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Single Parent & Life Insurance

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fireyone
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fireyone



Joined: 07 Jan 2008

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146.56 Dollars($)

PostPosted: Sun Mar 30, 2008 2:31 am   Post subject:   

Agreed. Thats exactly what I am talking about. I believe money give too early doesn't help but hinders a achild. Think about it...when did you make most of your major purchases..Home? Good car? I know mine didn't come in my teen years. Work is always a good lesson to teach your child.
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sdchargersfan
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sdchargersfan



Joined: 21 Aug 2007

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1.67 Dollars($)

PostPosted: Sun Mar 30, 2008 12:49 pm   Post subject: life insurance  

Got a good one for ya'll!!!! Since I seperated ( and divorced) from my ex, I took his name off my Military Life Insurance policy. I did this some time ago. He's actually upset because I did this!! What the HECK!!?? This Life Insurance covers me 24/7. My ex is ALREADY talking that "without that money he can't pay his bills, etc." MY GOD..what is this world coming too!! My ex is really a 'mammas boy', and whatever "Mommy says..goes." ( I'm sure SOMEONE has dealt with this 'situation' before). My ex's parents din't think it was a good idea to take my ex off the Life Insurance. OMG!!...............he told me this and just about fainted!! I thought I would share this story with everyone!! Rolling Eyes
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goodnatured
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26.98 Dollars($)

PostPosted: Sun Apr 13, 2008 2:18 pm   Post subject:   

I would think that who ever will take care of your children would be the one who it would be on your policy, right.

I would not want my ex on my policy either, toooooo much hate and hard feelings there for me. I have since remarried to a much nicer man. Very Happy Very Happy
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sdchargersfan
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sdchargersfan



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PostPosted: Mon Apr 14, 2008 10:08 am   Post subject: policy  

In my 'Living Will', through the miltary, I have my POA to 'disturbute' the money to those on my Life Insurance. Since my son is 15 now, God forbid anything happens to me NOW, the money will be put in a Trust Fund, for my son. He can't get to this money until he is 25 years old, with "Supervision from POA."
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Lori
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PostPosted: Mon Apr 14, 2008 10:31 am   Post subject:   

sdchargersfan, good plan, I still don't get where the ex is coming from? Was the 'excuse' so he could raise your son?
Quote:
talking that "without that money he can't pay his bills,
Does he mean bills for the child? That's just nuts...I can't imagine any ex assuming they would maintain beneficiary status...that just blows my mind! Shocked
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fireyone
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PostPosted: Mon Apr 28, 2008 4:01 pm   Post subject:   

This ex needs to grow up ...like yesterday. Let him get mommy to support him. I think you have a very well thought out plan. Tell your ex he needs to get his own life.
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sdchargersfan
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PostPosted: Mon Apr 28, 2008 11:07 pm   Post subject: life insurance  

LORI and FIREYONE..............YEP.. my ex is STILL expecting money from the policy. I don't mean my SON'S bills. I mean HIS ( my ex's) bills!! Yes.........even though we have been seperated 9 years now and divorced 1 year, my ex STILL thinks I have kept him on my policy. God...what a moron!! When i seperated, I REMOVED my ex from my Military Life Insurance. God forbid..anything happens to me, my parents get half and my son gets half ( a trust fund will be set up for my son until he turns 25.0 ALL of this will be taken care of by my POA..who is NOT my ex. When I was in Iraq,my ex was just "counting on that money." Talk about morbid!!BOY...do I have stories to tell BOTH of you, but, i don't think there's enough room, on this forum, for that!!LOL To answer your question, FIREYONE...he DOES call "mommy and daddy" for money ALL the time. I may be 'financially strapped' sometimes, but, i work it out on my own. he calls Mom and Dad and they just send him what he wants. God..how pathetic. That was a REAL issue, in our marriage ( too). That's an entirely different 'can of worms'.
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Lori
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PostPosted: Tue Apr 29, 2008 10:20 am   Post subject:   

SD,
sound's like you have your boy taken care of thru papers with mom and dad....might not be a bad idea (did this with my daughter, neice anyone I know in similar circumstances) to draft a letter if not a formal will and have it notarized with your intentions and wishes regarding your son and any monies that would come his way in the unfortunate event of your early demise...

p.s. good riddens to bad rubbish on that husband...yikes girl! sounds like you should hit the ground and thank the Good Lord to be rid of that mess!

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sdchargersfan
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PostPosted: Sat May 03, 2008 2:07 am   Post subject: insurance  

Yep..it WAS a mess!! Recently ( last few days) my ex brought up the Life Insurance policy again. And, asked AGAIN who the POA was. I understand I'm worth more...(well, you know) but, I'm not even BURIED yet and my ex is ALREADY spending money that he has NO CONTROL over, in the first place!! That's just the kind of person he is. Yep..gald to 'get away' from all of that!
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Lori
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PostPosted: Sat May 03, 2008 10:20 am   Post subject:   

Better make sure this guy understands he ain't getting a nickel...I think it's kind of wierd that he is still talking about this....wouldn't want him bumpin' you off thinking he's gonna get all this money.... Rolling Eyes Wink I'm only about half kiddin' I hope you've let him know he stands to get zero...
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sdchargersfan
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PostPosted: Sun May 04, 2008 2:20 am   Post subject: insurance  

LORI..you're "only half-kidding?" I'm not "bumpin" off for NOBODY!! LOL I just don't get him. My ex's parents have ALOT of influence ( if you want to call it that..negative, anyway) in his life. His mom thinks ALL people, on this earth ( exaggerating bit) should go by the same 'values' and 'morals' 9 what THAT happens to be) that she does. Ex's parents have never let him 'grow up'.
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Lori
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PostPosted: Sun May 04, 2008 11:06 am   Post subject:   

Quote:
LORI..you're "only half-kidding?" I'm not "bumpin" off for NOBODY!! LOL I just don't get him.
no no no I meant him bumpin' you off....for the money he thinks he is going to get! (half kidding..) not the other way around...I just think it's really wierd that an ex would continue to talk about an ex's life proceeds... Confused
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sdchargersfan
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PostPosted: Sun May 04, 2008 11:44 pm   Post subject: insurance  

LORI...yes, I know what ya meant.LOL I think my ex can be strange, too. Well.......I WILL say this. My ex DOES think since he is the father of my son, that he is 'entitiled' to SOMETHING!! I REALLY don't know where he's getting all of this. My ex has been 'money hungary' for such a long time.
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s2a2n2
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PostPosted: Sun May 25, 2008 5:32 pm   Post subject: hmm  

Thinking on the other side its better not to get the money at young age, they will have that when they are matured enough to know ho to use it!
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sdchargersfan
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PostPosted: Mon May 26, 2008 9:19 am   Post subject: insurance  

Honestly....if I received alot of money, at a young age, i would have spent ALOT of it! LOL I have ALOT of my Will, Life Insurance, etc. in place. Just getting some 'odds and ends' done on it. I know I'm repeating myself. But...make sure you deal with someone you trust ( friend, family member, etc). I can't believe some of the horror stories I have heard.
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