home inventory towards renters insurance

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PostPosted: Wed Sep 30, 2009 9:11 am   Post subject: home inventory towards renters insurance  

Do I need to draw a home inventory before applying for renters insurance?
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PostPosted: Wed Sep 30, 2009 2:32 pm   Post subject: Home Inventory  

For the companies I have placed renter's insurance through, you were not required to provide an inventory to apply for coverage. However, in the event of a loss you would be required to list the items that were damaged. It's a lot easier to prepare for that ahead of time.

There's a great article posted on the Texas Department of Insurance about home inventories. Also includes a helpful checklist.

http://www.tdi.state.tx.us/news/2006/news200616.html

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AnMarieB
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Location: Dallas, Texas
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PostPosted: Thu Oct 01, 2009 6:31 am   Post subject:   

Thanks, it's a great article to follow!

Quote:
Review coverage and policy limits; make sure you are insured to the replacement value of your home.


Do they mean a replacement value inclusive of the home contents? Or is it the replacement value of the structure?

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