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                                   <title>Latest Discussion</title>
                                   <link>http://www.ampminsure.org/rss/latest-discussion.xml</link>
                                   <description></description>
                                   <webMaster>lakemen@ampminsure.org</webMaster>
                                   <lastBuildDate>Thu, 20 Nov 2008 15:17:54 GMT</lastBuildDate>
                                   <language>en-us</language><item>
                               <title>top 10 insurance company?</title>
                               <link>http://www.ampminsure.org/start/about6468.html</link>
                               <guid>http://www.ampminsure.org/start/about6468.html</guid>
                               <description>top 10 insurance company?</description>
                               </item><item>
                               <title>Indemnity Health Insurance</title>
                               <link>http://www.ampminsure.org/health/indemnity-plan.html</link>
                               <guid>http://www.ampminsure.org/health/indemnity-plan.html</guid>
                               <description>Hi, are the indemnity policies better than the HMO or PPO plans? 
Plasticmind</description>
                               </item><item>
                               <title>Property STRUCTURE Insurance for 9-Unit PUD HOA</title>
                               <link>http://www.ampminsure.org/home/structure-policy.html</link>
                               <guid>http://www.ampminsure.org/home/structure-policy.html</guid>
                               <description>Hello,

I'm new here and looking forward to hearing from you all on my question. It seems there are a lot of knowledgeable individuals here and I'm sure this will be a great help!

I've recently been elected to the board of the Home Owners Association (HOA) in which I live. We're located in the Los Angeles area, and there are 9 Single-Family Detached Homes in the development. Legally, it is considered a 'Planned Urban Development' (PUD). Insurance-wise, I'm told it is covered the same as a C...</description>
                               </item><item>
                               <title>Need help with demand letter to our insurer and insurer of (</title>
                               <link>http://www.ampminsure.org/auto/refuse-subrogation.html</link>
                               <guid>http://www.ampminsure.org/auto/refuse-subrogation.html</guid>
                               <description>My wife was injured as a passenger in Driver 1's vehicle.  Driver 2 broadsided vehicle 1, Driver 2 clearly at fault.  My wife has approx. 50k in medical expenses to date, and approx. 50k in estimated future expenses (a second shoulder surgery, rehab, etc.).  Driver 2's insurer has offered 100k, full policy limits to settle.  We have UIM coverage of 100k on 2 vehicles, and Driver 1 has 250k UIM coverage.  From info I've read on UIM claims, it appears we need to obtain approval from our insurer an...</description>
                               </item><item>
                               <title>does a comprehensive claim affect rates</title>
                               <link>http://www.ampminsure.org/auto/comprehensive-rate.html</link>
                               <guid>http://www.ampminsure.org/auto/comprehensive-rate.html</guid>
                               <description>I've never filed a claim with my company (Amica). 

About a year ago I was in line at a stop light and a person rear ended me.  I don't have collision on the car.  I dealt directly with the other person's insurance company and they paid, but my insurance company knows there was a accident. 

Recently a basketball hoop fell on my roof as the car was parked in my driveway.  
So, the question is if I use my comprehensive will my rates go up?</description>
                               </item><item>
                               <title>how to calculate health insurance quotes?</title>
                               <link>http://www.ampminsure.org/start/about6461.html</link>
                               <guid>http://www.ampminsure.org/start/about6461.html</guid>
                               <description>calculation format of health insurance quotes</description>
                               </item><item>
                               <title>I FILED A CLAIM FOR</title>
                               <link>http://www.ampminsure.org/auto/filing-claim.html</link>
                               <guid>http://www.ampminsure.org/auto/filing-claim.html</guid>
                               <description>I FILED A CLAIM FOR VANDALISM TO MY CAR, HAD AN ESTIMATE DONE BUT DONT WANT TO TAKE IT TO THAT PLACE WILL THE INSURANCE COMPANY MAIL ME THE CHECK OR DO I HAVE TO CHOOSE A PLACE AND THE CHECK GO TO THEM?</description>
                               </item><item>
                               <title>Effect of previous accident on</title>
                               <link>http://www.ampminsure.org/airline/previous-accident.html</link>
                               <guid>http://www.ampminsure.org/airline/previous-accident.html</guid>
                               <description>Effect of previous accident on airline insurance</description>
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