| Message |
Author |
|
 Posted: Tue Aug 25, 2009 8:33 pm Post subject: Section II Liability exclusion that does NOT apply??? |
|
|
In Florida, section II liability coverage, "exclusion the does NOT apply", what is the "off-road recreational vehicle" thats mentioned??
(besides a wheelchair & golf cart, I cant see an ATV or dirt bike being covered if driven on insured's property))...
Thanks  |
|
Dube
New member
Joined: 12 Aug 2009
Posts: 12
5.28 Dollars($)
|
|
| Posted: Wed Aug 26, 2009 3:58 am Post subject: |
|
|
| This appears to be an exception to an exclusion. Carriers modify ISO forms so it's not really possible to answer your question unless you quote the exclusion and then the entire exception. |
|
tcope
Forum Expert
Joined: 22 Nov 2006
Posts: 2779
Location: Salt Lake City, UT
248.00 Dollars($)
|
|
| Posted: Wed Aug 26, 2009 10:11 am Post subject: |
|
|
While generally excluding coverage for motorized land vehicles, the exclusion does not apply to a vehicle in dead storage at the insured location. Off-road recreational vehicles are covered while on an insured location if they are owned by an insured, and are covered anywhere in the world if non-owned. vehicles assisting the handicapped & golf cart when being used to play golf or in a residental community that the insured resides in that allows golf carts on the roads in the community.
Thanks |
|
Dube
New member
Joined: 12 Aug 2009
Posts: 12
5.28 Dollars($)
|
|
| Posted: Wed Aug 26, 2009 3:40 pm Post subject: Another ques about coverage E |
|
|
Sect II E reads:
Personal, non-business activities are covered anywhere. Also applies to liability arising from "insured locations" which includes: the residence in Declaration, or has rented for non-business use, ect ect..
But then under listed under "exclusions of principal interest”: it has "damage to property owned by the insured, or to property rented to, occupied or used by or in the care of the insured(except for damage to others property caused by fire, smoke or explosion).
THEN, under Add''l coverages, it lists "damage to others" (up to 1000 is provided for damage to property of others that is caused by an insured ,w/out regard to legal liability, if not covered under sec I.
It contradicting, I think.. First is says its covered, then its excluded then its under an add’'l coverages.. Am I reading it wrong??? Alaina |
|
Dube
New member
Joined: 12 Aug 2009
Posts: 12
5.28 Dollars($)
|
|
| Posted: Tue Sep 15, 2009 2:22 pm Post subject: nDTFXSHxRGFak |
|
|
doors.txt;10;15
_________________
Register Now to have your Insurance queries solved. |
|
Guest
|
|
| Posted: Thu Oct 22, 2009 7:35 pm Post subject: CPrtXywPeH |
|
|
Could I be more strict with my diet? ,
_________________
Register Now to have your Insurance queries solved. |
|
Merlin17
Guest
|
|
| Posted: Thu Oct 29, 2009 12:10 pm Post subject: |
|
|
| This appears to be an exception to an exclusion. Carriers modify ISO forms so it's not really possible to answer your question unless you quote the exclusion and then the entire exception (link removed by lori) |
|
pavan
New member
Joined: 29 Oct 2009
Posts: 4
1.59 Dollars($)
|
|
