Can a claim be denied because a roof was repaired and not re

by esisaltee » Wed Jan 09, 2013 03:21 pm

Our mobilehome was insured by Foremost during hurricane Ike (2008). We had a lot of damage including roof damage. Foremost gave us an initial check for $1000.00 to get the repairs started. We had our roof repaired for $1979.69.

After Ike Foremost quit writing insurance in Brazoria County TX. We had to find a different company, Ranchers & Farmers Mutual Insurance Company. On Christmas Day (2012) we had a storm that blew shingles off our roof. I filed a claim and it was denied because our roof was fixed and not replaced after Ike. Can this be right?

Total Comments: 3

Posted: Thu Jan 10, 2013 02:15 am Post Subject:

What _actual_ exclusion was mentioned for the denial? It's easier to understand if you mention this.

Posted: Fri Jan 11, 2013 03:10 am Post Subject:

Are you able to produce evidence that the repairs were completed in 2008? That might resolve this problem.

Posted: Wed Jan 16, 2013 06:08 am Post Subject:

What is the exact reason they mentioned for declined? if you mentioned clearly only can give any suggestion so make your question little brief.

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