home inventory towards renters insurance

by Guest » Wed Sep 30, 2009 09:11 am
Guest

Do I need to draw a home inventory before applying for renters insurance?

Total Comments: 2

Posted: Wed Sep 30, 2009 02:32 pm Post Subject: Home Inventory

For the companies I have placed renter's insurance through, you were not required to provide an inventory to apply for coverage. However, in the event of a loss you would be required to list the items that were damaged. It's a lot easier to prepare for that ahead of time.

There's a great article posted on the Texas Department of Insurance about home inventories. Also includes a helpful checklist.

http://www.tdi.state.tx.us/news/2006/news200616.html

Posted: Thu Oct 01, 2009 06:31 am Post Subject:

Thanks, it's a great article to follow!

Review coverage and policy limits; make sure you are insured to the replacement value of your home.



Do they mean a replacement value inclusive of the home contents? Or is it the replacement value of the structure?

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