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                                   <title>Recent Active Community Discussions</title>
                                   <link>http://www.ampminsure.org/rss/community.xml</link>
                                   <description>Find latest contributions made by the members of the AmPmInsure community right here. You will find interesting discussions on insurance matters unique to each individual case.</description>
                                   <webMaster>lakemen@ampminsure.org</webMaster>
                                   <lastBuildDate>Sat, 04 Jul 2009 12:51:31 GMT</lastBuildDate>
                                   <language>en-us</language><item>
                               <title>When does my auto insurance get cheaper?</title>
                               <link>http://www.ampminsure.org/auto/get-cheap.html</link>
                               <guid>http://www.ampminsure.org/auto/get-cheap.html</guid>
                               <description>I am 24 years old and have been driving since i was 16. I drive a 99 honda civic, and my current monthly payment is $110 is this a lot? Oh , i also have no points on my driving record. So im just wondering when my rates will get cheaper..

Thanks in advance
Dave</description>
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                               <title>Ever heard of Gpa???</title>
                               <link>http://www.ampminsure.org/auto/gpa-discount.html</link>
                               <guid>http://www.ampminsure.org/auto/gpa-discount.html</guid>
                               <description>Grade point average-whats that?</description>
                               </item><item>
                               <title>I rear ended someone</title>
                               <link>http://www.ampminsure.org/auto/no-coverage-accident.html</link>
                               <guid>http://www.ampminsure.org/auto/no-coverage-accident.html</guid>
                               <description>i rear ended someone the other day and i dont have auto insurance at the moment, what should i do? im screwed..</description>
                               </item><item>
                               <title>Who should i get auto insurance from?</title>
                               <link>http://www.ampminsure.org/auto/quotes.html</link>
                               <guid>http://www.ampminsure.org/auto/quotes.html</guid>
                               <description>Its time for new auto insurance..where should i get it from? Who are the top auto insurance companies? Do you know a site that has free auto insurance quotes?</description>
                               </item><item>
                               <title>If a head-injured driver who wasn't wearing his seat belt</title>
                               <link>http://www.ampminsure.org/auto/seat-belt-injury.html</link>
                               <guid>http://www.ampminsure.org/auto/seat-belt-injury.html</guid>
                               <description>Driver andquot;Aandquot; lost control of his vehicle on a curve on an Ice slick road and driver andquot;Bandquot; coming in the opposite direction slamed into driver andquot;Aandquot;.  Driver andquot;Bandquot; suffered a head injury.  Although his airbag worked, he wasn't wearing his seat belt at the time.  This happened in NY state, which has a manditory seat belt law. Whose insurance will be responsible for Driver andquot;B'sandquot; injury and can he sue for his injury?</description>
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                               <title>How some insurance are offering insurance to people w/o dl</title>
                               <link>http://www.ampminsure.org/auto/without-license-coverage.html</link>
                               <guid>http://www.ampminsure.org/auto/without-license-coverage.html</guid>
                               <description>Can u explain this to me please? there are some auto insurance that say if you don't have DL we can help you with the insurance what I wonder is how people get cover in case of an accident if they don't have a driver license? I live in california by the way thank you</description>
                               </item><item>
                               <title>We had a dog sitter</title>
                               <link>http://www.ampminsure.org/home/pet-damage-claim.html</link>
                               <guid>http://www.ampminsure.org/home/pet-damage-claim.html</guid>
                               <description>We had a dog sitter who left our dogs unattended for a few days.  They urinated on our carpets and we can not clean it out.  Does anyone know if our home owners insurance will cover this?  Is carpet andquot;pro-ratedandquot; for use or do they just replace it if it is covered?</description>
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                               <title>Can I claim some compensation for that inconvience?</title>
                               <link>http://www.ampminsure.org/auto/inconvenience-claim.html</link>
                               <guid>http://www.ampminsure.org/auto/inconvenience-claim.html</guid>
                               <description>I was forced off the road and crashed my motorcycle.  The driver of the car that forced me off was ticketed for failure to yeild right of way.  My injuries were minor.  However they prevented me from doing my normal activities other than going to work (I have a desk job) for around 3 weeks. 
Can I claim some compensation for that inconvience?</description>
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                               <title>tree branch falling on roof</title>
                               <link>http://www.ampminsure.org/home/damage-estimate.html</link>
                               <guid>http://www.ampminsure.org/home/damage-estimate.html</guid>
                               <description>My neighbourhood's tree was over hanging on top of my house and i asked him to trim the tree. He agreed but he wanted to do himself with the help of me. 

On Sunday, we did it togher but branch fell on top of my roof damaging the outside edge of the roof about 2 feet and some scratches in the middle of the roof. The middle part of side of roof does not look any damage but the out edge may need fixing.

I am not sure what do in this matter. I am worried if this would damage my roof going forw...</description>
                               </item><item>
                               <title>total loss on 1998 chevrolet Malibu</title>
                               <link>http://www.ampminsure.org/auto/online-acv.html</link>
                               <guid>http://www.ampminsure.org/auto/online-acv.html</guid>
                               <description>My car was totaled in a accident about 4 weeks ago.  I just go an ACV from the insurance company for $1746.00 (in Ohio- 45246).  I have seen some other same make/model/year online and they have alot more damage but they say their ACV is $2182-3000.

Can I go back and say that they are offering me not enough?</description>
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