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How to cover diamond ring

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Posted: Wed Sep 14, 2011 6:22 am   Post subject: How to cover diamond ring   I just got engaged and I'm worried about losing my pricey diamond ring. Does my home insurance cover it or should I buy a separate insurance to protect it? _________________ Register Now to have your Insurance queries solved.	VerinicaAdams Guest
Posted: Wed Sep 14, 2011 1:06 pm   Post subject:    It only covers it up to a certain amount and for certain types of loss. You may want to ask about a Personal Article Floater (PAF). It increases the coverage and may also include coverage for additional types of loss.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5199 Location: Salt Lake City, UT 286.08 Dollars($)
Posted: Wed Sep 21, 2011 7:52 am   Post subject: How to cover diamond ring ?   Hi, Putting a policy on your engagement ring may sound unromantic, but nothing's sweeter than peace of mind. There are a few ways to insure your engagement ring. Ring insurance can be purchased as an extension (also called a "rider") for your renters' or homeowners' policy. Renters' and homeowners' policies cover the stuff in your home, but only up to a certain dollar value: Expensive, special items like engagement rings, art, and electronics are guaranteed through scheduled personal property coverage -- an insurance policy extension that covers particular items. Another option is to insure your ring through a company that specializes in jewelry insurance, which might offer more coverage than a standard homeowners' policy (replacing a lost or stolen ring rather than paying a set amount of cash, for instance). _______________ Quick weight loss	himanshudpfoc New member Joined: 29 Dec 2010 Posts: 18 3.07 Dollars($)

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