by Guest » Mon Apr 11, 2011 05:04 pm
I have had several companines and they were all at lease ok to good. However, I had and car insurance company called Proformance. They were good but were brought out by a company called Palisades.
ALL I CAN SAY IS STAY AWAY-STAY AS FAR AWAY AS YOU CAN GET!
They are liars, cheats, sneaks, I have been in the insurace business (mostly medical ins) for over 25 years. I am very knowledgeable and do my homework. I have NEVER in my life seen anything like this company. Never. When Palisaids brought our Proformance Ins they went from a princess to the wicked witch. Please beleive me when I tell you I look at all sides of every story. I am an honest person I really am...I am not being vindictive at all. They are just bad that's it. For example, Yes I should have known my whole policy but a few parts I didn't even know I had which should have been good news ...NO.... I coverd myself for lost wages. I'm a single mom with 3 kids always worked a full time job and always had some 2nd job always. In short I covered my lost wages mostly for my kids. I was told by my doc I HAD TO STOP at least working the 2nd job. They wanted me to stop the first too anyway I lost about 12,000 in lost wages. NJ law says you have 35 days to reply to the insured or forfit. 6 months later they told me we are not paying you. If you can work your first job you can work your 2nd job. who the heck are they. My surgion wrote me them a letter stating if her boss was not so good to here by letting here leave early every week to get here treatments she would not have a 1st job...it's just wrong. and that' only one incident. I truly mean it for your own good don't fall for their "Were the Nice People" gimic. They are so not! Good Lucki all! and God Bless
ALL I CAN SAY IS STAY AWAY-STAY AS FAR AWAY AS YOU CAN GET!
They are liars, cheats, sneaks, I have been in the insurace business (mostly medical ins) for over 25 years. I am very knowledgeable and do my homework. I have NEVER in my life seen anything like this company. Never. When Palisaids brought our Proformance Ins they went from a princess to the wicked witch. Please beleive me when I tell you I look at all sides of every story. I am an honest person I really am...I am not being vindictive at all. They are just bad that's it. For example, Yes I should have known my whole policy but a few parts I didn't even know I had which should have been good news ...NO.... I coverd myself for lost wages. I'm a single mom with 3 kids always worked a full time job and always had some 2nd job always. In short I covered my lost wages mostly for my kids. I was told by my doc I HAD TO STOP at least working the 2nd job. They wanted me to stop the first too anyway I lost about 12,000 in lost wages. NJ law says you have 35 days to reply to the insured or forfit. 6 months later they told me we are not paying you. If you can work your first job you can work your 2nd job. who the heck are they. My surgion wrote me them a letter stating if her boss was not so good to here by letting here leave early every week to get here treatments she would not have a 1st job...it's just wrong. and that' only one incident. I truly mean it for your own good don't fall for their "Were the Nice People" gimic. They are so not! Good Lucki all! and God Bless
Posted: Tue Apr 12, 2011 08:34 pm Post Subject:
Just curious, but what does your automobile insurance have to do with wage loss coverage? Certain states have a minimal amount of coverage attached to an auto policy that will provide some wage loss coverage for a period of time (PIP coverage), but it's certainly not anything regarding what's in your post. Automobile insurance wage loss protection has nothing whatsoever to do with your doctor telling you that you can't work that second job.
Automobile wage loss coverage through PIP and (potentially) other endorsements will not cover this situation. It's intended to pay for lost wages when you are unable to work due to a COVERED loss on your AUTO policy. For example, if you were injured in a car accident and couldn't work due to the injuries.
Could you clarify your intent and meaning? That way, maybe we can help!
InsTeacher 8)
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