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                                   <title>Recent Active Community Discussions</title>
                                   <link>http://www.ampminsure.org/rss/community.xml</link>
                                   <description>Find latest contributions made by the members of the AmPmInsure community right here. You will find interesting discussions on insurance matters unique to each individual case.</description>
                                   <webMaster>lakemen@ampminsure.org</webMaster>
                                   <lastBuildDate>Sat, 07 Nov 2009 15:37:51 GMT</lastBuildDate>
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                               <title>spam</title>
                               <link>http://www.ampminsure.org/start/about10673.html</link>
                               <guid>http://www.ampminsure.org/start/about10673.html</guid>
                               <description>We look forward to having you and reading all your posts.</description>
                               </item><item>
                               <title>got a ticket a week after the fact</title>
                               <link>http://www.ampminsure.org/start/about10646.html</link>
                               <guid>http://www.ampminsure.org/start/about10646.html</guid>
                               <description>My friend was a witness to an accident and did not get a ticket at the scene of the crime.  After investigation the police officer came to the conclusion by witness that she had been speeding and possible caused another person to wreck.  They called her in to give a written statement of the event and at that time gave a ticket for wreckless driving and post dated it to a week ago, and made her sign it....is this legal?</description>
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                               <title>I was in a car accident &amp;amp; insurance had lapse (Not my fa</title>
                               <link>http://www.ampminsure.org/start/about10642.html</link>
                               <guid>http://www.ampminsure.org/start/about10642.html</guid>
                               <description>I was in a car accident a few days ago. I went to my insurance company and they told me my insurance had lapsed due to an automatic bank payment withdraw that had returned. I was not aware of this. The accident was determained by the police that it was not my fault. I was not aware the insurance was not in affect. Now my kids and I have alot of medical bills and I have an injured back can I get compensated by the other party's insurance for our injuries even though my insurance was not effective...</description>
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                               <title>my friend went to mexico on his american car and he bougth i</title>
                               <link>http://www.ampminsure.org/start/about10634.html</link>
                               <guid>http://www.ampminsure.org/start/about10634.html</guid>
                               <description>my friend went to mexico and have a very bad accident, his medical insurance in the US will cover him and his family,</description>
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                               <title>subrogation???i was not at fault</title>
                               <link>http://www.ampminsure.org/claims/about10625.html</link>
                               <guid>http://www.ampminsure.org/claims/about10625.html</guid>
                               <description>We got in a car accident a few months ago (me,hubby,and my two little children under 4yrs old).  The person at fault did not have insurance.  My car was totaled.  We all went to the ER and ortho my health insurance paid all the bills and I  have med pay aswell but they also paid the same bill.  What will happen now.  I contacted the hospital and they said that they will send the check back to the auto insurance.  Will I get any med pay?.  Also will my health insurance subrogate me instead of the...</description>
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                               <title>I need life insurance.....what should I do?</title>
                               <link>http://www.ampminsure.org/start/about10624.html</link>
                               <guid>http://www.ampminsure.org/start/about10624.html</guid>
                               <description>I am a 55 year old man with no life insurance. I have no health issues. I would not like to pay much per month.</description>
                               </item><item>
                               <title>ACV Request,  2003 Mazda 6i, pre-appraisal by Liberty</title>
                               <link>http://www.ampminsure.org/start/about10621.html</link>
                               <guid>http://www.ampminsure.org/start/about10621.html</guid>
                               <description>Hello,

 Great forum you folks have here. Hoping for a little help andamp; advice that you all are so generous with!

 Hit a deer last week - damaged the front right and right side of my 2003 Mazda 6i and made the hood pop up, smashed the headlights (and possibly bent some components in radiator/piping area - can't tell, because we didn't want to pop the hood and have it not close again!). Basically enough that the local (not the Liberty Mutual recommended) body shop a mile from my home was co...</description>
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                               <title>Determining ACV of a 1995 truck-other driver at fault</title>
                               <link>http://www.ampminsure.org/start/about10616.html</link>
                               <guid>http://www.ampminsure.org/start/about10616.html</guid>
                               <description>Hi !

My husband has a 1995 Nissan XE king cab truck color red
199,128 miles on a completely perfect running 4 cyclinder engine, no leaks, no burps etc.

It has cold AC, power steering, jump seats, alloy rims, chrome bumbers and grill, paint is almost in perfect condition (has a few xxxxxsmall nicks from road debris) it is as shiny as the day it rolled of the assembly line.  Interior shows some wear but not major wear.  No rips/tears/cracks in the dash or other leatherette parts.  It has to...</description>
                               </item><item>
                               <title>state  by state gudilines for windshiled replacement/repair?</title>
                               <link>http://www.ampminsure.org/start/about10615.html</link>
                               <guid>http://www.ampminsure.org/start/about10615.html</guid>
                               <description>would you know where I can find the state gudilines for windshiled replacement/repair?</description>
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                               <title>How to file a BI settlement</title>
                               <link>http://www.ampminsure.org/start/about10613.html</link>
                               <guid>http://www.ampminsure.org/start/about10613.html</guid>
                               <description>I was involved with a no fault accident. The other person rear ended me. I had my car totalled. I went to doctor after a week or so, as the day of accident was friday and could not get doctor appointment. I just went to chiro. The final bills run to 3K or so. I still need to pursue treatment for 2 more months. Now, I wanted to know what can I include in the claims in order to get the claims settled? Can I include future claims, loss of wages, hardship? For loss of wages, I did not miss a day at ...</description>
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