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I am looking for any

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Posted: Fri Oct 10, 2008 10:53 pm   Post subject: I am looking for any   I am looking for any niche insurance products or specialties. Or any niche insurance concepts. Thank you.	johnnypop New member Joined: 10 Oct 2008 Posts: 31 Location: Las Vegas, NV 9.89 Dollars($)
Posted: Sat Oct 11, 2008 12:40 am   Post subject:    Define niche. _________________ Life moves pretty fast. If you don't stop and look around once in a while, you could miss it. - Ferris Bueller	LifeIsGood Senior member Joined: 22 Sep 2008 Posts: 580 1.30 Dollars($)
Posted: Sat Oct 11, 2008 5:36 am   Post subject:    Well, the word specialty insurance can be applied to the insurance forms other then the conventional. Following are some of the specialty insurance that are available in the market. Trip insurance Dog bite insurance Mobile home insurance Pet health insurance Wedding or special event insurance ~Jeremy	JeremyHolter Senior member Joined: 06 Jun 2007 Posts: 1194 210.30 Dollars($)
Posted: Sat Oct 11, 2008 5:30 pm   Post subject:    I appreciate the info. I was unclear in my original question. What I should have asked was, is there a niche way of positioning a particular life insurance product? For example, in the past I have worked with Loan Officers to market mortgage protection life insurance. I was marketing to a specific group - new home buyers. Mortgage protection insurance is just another form of term insurance, but postioned/marketed different. So I guess when I said "niche", I meant is there a way to take a life policy, say VUL, and postion/market it uniquely to a specific group? Or marketing dog bite insurance to postal workers? _________________ John L Houck Jr President Incredible Wealth Companies (702) 516-7016	johnnypop New member Joined: 10 Oct 2008 Posts: 31 Location: Las Vegas, NV 9.89 Dollars($)
Posted: Sat Oct 11, 2008 7:08 pm   Post subject:    Definately out of my area.	fireyone Senior member Joined: 07 Jan 2008 Posts: 1993 2.31 Dollars($)
Posted: Tue Oct 28, 2008 4:05 am   Post subject:    johnnypop I sell final expense policies. I get a demographic list of people aged 50 to 80 with incomes from 15,000 to 40,000 per year. then I mail each of these people a reply card that basically says that Govt may pay $255.00 as a death benefit when you die..... This isn't enough. ...... etc. I get about 1% response from these cards. These people I go see. It is a very simple presentation, and requires very little servicing. scott Hello Im Scott and I approve this message!!!!	psrayburn New member Joined: 22 Oct 2008 Posts: 31 12.46 Dollars($)
Posted: Tue Oct 28, 2008 6:29 pm   Post subject:    Scott thank you for the information. Is there much commission in these types of policies? _________________ John L Houck Jr President Incredible Wealth Companies (702) 516-7016	johnnypop New member Joined: 10 Oct 2008 Posts: 31 Location: Las Vegas, NV 9.89 Dollars($)
Posted: Tue Oct 28, 2008 8:30 pm   Post subject:    Johnnypop, My preferred company will give 100% first year commissions with a 60% advance. However some companys pay up to 120% with 100% advanced. HOpe this helps Scott	psrayburn New member Joined: 22 Oct 2008 Posts: 31 12.46 Dollars($)
Posted: Tue Oct 28, 2008 9:53 pm   Post subject:    I looked up this life policy thing and I am surprisesd you only get a 1% response. It really seems to be a good benefit to have in place as you grow older.	fireyone Senior member Joined: 07 Jan 2008 Posts: 1993 2.31 Dollars($)
Posted: Tue Oct 28, 2008 10:56 pm   Post subject:    I will look into it. Thank you. _________________ John L Houck Jr President Incredible Wealth Companies (702) 516-7016	johnnypop New member Joined: 10 Oct 2008 Posts: 31 Location: Las Vegas, NV 9.89 Dollars($)

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