OurCommunityPower.org > Insurance Forum | Debt Forum | Mortgage Forum | Credit Forum
Insurance Community
 
Hi! I am your Insurance Assistant. If you do not get the required information on this page, use me so that I can help you reach the right page.
Let me help you out: 

Good Pet Insurance Companies

 
Author Message
Add to del.icio.us
Add to YahooMyWeb
Add to Simpy
Add to BlinkList
Minato
New member




Joined: 18 Aug 2008

Posts: 8

Minato's Home Page
Location: Virginia


3.46 Dollars($)

PostPosted: Mon Aug 18, 2008 10:00 pm   Post subject: Good Pet Insurance Companies  

I've had my cat for four years now, and I just now started thinking about getting pet insurance for her. I don't know much about pet insurance, so I was hoping to find some help here. I do have a few questions:

1. What pet insurance company would you recommend?
2. Why or what makes them a good company?

Thanks in advance.
image
Sign Up We take your privacy very seriously.

*Full Name
*User Name
*Email ID
*Password
Read and agreed to abide by the AmPm Forum Rules.
Why should you join AmPmInsure?  Participate and earn
 Share your knowledge
 Enjoy the community feeling
 Win monthly rewards
 Meet industry professionals
Jeremy Holter
Senior member
Jeremy Holter



Joined: 06 Jun 2007

Posts: 451

JeremyHolter's Home Page



95.57 Dollars($)

PostPosted: Tue Aug 19, 2008 7:13 am   Post subject:   

Well, there are several agencies out there to offer coverage to your pet. However, the best way is to ask your veterinarian. He can guide you in selecting the carrier.

However, while shopping for the insurance you can keep the following things in mind,

  • What are covered and what are excluded in the policy?

  • Whether your vet accepts the policy you wish to apply for or not?

  • What co-pay or deductible applies to the policy?


~Jeremy
image
Juanita
Senior member
Juanita



Joined: 04 May 2007

Posts: 380

Juanita's Home Page



89.99 Dollars($)

PostPosted: Tue Aug 19, 2008 7:36 am   Post subject:   

Quote:
2. Why or what makes them a good company?


Like with any other insurance company we want to have a good experience with the pet insurance company as well. Hence, you need to find out how their customer service is like. If you are not satisfied with the first few calls made to the insurer's office, it'd be wise to look elsewhere.

The customer service, claim payment history and the benefits offered by the insurer distinguish between a good and a bad company.

Though Jeremy has already compiled the important shopping tips, I'd still like to add my two penny.

Some pet insurance companies don't include the conditions excluded in their plan in the policy document. Hence, ask specifically to the agent about the diseases excluded under the plan.

Some insurance company may restrict your visits only to the veterinarians included in their network or may not cover the expenses which you may incur while visiting a doctor outside the network.

With the continuous research and developments many sophisticated and expensive medicines are available in the market. hence, you're required to check whether your insurer covers those drugs or not. and if they do, what is the annual car applied to the policy?

Also you should find out whether or not the insurer supports the after-hours emergency services and specialists' treatments.

Hope the inputs help.

Regards,
Juanita
image
Rupert W Bradson
Senior member
Rupert W Bradson



Joined: 05 Jul 2007

Posts: 247

RupertWBradson's Home Page



60.54 Dollars($)

PostPosted: Tue Aug 19, 2008 9:18 am   Post subject:   

Here are few companies that offer pet insurance in USA

  • ASPCA Pet Health Insurance
  • PetCare
  • Hartville Pet Insurance
  • Pets Health Plan
  • Veterinary Pet Insurance


There are few others as well. However, you should check whether the company is licensed to do business in your state or not, otherwise you may face problem processing the claims.
image
Minato
New member




Joined: 18 Aug 2008

Posts: 8

Minato's Home Page
Location: Virginia


3.46 Dollars($)

PostPosted: Tue Aug 19, 2008 9:14 pm   Post subject:   

Thank you, everyone, for the replies. This really helps me.
image
Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1

 
 
Users Online
Users Online
Leader Board
Highest PointsLori
2fireyone
3kleineigel
Ask a question

Members
       Login
       Free SignUp
Resource Desk
   Insurance Articles
       Insurance Terms
       Insurance Guide
       US Auto Insurance Laws
       150+ Types of Insurance
       Insurance Calculators
       Discussion Archive
       Members Tracker

In Discussion

       How much is it fo...
       Can you become an...
       what are the cost...
       Toothpaste.
       Co-op insurance
       home owners prote...
       My mother in law ...
       Warning - The pro...
       Can I sue the ban...
       If my brother in ...

Blogged

       Cape Girardeau City ...
       Hello world!
       State Workers Should...
       Mini-Meds: Limited B...
       Did Health Insurance...
       Health Insurance As ...
       Hello world!
       When Sick Become Exp...
       Missouri Health Insu...
       Does Ohio Require Au...

 
We have chosen to apply the Creative Commons Attribution License to all works we publish.