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Posted: Thu Oct 30, 2008 12:02 pm Post subject: What are my coverage needs? |
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Dear Seniors,
I have not come across any tool that guides me regarding the different insurance coverage that I may need. I've learned about many policies, but most of them didn't seem useful to me beside my life insurance. Do you know of any such tool that might give me an idea of what coverage I may need in my life. I need something that's case-specific.
Thanks, Purpleheaded08 _________________ Register Now to have your Insurance queries solved. |
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Purpleheaded08
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Posted: Thu Oct 30, 2008 12:22 pm Post subject: Thanks for sharing your problem! |
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Hi Purpleheaded08,
AmPminsure has long been trying to identify the key risk areas concerning insurance users and develop tools accordingly. It is good that you've come up with a challenging task for all of us!
We'd be glad to connect our research team members and go for a brain-storming session aimed at designing a tool that identifies your insurance needs. Such a tool could be a real success if it can point out the exact areas that need to be covered in your life.
Regards,
Lakemen _________________ Ask your question to the Community Insurance Experts... |
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lakemen
Site Admin
Joined: 18 May 2005
Posts: 1274
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Posted: Thu Oct 30, 2008 1:32 pm Post subject: |
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Exactly Purple, we need to know what ''your'' needs are...for instance do you own a home or rent one? who lives with you? do you own a car, a boat, a horse...do you work are you the sole provider of your family? are you financially responsible for anyone other than yourself? how old are you? many questions need to be answered, for us to assist you. _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
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Posted: Thu Oct 30, 2008 2:15 pm Post subject: |
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This is why you need go have a good, knowledgeable, caring insurance agent. He/she should do a complete review of your needs. From home to auto to college savings to retirement, etc.
Once you and your agent have talked about everythin, he/she should be able to come up with a good plan for you.
Feel free to contact me and I'll get your started. _________________ Life moves pretty fast. If you don't stop and look around once in a while, you could miss it. - Ferris Bueller |
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LifeIsGood
Senior member
Joined: 22 Sep 2008
Posts: 580
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Posted: Thu Oct 30, 2008 7:02 pm Post subject: insurance |
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| Yep.........something that will 'work' for you. Some policies, that i have looked at either have MORE than what I'm looking for ( and I can't 'remove' them...)...OR...don't have ENOUGH ( and I can't 'add' them). Hope this makes sense to ya'll. I want to find a policy (Life Insurance) that wll be 'enough'..not TOO much. |
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sdchargersfan
Senior member
Joined: 21 Aug 2007
Posts: 2055
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Posted: Sat Nov 01, 2008 10:41 am Post subject: |
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| SD, Life makes a really good point. Sometimes it takes sitting down with a good agent and going over all the various factors. You cna get some advise here and then take what you have learned to your agent and have him work out a plan for you. |
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fireyone
Senior member
Joined: 07 Jan 2008
Posts: 1993
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