Got bitten by my neighbor's dog. I have still got bite marks. Had to take shots and antibiotics. Can i file a claim with their home insurance policy?
Total Comments: 6
Posted: Wed Jun 27, 2012 01:36 pm Post Subject: Claim against neighbor home insurance
This happened around 2 weeks back.
Posted: Wed Jun 27, 2012 11:59 pm Post Subject:
Yes. The liability portion of your neighbor's coverage will take care of that. But instead of making a claim, have you spoken with your neighbor to see if he'll take care of the damages?
Always better to try and have "good neighbors," so to speak. There's nothing illegal or problematic with doing that, however- only negotiate with the neighbor if this is a minor issue. If there are any possibilities that you may incur future expenses- always go through the insurance carrier.
My fellow contributors are likely to chime in on this thread...
InsTeacher 8)
Posted: Thu Jun 28, 2012 01:08 am Post Subject:
To add to what InsTeacher mentioned... do you know who the person's carrier is? If not, you are going to need to initially address this with the neighbor. Ultimately you issue is with the neighbor.
Posted: Thu Jun 28, 2012 04:14 am Post Subject:
The question of responsibility for a dog bite will probably turn on whether or not the dog was located on their property or roaming around the neighborhood and whether or not the dog had previously bitten anyone. Many jurisdictions follow the “one bite rule” meaning that the dog owner will be liable for injuries caused by the animal only if the owner knew or should have known about the animal’s dangerous or vicious propensities. If the animal had never exhibited any prior vicious behavior, the owner might not be found strictly liable
Posted: Thu Jun 28, 2012 04:37 pm Post Subject:
In most jurisdictions, dog bites are considered an absolute liability issue. Doesn't matter how it happened in most areas, just like plane crashes, elevator mishaps, etc.
Now, there are definitely areas in which the doctrine of absolute liability does not apply... check your state!
InsTeacher 8)
Posted: Wed Aug 01, 2012 09:40 am Post Subject:
If you have suffered as the result of a dog attack, you may be entitled to compensation for your physical and psychological injuries and any financial losses that you have sustained.
_______________________ phoenix personal injury lawyer
Posted: Wed Jun 27, 2012 01:36 pm Post Subject: Claim against neighbor home insurance
This happened around 2 weeks back.
Posted: Wed Jun 27, 2012 11:59 pm Post Subject:
Yes. The liability portion of your neighbor's coverage will take care of that. But instead of making a claim, have you spoken with your neighbor to see if he'll take care of the damages?
Always better to try and have "good neighbors," so to speak. There's nothing illegal or problematic with doing that, however- only negotiate with the neighbor if this is a minor issue. If there are any possibilities that you may incur future expenses- always go through the insurance carrier.
My fellow contributors are likely to chime in on this thread...
InsTeacher 8)
Posted: Thu Jun 28, 2012 01:08 am Post Subject:
To add to what InsTeacher mentioned... do you know who the person's carrier is? If not, you are going to need to initially address this with the neighbor. Ultimately you issue is with the neighbor.
Posted: Thu Jun 28, 2012 04:14 am Post Subject:
The question of responsibility for a dog bite will probably turn on whether or not the dog was located on their property or roaming around the neighborhood and whether or not the dog had previously bitten anyone. Many jurisdictions follow the “one bite rule” meaning that the dog owner will be liable for injuries caused by the animal only if the owner knew or should have known about the animal’s dangerous or vicious propensities. If the animal had never exhibited any prior vicious behavior, the owner might not be found strictly liable
Posted: Thu Jun 28, 2012 04:37 pm Post Subject:
In most jurisdictions, dog bites are considered an absolute liability issue. Doesn't matter how it happened in most areas, just like plane crashes, elevator mishaps, etc.
Now, there are definitely areas in which the doctrine of absolute liability does not apply... check your state!
InsTeacher 8)
Posted: Wed Aug 01, 2012 09:40 am Post Subject:
If you have suffered as the result of a dog attack, you may be entitled to compensation for your physical and psychological injuries and any financial losses that you have sustained.
_______________________
phoenix personal injury lawyer
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