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                                   <title>Latest Discussion</title>
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                                   <description>Check out the most popular discussions on insurance related matters in the AmPmInsure Community. Each question posted by individual members and solutions suggested by experts in the community is unique to the industry.</description>
                                   <webMaster>lakemen@ampminsure.org</webMaster>
                                   <lastBuildDate>Tue, 14 Feb 2012 14:02:55 GMT</lastBuildDate>
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                               <title>contesting an insurance policy</title>
                               <link>http://www.ampminsure.org/life/about18062.html</link>
                               <guid>http://www.ampminsure.org/life/about18062.html</guid>
                               <description>My father has recently passed but he did not take his ex-wife off of his life insurance policy. What is my chances of contesting the insurance policy and winning and what do you think I should do?</description>
                               </item><item>
                               <title>Question about universal life insurance</title>
                               <link>http://www.ampminsure.org/life/about18061.html</link>
                               <guid>http://www.ampminsure.org/life/about18061.html</guid>
                               <description>Which companies offer the best universal life insurance policies for groups?  Aflac is big in life insurance, but doesn't seem to offer UL - why?</description>
                               </item><item>
                               <title>Question about universal life insurance</title>
                               <link>http://www.ampminsure.org/life/about18060.html</link>
                               <guid>http://www.ampminsure.org/life/about18060.html</guid>
                               <description>Which companies offer the best universal life insurance policies for groups?  Aflac is big in life insurance, but doesn't seem to offer UL - why?</description>
                               </item><item>
                               <title>ACCIDENT ANR ROR LETTER</title>
                               <link>http://www.ampminsure.org/start/about18059.html</link>
                               <guid>http://www.ampminsure.org/start/about18059.html</guid>
                               <description>I had given my ex boyfriend possesssion on my car, because I could no longer make the payments. He makes the payments on the car, and carries full coverage on the car. The car however, is still in my name, and titled to me.
He recently allowed me to borrow thw car to go to work, I usually ride with friends. On this paticular day, I was invvolved in an accident. No other vehiciles were, just me. There is some damagee to the car, but the insurance company sent him a reservation of rights letter. ...</description>
                               </item><item>
                               <title>how do i report about someone i know that committed insuranc</title>
                               <link>http://www.ampminsure.org/start/about18058.html</link>
                               <guid>http://www.ampminsure.org/start/about18058.html</guid>
                               <description>i was recently contacted by an old friend of my ex fiance. she told me she needed to tell me that she was a witness to my ex,nicole [deleted] and gary [deleted] faking a robbery in her duplex in sturtevant,wi [deleted]. she told me in detail what happened,and nicoles intentions of why she was going to commit fraud. jennifer [deleted], who is the witness to the crime, st...</description>
                               </item><item>
                               <title>Balance billing for soft tissue injury</title>
                               <link>http://www.ampminsure.org/claims/about18057.html</link>
                               <guid>http://www.ampminsure.org/claims/about18057.html</guid>
                               <description>I had soft tissue injury a couple of months ago. My back, wrist and neck were injured. I went to my doctor and he referred me to a specialist in ‘bone and tissue damage’. I’m 67 years old and I’m covered by Medicare. After 2 months of alternative and chemical therapy, the specialist sent me a bill of $2,980 stating that my health coverage is only paying a part of the $3,720 bill. I thought that balance billing was illegal…I’m from AZ. Is there something I’m missing? Am I liable to pay the remain...</description>
                               </item><item>
                               <title>Water damage but claim pay is partial</title>
                               <link>http://www.ampminsure.org/manage/about18056.html</link>
                               <guid>http://www.ampminsure.org/manage/about18056.html</guid>
                               <description>We went to the Bahamas for Christmas and the New Years. Before going we had turned off the central heating to save on the power bill. We came back a month later and found that the kitchen was entirely flooded with water from the bathroom above. The water inside the pipes had frozen up and had cracked the pipes. The kitchen, ceiling, carpets and the kitchen fixtures are extensively damaged. We called our insurance company and they sent over an adjuster who said the damage, including the plumber’s...</description>
                               </item><item>
                               <title>Premium went up suddenly. New carrier, no claims</title>
                               <link>http://www.ampminsure.org/start/about18055.html</link>
                               <guid>http://www.ampminsure.org/start/about18055.html</guid>
                               <description>I had to drop my auto insurance before I moved out of NY and got a new carrier here is Louisiana. I sat down with an agent, discussed my options and he gave me an excellent quote which I took up on without much thought. I had set the deductible on my policy for $600. I pay my premium on a quarterly basis and a few days ago I got the bill from my insurance company. The premium was at least thrice the amount the agent said it would be. I tried contacting the agent but he says he is on vacation for...</description>
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