home inventory towards renters insurance

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Posted: Wed Sep 30, 2009 9:11 am Post subject: home inventory towards renters insurance

Do I need to draw a home inventory before applying for renters insurance? _________________ Register Now to have your Insurance queries solved.

Crossbreed

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Posted: Wed Sep 30, 2009 2:32 pm Post subject: Home Inventory

For the companies I have placed renter's insurance through, you were not required to provide an inventory to apply for coverage. However, in the event of a loss you would be required to list the items that were damaged. It's a lot easier to prepare for that ahead of time. There's a great article posted on the Texas Department of Insurance about home inventories. Also includes a helpful checklist. http://www.tdi.state.tx.us/news/2006/news200616.html _________________ AnMarie Bozick, CIC Insurance Technologies Corporation www.insurancetechnologiescorp.com Provding automation solutions to the insurance industry since 1983.

AnMarieB

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Joined: 21 Jul 2009
Posts: 63

Location: Dallas, Texas
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Posted: Thu Oct 01, 2009 6:31 am Post subject:

Thanks, it's a great article to follow!

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Review coverage and policy limits; make sure you are insured to the replacement value of your home.

Do they mean a replacement value inclusive of the home contents? Or is it the replacement value of the structure?
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Register Now to have your Insurance queries solved.

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