You're better off asking that on the forums, I'm hardly an expert.
I doubt it can be an act of god if it wasn't properly tied down. If a disaster can be prevented by something as simple as that, then it's just negligence.
Now, if it WAS tied down and the wind took the anchors with it, then that could be classed as an act of god.
You'd probably have to claim on both house and car insurance if there was damage to both of them, but like I said, you're better off asking on the forums.
the neighbors trampoline blue into our car. which insurance is responbile for the damage to our car and house. they are telling us this is a act of god...wasn't tied down. Thanks Billy Cotton
dear quenlin. after all the fraud i've seen committed by adjusters and the restoration firms they use and the lack of interest of insurance companies and adjusting companies to hold them accountable i would encourage any of my family members to inflate their claim. heres a question for you. if a client has a small water damage in their basement and their 8 yr. old big screen t.v. WAS NOT AFFECTED and the adjuster says that they'll replace that with a brand new one, how many people do you figure would say no thanks , i'll keep my old t.v. as it was'nt damaged? and who is committing the fraud in this scenario?
I have a new personal crusade. I'm going to hunt down the people who have strong opinions on subjects they don't understand. Then I'll bop them with this cardboard tube.- Dogbert
I ain't a legal expert, take what I say with a grain of salt.