tons of disability carriers...check ..
Posted: Fri Oct 10 5:41:30 2008 are NOT caused by an accident..(I'm not sure ..
Posted: Fri Oct 10 5:33:34 2008 If the felony has ANYTHING to do with stealing or ..
Posted: Fri Oct 10 5:24:52 2008 Most carriers this would not be a 'chargeable' ..
Posted: Fri Oct 10 5:20:15 2008 The higher the deductible the lower the ..
Posted: Fri Oct 10 5:03:59 2008 fire, most 401k you can change both your ..
Posted: Fri Oct 10 4:51:42 2008 Or they tear it up...! kills me when parents had ..
Posted: Fri Oct 10 4:49:31 2008 fitho's welcome back...let us know if you have ..
Posted: Fri Oct 10 4:47:07 2008 MO what's a ''producer''....(fyi, i am also a MO ..
Posted: Fri Oct 10 4:46:18 2008 good catch maze, I missed the type of car...no ..
Posted: Fri Oct 10 4:41:55 2008 This was always the case, but in my area anyway ..
Posted: Fri Oct 10 4:26:05 2008 Jeremy you can't ''increase'' your comp ..
Posted: Thu Oct 9 8:04:03 2008 heck yeah, they want THEIR money back too ..
Posted: Thu Oct 9 8:03:39 2008 it's generally cheaper to buy the kid a beater ..
Posted: Thu Oct 9 8:02:42 2008 just check the difference say for 50-100, and ..
Posted: Thu Oct 9 8:01:59 2008 i do the ..
Posted: Thu Oct 9 8:01:00 2008 no they are separate, you can have any ..
Posted: Thu Oct 9 7:32:19 2008 Any time you use your collision or comp coverage ..
Posted: Thu Oct 9 7:30:40 2008 oh yeah you ..
Posted: Thu Oct 9 7:29:37 2008 not all carriers do that but many ..
Posted: Thu Oct 9 7:29:10 2008 well yes it could...if you walk daily on ..
Posted: Thu Oct 9 7:27:53 2008 raising comp and collision deductibles generally ..
Posted: Thu Oct 9 7:26:27 2008 late or no ..
Posted: Thu Oct 9 5:52:18 2008 I've never heard of 'occasional driver' you would ..
Posted: Thu Oct 9 5:46:50 2008 Many carriers also will waive a comp deductible ..
Posted: Wed Oct 8 19:30:16 2008 sorry, but if they don't lose most or all of it ..
Posted: Wed Oct 8 19:27:29 2008 fireyone if you're carrying a 50 dollar ..
Posted: Wed Oct 8 19:25:49 2008 doubt it what we need to know is the REAL reason ..
Posted: Wed Oct 8 19:24:47 2008 Most company's will allow a discount with a good ..
Posted: Wed Oct 8 19:23:20 2008 Of course it's the truth why else would they ..
Posted: Wed Oct 8 16:19:03 2008 Definately should gear toward the claims ..
Posted: Wed Oct 8 16:17:07 2008 Kind of in that they cannot give up their ins ..
Posted: Wed Oct 8 16:10:45 2008 Define 'unsafe' how many times had you and ..
Posted: Wed Oct 8 12:54:51 2008 Matty you need to contact some agents or check on ..
Posted: Wed Oct 8 12:47:54 2008 Others may disagree, but I think you did the ..
Posted: Wed Oct 8 9:02:56 2008 Annie, who told you this You should've got a ..
Posted: Wed Oct 8 9:01:01 2008 Thanks for the congrats...I tell you grandbabies ..
Posted: Wed Oct 8 8:28:11 2008 Well don't see us movin' have three ..
Posted: Wed Oct 8 6:58:50 2008 yes, yes he is...i think he said we are making ..
Posted: Wed Oct 8 6:18:56 2008 My husband handles all our 401k investing...he ..
Posted: Wed Oct 8 6:12:21 2008 Isn't ''section 8'' what Klinger was always ..
Posted: Wed Oct 8 6:08:12 2008 no they cannot...thought you said in your other ..
Posted: Wed Oct 8 6:06:43 2008 First off sugahsommie, I'm so very sorry about ..
Posted: Wed Oct 8 6:03:17 2008 I can see why that one was covered Dave a ..
Posted: Wed Oct 8 5:53:56 2008 thank ..
Posted: Tue Oct 7 9:36:06 2008 We don't know the true reason it was denied, but ..
Posted: Tue Oct 7 8:21:12 2008 I know but it really ticks me off...I try to stay ..
Posted: Tue Oct 7 7:46:40 2008 I know you're not that 'type' fireyone...hope you ..
Posted: Tue Oct 7 7:31:28 2008 I'm working on it Ohio, just got slammed last ..
Posted: Tue Oct 7 7:26:04 2008 OK Derek on a 100k policy how much do you give ..
Posted: Tue Oct 7 7:24:57 2008 Ok wait a second this has the same ring as the ..
Posted: Tue Oct 7 7:17:28 2008 aaaaa yeah ..
Posted: Tue Oct 7 7:12:37 2008 ninatins, nice one...I'm guess or hoping it ..
Posted: Tue Oct 7 7:09:22 2008 It's a little know fact that all policys ..
Posted: Tue Oct 7 7:06:21 2008 join the ..
Posted: Tue Oct 7 7:01:10 2008 Maze I don't think there was an agreement with ..
Posted: Mon Oct 6 21:04:12 2008 First off the single mom sister and this ..
Posted: Mon Oct 6 20:27:02 2008 ........can't get much worse...(least I hope not ..
Posted: Mon Oct 6 20:26:17 2008 I don't understand where you are wanting it towed ..
Posted: Mon Oct 6 6:25:41 2008 Well all I can say is I've NEVER seen an auto ..
Posted: Mon Oct 6 5:52:29 2008 Welcome ..
Posted: Mon Oct 6 5:48:06 2008 what's tdi temporary disability ins is that what ..
Posted: Mon Oct 6 5:46:26 2008 ahhhhhh peanut buster parfait with extra extra ..
Posted: Mon Oct 6 5:44:59 2008 Oh honey what a mess...ok, what state (or ..
Posted: Mon Oct 6 5:40:11 2008 Well probably just sticking with auto's...less to ..
Posted: Mon Oct 6 5:35:21 2008 No it's not...not even close that is a criminal ..
Posted: Mon Oct 6 5:19:14 2008 yeah it ..
Posted: Mon Oct 6 5:17:33 2008 I know..personally i carry 100k PD and 250/500 ..
Posted: Mon Oct 6 5:14:53 2008 amen ..
Posted: Mon Oct 6 5:11:33 2008 That is a good way to handle it other states have ..
Posted: Sun Oct 5 15:45:11 2008 Sorry Gary I'm with the rest IMO this is a moral ..
Posted: Sun Oct 5 15:40:21 2008 Why don't you just have your name on the title as ..
Posted: Sun Oct 5 15:38:48 2008 ohhhhhhhh good catch life, i couldn't understand ..
Posted: Sun Oct 5 15:38:04 2008 Well hell, why don't they just tax my dental ..
Posted: Sun Oct 5 6:19:21 2008 Don't love it too much it really isn't worth ..
Posted: Sun Oct 5 6:16:18 2008 yes, be sure the adjuster knows about this I have ..
Posted: Sun Oct 5 6:14:56 2008 I haven't heard this...frankly don't think McCain ..
Posted: Sun Oct 5 6:13:29 2008 It's common practice to photo the injuries they ..
Posted: Sun Oct 5 6:09:17 2008 The sqeeky wheel gets the grease honey...ALWAYS ..
Posted: Sun Oct 5 5:58:20 2008 Hurt, I don't know how long ago this was or if ..
Posted: Sun Oct 5 5:54:40 2008 I've got about 15 yrs or so on you and boy do I ..
Posted: Sun Oct 5 5:50:40 2008 yeah, but they are fun once in a ..
Posted: Sun Oct 5 5:48:01 2008 I don 't know depends on what it is and how they ..
Posted: Sun Oct 5 5:47:16 2008 The 50k doesn't mean two people it means per ..
Posted: Sun Oct 5 5:35:32 2008 All good points Mark and I agree with you 100% in ..
Posted: Sat Oct 4 7:39:11 2008 I don't see why not either if your policy has ..
Posted: Sat Oct 4 7:30:07 2008 Sorry smita thakur, I'm sure you'd be a blast to ..
Posted: Sat Oct 4 7:28:14 2008 You sir are correct...I don't know where my head ..
Posted: Fri Oct 3 22:06:25 2008 give the top 10 Insurance ..
Posted: Fri Oct 3 21:53:06 2008 Here's the deal Ronald...you lie on the ..
Posted: Fri Oct 3 21:34:33 2008 a poke in the with a sharp ..
Posted: Fri Oct 3 21:31:48 2008 ''tough love'' has saved more kids, than 'wimp' ..
Posted: Fri Oct 3 21:30:20 2008 that's a BIG ''maybe'' but certainly call the ..
Posted: Fri Oct 3 21:01:07 2008 you made the right choice for your husband and ..
Posted: Fri Oct 3 20:18:55 2008 I had a claim with a very honest young man one ..
Posted: Fri Oct 3 20:02:41 2008 thank ..
Posted: Fri Oct 3 15:09:23 2008 Most or some I guess I should say HO policys ..
Posted: Fri Oct 3 14:28:31 2008 What kind of insurance Isn't that some sort of ..
Posted: Fri Oct 3 6:49:48 2008 received this quick message from Bryan... NO ..
Posted: Fri Oct 3 6:45:14 2008 oh gary for pete's sake that hurt my head.. ..
Posted: Fri Oct 3 6:42:40 2008 re: health coverage if you are in a group plan ..
Posted: Fri Oct 3 6:35:04 2008 I should've driven the excess point stronger i ..
Posted: Fri Oct 3 6:27:03 2008 I agree, and the thing is if you do succeed in ..
Posted: Fri Oct 3 6:10:41 2008 I had (he died three years ago) a very ..
Posted: Fri Oct 3 6:01:55 2008 It's not just the deductible that causes ..
Posted: Fri Oct 3 5:57:04 2008 Thanks lakeman for the kind words...AND the gift ..
Posted: Fri Oct 3 5:33:48 2008 Me too Mike...not two hours, but a good one, ..
Posted: Thu Oct 2 16:08:25 2008 I don't understand this part of your ..
Posted: Thu Oct 2 9:14:19 2008 I tell ya' they all about make me sick... ..
Posted: Thu Oct 2 7:40:26 2008 Sounds to me like he was talking about A ..
Posted: Thu Oct 2 7:34:04 2008 In the states I work in the insurance always ..
Posted: Thu Oct 2 7:30:15 2008 yeah only way is if he drives you're car...he's ..
Posted: Thu Oct 2 7:28:25 2008 As the others have said, some states require ..
Posted: Thu Oct 2 7:25:43 2008 Really depends on the company, how long you have ..
Posted: Thu Oct 2 7:20:50 2008 Your lack of ins. shouldn't have anything to do ..
Posted: Thu Oct 2 7:00:16 2008 just a minor correction here for anyone reading ..
Posted: Thu Oct 2 6:22:51 2008 oh yes, yes he has ..
Posted: Thu Oct 2 6:21:52 2008 Just an fyi, an attorney can't get the insurance ..
Posted: Thu Oct 2 6:11:38 2008 Yeah a lot of carrier either have people send ..
Posted: Wed Oct 1 18:02:29 2008 I sent him a pm should be on it ..
Posted: Wed Oct 1 18:01:09 2008 Yeah, I disagree with this advise...if it turns ..
Posted: Wed Oct 1 17:28:53 2008 Holy moly...i have no idea...i'll send lakeman a ..
Posted: Wed Oct 1 17:25:06 2008 Yeah it's sad I've handled a few fatalities ..
Posted: Wed Oct 1 15:02:24 2008 log out and back in....restart your ..
Posted: Wed Oct 1 12:54:25 2008 You don't say how long ago this accident ..
Posted: Wed Oct 1 8:20:40 2008 In twenty plus years I have NEVER NOT ONE TIME ..
Posted: Wed Oct 1 8:04:59 2008 This is only if an actual suit is filed...if a ..
Posted: Wed Oct 1 6:30:05 2008 I seriously doubt in fact I'm sure the other ..
Posted: Wed Oct 1 6:13:59 2008 There are varying views on life ins for ..
Posted: Wed Oct 1 6:05:29 2008 Honey, you'll be fine..and have learned a very ..
Posted: Wed Oct 1 5:54:03 2008 you're probably right... ..
Posted: Wed Oct 1 5:52:07 2008 I'm all for giving EVERYONE and ANYONE a second ..
Posted: Wed Oct 1 5:46:50 2008 If you are still the legal 'owner' then you need ..
Posted: Wed Oct 1 5:32:52 2008 Oh Dad's they are so funny...hate that being ..
Posted: Tue Sep 30 20:07:38 2008 The area of the world that I work and live in (NW ..
Posted: Tue Sep 30 19:55:55 2008 No this isn't health ins doing this part with ..
Posted: Tue Sep 30 19:50:29 2008 Bet if it were your 13yr old daughter or next ..
Posted: Tue Sep 30 6:55:50 2008 I want a million bucks under my mattress, the ..
Posted: Tue Sep 30 6:47:46 2008 Perhaps, but we have no control or options it is ..
Posted: Tue Sep 30 6:27:44 2008 guess if they would've read that you don't get ..
Posted: Tue Sep 30 6:24:21 2008 First Debra, sorry to hear of the lose of your ..
Posted: Tue Sep 30 6:21:52 2008 I REALLLLLLLLLLLLY liked him...what a looker even ..
Posted: Tue Sep 30 6:19:00 2008 Your questions have been answered to the fullest ..
Posted: Tue Sep 30 6:16:01 2008 You have every right to be very very concerned ..
Posted: Tue Sep 30 6:12:11 2008 Where did you get that Rupert Not in my ..
Posted: Tue Sep 30 6:05:49 2008 Good morning Fitho's and welcome...let me see if ..
Posted: Mon Sep 29 21:04:45 2008 This is a private policy. ..
Posted: Mon Sep 29 19:06:14 2008 Was your house totaled If so, then ..
Posted: Mon Sep 29 19:04:50 2008 The ones that crack me up are the ones that ..
Posted: Mon Sep 29 7:55:03 2008 'step son' remember, unless he legally adopted ..
Posted: Mon Sep 29 7:41:15 2008 As Tcope said you have the right to receive the ..
Posted: Mon Sep 29 7:39:33 2008 Shot right over his head Todd... ..
Posted: Mon Sep 29 7:24:42 2008 smart ..
Posted: Mon Sep 29 7:21:53 2008 First off no ipod anymore...and secondly THAT ..
Posted: Mon Sep 29 7:15:21 2008 Don't forget Gary our first discussion about ..
Posted: Mon Sep 29 7:12:29 2008 I don't know how rare it is...check the number ..
Posted: Mon Sep 29 6:54:33 2008 Well said ..
Posted: Sun Sep 28 6:53:20 2008 Good question Gary...Grace also was Dad in ..
Posted: Sun Sep 28 6:35:48 2008 That's fine for those you speak too...the ..
Posted: Sat Sep 27 19:56:08 2008 Glad you got it back ..
Posted: Sat Sep 27 19:52:56 2008 great life glad you got it straightened out... ..
Posted: Sat Sep 27 7:57:56 2008 Each state has their own min...which are rarely ..
Posted: Sat Sep 27 7:52:34 2008 you do...you do understand that is for others to ..
Posted: Sat Sep 27 7:49:55 2008 I personally have worked from home (actually I'm ..
Posted: Sat Sep 27 7:47:52 2008 Ontario, why don't you explain what it is for ..
Posted: Sat Sep 27 7:46:48 2008 Of course you are welcome Bradley! Glad you found ..
Posted: Sat Sep 27 7:42:46 2008 not sure why...you see a blank box right where ..
Posted: Sat Sep 27 7:38:29 2008 I agree with you Gary in theory...and also that ..
Posted: Sat Sep 27 7:05:03 2008 ...first they are sourced silly...with dates..and ..
Posted: Fri Sep 26 6:00:54 2008 I think your HO policy will handle the ..
Posted: Fri Sep 26 5:57:47 2008 Just tell the adjuster you are not ready to ..
Posted: Fri Sep 26 5:55:04 2008 Could be that some states do not have 'open ended ..
Posted: Fri Sep 26 5:51:52 2008 In a pure comparative negligence state....let's ..
Posted: Fri Sep 26 5:47:24 2008 Chances are excellent that if you file a claim ..
Posted: Fri Sep 26 5:42:49 2008 George W St. Charles, MO Nov.2000 ..
Posted: Fri Sep 26 5:27:15 2008 Hopefully another 'seasoned' agent will pop ..
Posted: Fri Sep 26 5:20:02 2008 You would be but they don't mail suit papers a ..
Posted: Fri Sep 26 5:14:47 2008 I use quick reply every time...hmmmmmm ...anyway ..
Posted: Thu Sep 25 17:10:56 2008 Yeah they can...do you have custody of your niece ..
Posted: Thu Sep 25 16:36:59 2008 It really depends on the policy and the ..
Posted: Thu Sep 25 16:34:15 2008 Don't know can you tell the future ..
Posted: Thu Sep 25 16:30:38 2008 cuz' ya' haven't figured it out yet... copy and ..
Posted: Thu Sep 25 15:31:36 2008 Usually those forms are notarized...I can't say ..
Posted: Thu Sep 25 15:22:35 2008 Todd I don't know if this is a state issue or ..
Posted: Thu Sep 25 9:38:37 2008 you would be thinking correctly life... ..
Posted: Thu Sep 25 7:21:42 2008 Oh Rupert you're so sweet... Car dealerships ..
Posted: Thu Sep 25 7:18:09 2008 Juanita of course your friends best course of ..
Posted: Thu Sep 25 6:50:19 2008 ..
Posted: Thu Sep 25 6:38:22 2008 well said Gieco! ..
Posted: Wed Sep 24 16:49:21 2008 Yes they can, BUT I think they can only hold the ..
Posted: Wed Sep 24 8:24:20 2008 Hi segurosgonzalez, and welcome to the ..
Posted: Wed Sep 24 7:12:29 2008 As far as I know ALL carriers do this...nothing ..
Posted: Wed Sep 24 7:06:54 2008 Had nearly the same thing next door to ..
Posted: Wed Sep 24 6:38:47 2008 Depending on the vehicle and the type of h/lamp ..
Posted: Wed Sep 24 6:24:57 2008 Wow...well atleast in the midwest a fresh out of ..
Posted: Wed Sep 24 6:22:29 2008 Is the draft made out only to you If so then yes ..
Posted: Wed Sep 24 6:09:40 2008 Check your stated Dept of Ins site...there will ..
Posted: Wed Sep 24 6:06:16 2008 I don't necessarily agree that they won't care ..
Posted: Wed Sep 24 5:50:33 2008 They can tell an insured the amount paid for ..
Posted: Wed Sep 24 5:42:22 2008 That's exactly what I did, they recently replaced ..
Posted: Wed Sep 24 5:37:06 2008 Until the case is rememdied either by judgement, ..
Posted: Tue Sep 23 7:39:23 2008 Homie, try and relax....first you did tell your ..
Posted: Tue Sep 23 7:25:13 2008 Well, she presented a BI (bodily injury ) claim ..
Posted: Tue Sep 23 7:18:19 2008 No more talk...I'm requesting you be blocked from ..
Posted: Tue Sep 23 7:00:54 2008 I've had a 'talk' with you yog...also deleted ..
Posted: Tue Sep 23 6:49:29 2008 Welcome Life, (love love love your avatar by the ..
Posted: Tue Sep 23 6:46:11 2008 The policys that the water company sell cover age ..
Posted: Tue Sep 23 6:44:40 2008 The doc should simply file a lein....I'd be ..
Posted: Tue Sep 23 6:41:39 2008 pretty tough when you get two at it huh well ..
Posted: Tue Sep 23 6:39:36 2008 your premium may have went up due to an across ..
Posted: Mon Sep 22 10:04:50 2008 Stone, this would be determined by the area, you ..
Posted: Mon Sep 22 10:01:03 2008 That is complicated...I'm an adjuster not an ..
Posted: Mon Sep 22 9:58:28 2008 Is your car totaled Was it your fault or the ..
Posted: Mon Sep 22 9:56:20 2008 If it was a company wide change it would've ..
Posted: Mon Sep 22 9:52:43 2008 There are several resourses...NADA, EDMUNDS, do ..
Posted: Mon Sep 22 9:43:19 2008 no, war gary...i'm too old and tired to go to war ..
Posted: Mon Sep 22 9:18:43 2008 First off Patrica I'm so very very sorry you lost ..
Posted: Mon Sep 22 9:08:48 2008 You either add a rider or buy an inland marine ..
Posted: Mon Sep 22 9:01:05 2008 again seriously it is property that is ..
Posted: Mon Sep 22 8:57:11 2008 It the house or main structure that is insured ..
Posted: Mon Sep 22 8:32:55 2008 Welcome Thomas to the ..
Posted: Sun Sep 21 12:39:21 2008 soon to be ex-wife admitted she forged my name on a policy ..
Posted: Sun Sep 21 7:37:01 2008 That was a joke Gary.. I know you ..
Posted: Sun Sep 21 7:09:42 2008 glen, I didn't understand one bit of this... ..
Posted: Sun Sep 21 7:03:34 2008 In essence that's what happens any time you get ..
Posted: Sun Sep 21 7:01:36 2008 Welcome ..
Posted: Sat Sep 20 6:57:57 2008 I doubt an attorney would help in this case to ..
Posted: Sat Sep 20 6:46:49 2008 NO THEY CANNOT! Who told you this an 'agent' or ..
Posted: Sat Sep 20 6:44:11 2008 Were you injured in an auto ..
Posted: Sat Sep 20 6:39:08 2008 an automatic denial anymore...atleast in this ..
Posted: Sat Sep 20 6:27:27 2008 You are welcome and thanks again to T for ..
Posted: Sat Sep 20 6:05:27 2008 Nope it won't....in all cases like this I have ..
Posted: Sat Sep 20 5:48:53 2008 Great news Eric alls well that ends ..
Posted: Fri Sep 19 10:12:52 2008 Thanks Todd, you always do a way better job of ..
Posted: Fri Sep 19 7:13:42 2008 There are also economic totals...the ACV minus ..
Posted: Fri Sep 19 7:04:25 2008 I'm safe from cat at the company I'm with ..
Posted: Fri Sep 19 6:58:09 2008 Bidwist....sorry about the situation....it's ..
Posted: Fri Sep 19 6:51:53 2008 Yeah...I've never heard of no owner retain ..
Posted: Fri Sep 19 6:47:49 2008 I didn't understand where the Guaranteed ..
Posted: Fri Sep 19 6:37:25 2008 First of all make sure you are talking to the ..
Posted: Fri Sep 19 6:18:24 2008 Agreed...works both ways...but seriously...what ..
Posted: Fri Sep 19 6:14:07 2008 Honestly Bidwist thought that was like pointing ..
Posted: Thu Sep 18 19:10:19 2008 wow what country are you in Haven't heard of ..
Posted: Thu Sep 18 19:02:54 2008 WHO needs a 125% mortgage ..
Posted: Thu Sep 18 8:00:35 2008 The ins company issued a draft to the body shop ..
Posted: Thu Sep 18 7:11:07 2008 Because this is the absolute max. you can get ..
Posted: Thu Sep 18 7:04:28 2008 Anthony, I'm not clear in your question...Your ..
Posted: Thu Sep 18 7:00:54 2008 Lein holder issue ..
Posted: Thu Sep 18 6:47:41 2008 He (cousin) is the owner of the vehicle and the ..
Posted: Thu Sep 18 6:43:57 2008 No Jeorge you are not required to do anything ..
Posted: Thu Sep 18 6:34:51 2008 Gary, admittedly I'm 'life ins challenged" ..
Posted: Wed Sep 17 21:05:54 2008 AND he's an eighteen year old male! ..
Posted: Wed Sep 17 21:02:46 2008 Well not necessarily it depends on the car and ..
Posted: Wed Sep 17 20:36:41 2008 Best of luck ..
Posted: Wed Sep 17 20:33:46 2008 I have no idea but I'd sure ask them, and whom ..
Posted: Wed Sep 17 7:14:35 2008 Look, I've delete two, and moved the other posts ..
Posted: Wed Sep 17 7:09:25 2008 You're welcome, and that's sweet, yes I'm an ..
Posted: Wed Sep 17 7:02:37 2008 WHAT That's a little creepy...what was her ..
Posted: Wed Sep 17 6:56:11 2008 Yep, it most certainly is collision...this is ..
Posted: Wed Sep 17 6:48:40 2008 Alot of carriers are in trouble now, I have never ..
Posted: Wed Sep 17 6:39:30 2008 theonenonly, of course not! you are welcome to ..
Posted: Wed Sep 17 6:31:12 2008 All what stuff the ACV being less that the ..
Posted: Tue Sep 16 19:50:10 2008 I have a TOTALLY different opinion as to why we ..
Posted: Tue Sep 16 19:47:45 2008 The apt. building will only be responsible for ..
Posted: Tue Sep 16 19:46:03 2008 Turn the claim in to both your carrier and the ..
Posted: Tue Sep 16 19:37:00 2008 Well yes, she can take the whole check, because ..
Posted: Tue Sep 16 19:30:54 2008 Welcome ..
Posted: Tue Sep 16 19:29:35 2008 KARIN, look under your name at the amount you ..
Posted: Tue Sep 16 19:23:54 2008 An insurance company's basis to deny a claim, ..
Posted: Tue Sep 16 6:45:06 2008 Yes, I'd be very upfront with them, ask the lady ..
Posted: Tue Sep 16 6:36:09 2008 Well sounds like you need a new mirror...have you ..
Posted: Tue Sep 16 6:33:00 2008 Why are you suing your company and why are you ..
Posted: Tue Sep 16 6:29:32 2008 It's be wise to be insured! and let the ..
Posted: Tue Sep 16 6:13:45 2008 I think you need to get photos of your vehicle ..
Posted: Tue Sep 16 6:04:45 2008 WAIT JUST A DAWG GONE MINUTE! that's fine honey ..
Posted: Tue Sep 16 5:45:30 2008 but you can make out his clothes and prove it ..
Posted: Mon Sep 15 9:08:25 2008 You know I forgot something that really irks the ..
Posted: Mon Sep 15 8:52:08 2008 good job... ..
Posted: Mon Sep 15 8:50:55 2008 Not only is it normal it's the only way...they ..
Posted: Mon Sep 15 7:21:11 2008 Call the flordia dept of insurance and see if ..
Posted: Mon Sep 15 7:17:58 2008 The "parties released" are not the ..
Posted: Mon Sep 15 6:47:56 2008 Bobby where is this artical you have written that ..
Posted: Mon Sep 15 6:41:28 2008 That is just what I figured...that is why they ..
Posted: Sun Sep 14 15:21:32 2008 You should be fine, but I'd ask the adjuster to ..
Posted: Sun Sep 14 15:18:39 2008 We are being sued for damages after an auto accident. ..
Posted: Sun Sep 14 15:16:39 2008 CHA-CHING is what it's worth, more than ..
Posted: Sun Sep 14 15:13:56 2008 If you have children together...or own a ..
Posted: Sun Sep 14 10:05:17 2008 I once rearended two attorneys in my Company ..
Posted: Sun Sep 14 10:00:00 2008 First of all sorry to hear of the loss of your ..
Posted: Sun Sep 14 7:14:14 2008 You'll be much smarter the next one you buy ..
Posted: Sat Sep 13 9:21:34 2008 You're welcome Eric, but you did most of the work ..
Posted: Sat Sep 13 8:25:28 2008 1/ show up late 2/ NOT listen to their ..
Posted: Sat Sep 13 8:20:08 2008 I don't think you finished your thought or ..
Posted: Sat Sep 13 8:17:51 2008 Well MERRY CHRISTMAS! to you! Now time to ..
Posted: Fri Sep 12 20:23:46 2008 Let us know how this comes out...very interesting ..
Posted: Fri Sep 12 20:09:40 2008 You won't be able to cancel the contract...you ..
Posted: Fri Sep 12 19:59:57 2008 Of course I have, actually I have wondered about ..
Posted: Fri Sep 12 19:48:39 2008 (received below in my in box) Ok, I think ..
Posted: Fri Sep 12 19:40:02 2008 I figured that Pam, but we need to know all ..
Posted: Fri Sep 12 19:31:08 2008 I KNOW I don't want to be.... what a ..
Posted: Fri Sep 12 8:32:58 2008 sure it is if they are denying a claim based on ..
Posted: Fri Sep 12 7:37:17 2008 ya' think well ..
Posted: Fri Sep 12 6:38:36 2008 But Gary all this isn't necessary with say 100k ..
Posted: Fri Sep 12 5:41:02 2008 I cannot figure out from your discription of ..
Posted: Fri Sep 12 5:36:05 2008 How do you know for sure that he is paying these ..
Posted: Fri Sep 12 5:33:40 2008 Come on now Bobby, that's a little over ..
Posted: Fri Sep 12 5:29:41 2008 Very logical, and with these conditions sounds ..
Posted: Fri Sep 12 5:26:41 2008 Dillon why aren't you returning his calls to see ..
Posted: Fri Sep 12 5:22:50 2008 Do a market search, within 50 miles or so of your ..
Posted: Fri Sep 12 5:18:10 2008 Have they got criminal charges filed Or are they ..
Posted: Fri Sep 12 5:14:31 2008 Are you saying it has a prior salvage title If so ..
Posted: Fri Sep 12 5:11:39 2008 No flooring isn't personal property a rug is but ..
Posted: Thu Sep 11 10:54:17 2008 Well duh! how stupid to I feel didn't even ..
Posted: Thu Sep 11 9:13:43 2008 How do this work? ..
Posted: Thu Sep 11 9:08:19 2008 It depends on who's at fault and what coverages ..
Posted: Thu Sep 11 7:28:12 2008 milandin Are you saying by this statement That ..
Posted: Thu Sep 11 7:15:57 2008 Sorry Keith, I hate it when I have to total these ..
Posted: Thu Sep 11 7:08:50 2008 I've never seen anyone lose their home, I have ..
Posted: Thu Sep 11 6:55:21 2008 That's not true, and their not crazy they know ..
Posted: Thu Sep 11 6:47:39 2008 Smash, there are no dumb questions...since the ..
Posted: Thu Sep 11 6:29:54 2008 And since she knows the other party is ..
Posted: Thu Sep 11 6:21:10 2008 THAT is what this forum is all about...I'm so ..
Posted: Thu Sep 11 6:09:26 2008 I don't know if it's a state thing or what..I do ..
Posted: Thu Sep 11 6:03:53 2008 Jay, speaking for everyone you are very welcome, ..
Posted: Wed Sep 10 17:00:02 2008 Yep, but everyone wouldn't have went to the ..
Posted: Wed Sep 10 16:49:57 2008 Well from what I've read on the NJ DOI page, (and ..
Posted: Wed Sep 10 15:57:28 2008 He's still at fault, I do understand your ..
Posted: Wed Sep 10 15:45:50 2008 What do you want to know Who was their insurance ..
Posted: Wed Sep 10 15:36:01 2008 Mark, what a nice thing to do for a fellow ..
Posted: Wed Sep 10 15:33:56 2008 Hope you have a great day too honey. It's my ..
Posted: Wed Sep 10 15:10:47 2008 Doubt separate policys would be the way to ..
Posted: Wed Sep 10 9:12:42 2008 yeah, pretty much...but it certainly will not ..
Posted: Wed Sep 10 7:58:02 2008 me too re: 'birthin' them babies'....these girls ..
Posted: Wed Sep 10 7:31:06 2008 glad to see you back...was wondering where you'd ..
Posted: Wed Sep 10 5:13:55 2008 Well he'd have to have the name of the carrier ..
Posted: Wed Sep 10 5:10:19 2008 Great to know I've never worked for any of them! ..
Posted: Wed Sep 10 5:09:29 2008 Yes that's exactly what they are doing at this ..
Posted: Tue Sep 9 19:58:39 2008 You are correct he would have the right of way ..
Posted: Tue Sep 9 19:16:43 2008 Clearly you were more than half way thru if the ..
Posted: Tue Sep 9 17:40:05 2008 ONE CLAIM Seriously You got one claim of 4k in ..
Posted: Tue Sep 9 17:29:56 2008 First of all I combined your posts, they were ..
Posted: Tue Sep 9 17:18:42 2008 of you very seriously...I have never in twenty ..
Posted: Tue Sep 9 16:44:05 2008 hang in there, we'll see how it looks for you ..
Posted: Tue Sep 9 16:39:48 2008 They work for you, not the other way around, if ..
Posted: Tue Sep 9 9:16:51 2008 huh only thing I got from that is that you ..
Posted: Tue Sep 9 9:15:09 2008 They cannot prevent that, it's there job to try ..
Posted: Tue Sep 9 8:27:50 2008 Oh you'll be surprised the lengths that will be ..
Posted: Tue Sep 9 6:19:52 2008 All new tires have 'tits' on them...don't know ..
Posted: Tue Sep 9 6:10:21 2008 Come on Body man, you think Gieco is the only ..
Posted: Tue Sep 9 5:31:02 2008 You did the right thing staying calm, wasn't her ..
Posted: Tue Sep 9 5:26:58 2008 ABSOLUTELY NOT! If you did your carrier would ..
Posted: Tue Sep 9 5:21:43 2008 They always request phone records...looking for ..
Posted: Mon Sep 8 17:57:13 2008 Oh my gosh...well I will say they never deny a ..
Posted: Mon Sep 8 16:41:00 2008 I'm glad you are here, and welcome...please stop ..
Posted: Mon Sep 8 16:33:55 2008 Shouldn't be any issue just explain everything ..
Posted: Mon Sep 8 9:02:27 2008 yep kind of...if they had health coverage ..
Posted: Mon Sep 8 7:26:42 2008 This was left in my box by a guest, assume it ..
Posted: Mon Sep 8 7:20:48 2008 ok, the bills are lets say 10k...the insurance ..
Posted: Mon Sep 8 7:11:42 2008 did they change the term and no one told ..
Posted: Mon Sep 8 7:08:55 2008 another big flag that they will look at is your ..
Posted: Sun Sep 7 12:48:34 2008 Thanks Todd, hit it on the head...and will add, ..
Posted: Sun Sep 7 12:47:15 2008 I wasn't calling you out or the definition Gary, ..
Posted: Sun Sep 7 11:38:56 2008 of support from the parents (grandparents) to ..
Posted: Sun Sep 7 8:47:45 2008 I have no idea what a womyn is...but will say ..
Posted: Sat Sep 6 17:38:27 2008 Auto insurance Why would you need to know that If ..
Posted: Sat Sep 6 17:36:38 2008 You will not get in trouble if your leinholder ..
Posted: Sat Sep 6 11:51:16 2008 Were you paid on a claim for that prior ..
Posted: Sat Sep 6 8:15:23 2008 hockey/soccer big deal...i was a football mom, so ..
Posted: Sat Sep 6 8:02:32 2008 An atty, some times an adjuster and certainly ..
Posted: Sat Sep 6 6:15:54 2008 I'm not going to get into a political ..
Posted: Sat Sep 6 5:54:24 2008 I won't say they make up any bills...stretch the ..
Posted: Sat Sep 6 5:49:09 2008 It's hard not to be defensive cop or ..
Posted: Fri Sep 5 17:47:09 2008 yes, the ''could'' have, however most attorney's ..
Posted: Fri Sep 5 17:34:22 2008 FarmAHam, welcome to the forum! You will find ..
Posted: Fri Sep 5 9:09:49 2008 Glad you found us valeed, and welcome to the ..
Posted: Fri Sep 5 8:53:19 2008 yes, basically, the other person didn't have to ..
Posted: Fri Sep 5 8:22:05 2008 Double check this as well as your state laws ..
Posted: Fri Sep 5 7:22:36 2008 sounds to me like your company has hired an ..
Posted: Fri Sep 5 5:28:44 2008 good job, and a lot of wiggle room...these ..
Posted: Fri Sep 5 5:13:41 2008 I doubt there is much if any operating problems ..
Posted: Fri Sep 5 5:09:03 2008 oh gary you're crackin' me up....back off the ..
Posted: Fri Sep 5 5:03:37 2008 Vipul, I'm sorry you had trouble with your total, ..
Posted: Fri Sep 5 4:55:30 2008 if you can get out there and take a picture of ..
Posted: Thu Sep 4 22:07:58 2008 Most water company's sell a cheap policy that ..
Posted: Thu Sep 4 22:02:51 2008 Sorry Todd (and OP) I disagree, I think based on ..
Posted: Thu Sep 4 21:49:46 2008 WOW 72.00 an hour body and refinish and 35.00 an ..
Posted: Thu Sep 4 21:20:25 2008 ok ..
Posted: Thu Sep 4 8:36:06 2008 That's news to me, and all other adjusters, ..
Posted: Thu Sep 4 7:58:33 2008 Rupert she has another post, turns out she is ..
Posted: Thu Sep 4 7:57:00 2008 And neither of us know for sure about Ohio, so ..
Posted: Thu Sep 4 6:19:38 2008 Ins and claims in particular can be very ..
Posted: Thu Sep 4 5:46:09 2008 Well first of all there is nothing illegal or ..
Posted: Thu Sep 4 5:43:11 2008 Are you asking about posting on this ..
Posted: Thu Sep 4 5:40:01 2008 Trouble is I sure do hope you have independent ..
Posted: Thu Sep 4 5:34:20 2008 merrellad, is your vehicle driveable are ..
Posted: Thu Sep 4 5:23:36 2008 yes, most times...i always tell people as long ..
Posted: Thu Sep 4 5:08:54 2008 This can't be right in total...you pay the fine ..
Posted: Wed Sep 3 21:03:31 2008 Galak, sorry to hear of your bad luck and hope ..
Posted: Wed Sep 3 20:58:56 2008 I agree contact the court, and then you might ..
Posted: Wed Sep 3 20:52:42 2008 I'm more than a little surprised by that Gary... ..
Posted: Wed Sep 3 20:51:09 2008 yes, it is standard now...you just need to ..
Posted: Wed Sep 3 20:47:07 2008 Well Gagansab (what does that mean by the way ..
Posted: Wed Sep 3 20:33:16 2008 ABSOLUTELY! Why on earth would an adjuster ..
Posted: Wed Sep 3 8:58:47 2008 I'm not getting exactly what you want....do you ..
Posted: Wed Sep 3 8:57:42 2008 Yeah, you may not have med pay on auto's, but I'd ..
Posted: Wed Sep 3 8:52:52 2008 Some company's operate that way, might be a ..
Posted: Wed Sep 3 5:59:07 2008 Try googling ..
Posted: Wed Sep 3 5:57:13 2008 In a 'true' theft you will not be held liable for ..
Posted: Wed Sep 3 5:51:41 2008 I don't know that if there is or not, or if mvr ..
Posted: Tue Sep 2 20:29:21 2008 There can be an issue in some states if this is ..
Posted: Tue Sep 2 20:17:48 2008 OP, please don't opt for public adjuster ..
Posted: Tue Sep 2 20:04:00 2008 No, no, no, no Derrick...this is NOT ..
Posted: Tue Sep 2 20:00:45 2008 I'm with you, teach, if the home is owner ..
Posted: Tue Sep 2 19:55:04 2008 Sure...first ask them to explain who was ..
Posted: Tue Sep 2 19:53:23 2008 Welcome Derek Gilbert, to the community, so glad ..
Posted: Tue Sep 2 19:51:21 2008 No, but the claims master's can! I ..
Posted: Tue Sep 2 19:44:31 2008 I'm sorry I have no idea of the exchange rate, ..
Posted: Tue Sep 2 8:53:19 2008 You can't buy or reinstate a policy AFTER an ..
Posted: Tue Sep 2 8:51:24 2008 I had some trouble this morning, couldn't get ..
Posted: Tue Sep 2 8:43:06 2008 Sounds to me like if you do not pay the ..
Posted: Tue Sep 2 8:25:31 2008 No, it doesn't mean that...''IF'' the other ..
Posted: Tue Sep 2 8:14:09 2008 Congrats! ..
Posted: Sun Aug 31 6:48:35 2008 (I'm not sure this belongs in auto but was where ..
Posted: Sun Aug 31 6:42:14 2008 I agree your wife needs to report it to her ..
Posted: Sun Aug 31 6:27:32 2008 Doubt you would be actually sueing the ..
Posted: Sun Aug 31 6:16:00 2008 depending on his vehicle the bumper cover can ..
Posted: Sun Aug 31 6:03:37 2008 I agree with T fully, unless the policy says ..
Posted: Sat Aug 30 8:05:55 2008 I guess you look all over the house, and then ..
Posted: Sat Aug 30 7:52:12 2008 There's really no way to know that without ..
Posted: Sat Aug 30 7:32:00 2008 Wow bad,I think the question is what town do you ..
Posted: Fri Aug 29 15:13:19 2008 "It MIGHT just be that" ALL the ..
Posted: Fri Aug 29 15:06:33 2008 There are different thoughts on this everyone ..
Posted: Fri Aug 29 14:56:12 2008 I agree, I usually keep coll and comp untill or ..
Posted: Fri Aug 29 6:57:32 2008 Welcome Niki, first try not to be so upset, these ..
Posted: Fri Aug 29 6:38:55 2008 First of all Ron, I'm sorry that you have lost ..
Posted: Fri Aug 29 6:23:37 2008 krishnapunekar, doing homework are you ..
Posted: Fri Aug 29 6:20:24 2008 krissybee14-non-exsistant, there are no auto ..
Posted: Fri Aug 29 6:15:55 2008 Welcome to the community Ken...glad you found ..
Posted: Fri Aug 29 6:11:50 2008 Darn it, thought I had it pegged with your ..