| Message |
Author |
|
 Posted: Wed Jun 09, 2010 6:38 pm Post subject: Tenant is demanding Landlords Insurance Policy |
|
|
| I am a landlord/property manager in Texas. A tenant claims to have been injured (a cut or laceration from running) and is now demanding the Property Insurance information. Am I legally required to give it to him? |
|
acchang76
New member
Joined: 09 Jun 2010
Posts: 1
1.62 Dollars($)
|
|
| Posted: Thu Jun 10, 2010 11:01 am Post subject: |
|
|
| Quote: | | Am I legally required to give it to him? |
No, not until he sues you, gets a judgement, then you let your carrier in on this (file the claim) at which time they 'could' deny the claim because you breached your contract by not 'promptly' reporting any and all claims.. 
Why do you not want to get this taken care of?
YOU need to turn in the claim and let your carrier investigate and handle this. You can give your adjuster all of his information rather than him filing the claim. It will look better for you if YOU turn in the claim rather than him.
If you'd like some advise/opinions re: if we think he has a solid claim or not, we'll need more information...How did he cut himself? On what? How long ago did this happen? Were there any witnesses? How long after the injury did he notify you? Have you ever had any complaints about this object (whatever it was) prior to this injury?
You're playing with fire here, and should report this claim to your carrier YESTERDAY.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
|
| Posted: Thu Jun 10, 2010 9:33 pm Post subject: |
|
|
Definitely report this claim right away and let the insurance company determine if it is valid. This is why you have insurance.
_________________
Glen R VerHagen, CIC
VGW Insurance, LLP
www.Quotes4insurance.com
Specialists for Home & Auto Insurance
"Without your business; we don't have a business" |
|
InsuranceDude
Member
Joined: 06 Apr 2010
Posts: 66
Location: Dallas, Texas
15.29 Dollars($)
|
|
| Posted: Fri Jun 11, 2010 9:45 am Post subject: |
|
|
| I'm truly curious to know the reason for your being so skeptical. What is it that bothers you? If it's a valid claim, the injured person has to get paid for it. |
|
steven
Senior member
Joined: 02 Feb 2006
Posts: 1553
215.66 Dollars($)
|
|
| Posted: Fri Jun 11, 2010 9:54 am Post subject: |
|
|
Hi, to tell you the truth I was at-fault in an accident and so had to pay for the damages. It's the question of being right or wrong. If you're at-fault, you'll make it good.
_________________
Register Now to have your Insurance queries solved. |
|
anonymous00
Guest
|
|
| Posted: Fri Jun 11, 2010 9:17 pm Post subject: renter |
|
|
| It would be an 'advantage' for you if you had filed it as soon as he told you. However (guess I'm just wondering..?) I guess you don't know how long ago the 'accident' happened and how long the renter waited to tell you. Kind of a 'Catch 22'...I think. |
|
sdchargersfan
Senior member
Joined: 21 Aug 2007
Posts: 2055
4.70 Dollars($)
|
|
