homeowner policy business purpose?

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Posted: Wed Oct 12, 2011 7:30 pm Post subject: homeowner policy business purpose?

Hi friends, does my hownowner policy covers parts of my house that belong to "other structures" which are used for business purposes by me? Thanks:)

mouse1976

New member

Joined: 11 Oct 2011
Posts: 15

2.73 Dollars($)

Posted: Thu Oct 13, 2011 5:24 am Post subject:

Coverage B for Other Structures covers detached structures as garage, sheds, driveways etc. Detached structures used for business purposes are NOT covered under a personal home owners insurance policy.

Monawayne

Preferred member

Joined: 12 Sep 2011
Posts: 119

Location: Arizona
11.98 Dollars($)

Posted: Thu Oct 13, 2011 5:26 am Post subject:

However, optional coverage may be obtained.

Monawayne

Preferred member

Joined: 12 Sep 2011
Posts: 119

Location: Arizona
11.98 Dollars($)

Posted: Thu Oct 13, 2011 5:40 pm Post subject:

Thanks:) other structures as a garage, sheds and driveways were mentioned. What about my swimming pool?

mouse1976

New member

Joined: 11 Oct 2011
Posts: 15

2.73 Dollars($)

Posted: Fri Oct 14, 2011 7:00 am Post subject:

Swimming pools are covered under other structures. However it may differ from policy to policy. Some policies may exclude swimming pools while others may charge extra to cover it. Moreover, home insurance companies generally raise the premium rates for swimming pool owners, because of the risk factor.