So, when I getting a call from a Health agency, etc.

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PostPosted: Thu Nov 20, 2008 7:03 pm   Post subject: other players??  

I dont know about other players but the SHC guys have new regulations that I have to abide by if I understand the training I went through with Wellcare (take calls for enrollment). The new training was all about new rules on how to contact and sell to seniors. ie you can only talk about one product which is the product to contacted them about. You have to get written confrimation at the meeting. you also cannot sell another product without setting up another meeting. the telemarketing rules became much more strick which is the primary way that SHC contacted thier prospects.



When i went through the training it seemed like CMS set up rules to stop how SHC does business. I would find out how SHC is getting thier leads before going to work for them



I hope this helps

Shane


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PostPosted: Fri Nov 21, 2008 1:00 am   Post subject:   

Thanks for the info Shane. I am glad for the new rules. It should help protect out elderly

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PostPosted: Fri Nov 21, 2008 1:44 am   Post subject: insurance  

Yea..SHANE, that IS good news. I mean, I'm trying to look at it as a '3rd Party' point of view. Ya see, I'm a Personal Care Aid and I work with the Elderly. Most of the time, I'm answering their phones for them. So, when I getting a call from a Health agency, etc. , it's up to my 'client' whether or not she wants to take the call. And if she DOES take the call, hopefully he/she will not get 'flipped out' with all that is being said to her. I've had agencies call my clients and talk about SEVERAL 'products' at one time. They ( the clients) get REALLY stressed out.

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PostPosted: Tue Feb 24, 2009 12:30 am   Post subject:   

This post is depressing..everyone is sooo negative. Appears everyone is looking for a free ride without work..this company may be bad....let's hear from someone that has succed with them..I would like to hear their story..


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PostPosted: Tue Feb 24, 2009 4:40 am   Post subject:   

Quote:
his post is depressing..everyone is sooo negative. Appears everyone is looking for a free ride without work..this company may be bad....let's hear from someone that has succed with them..I would like to hear their story..




Certainly we too would love to hear a success story. RR, are you an agent of SHC? Maybe you would like to share your success tale with us on this board.
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PostPosted: Wed Mar 11, 2009 4:18 am   Post subject:   

SHC, like any large marketing organization is going to receive a lot of bad publicity from people who didn't make it. There are offices in many different states, and the marketers (just like all of us agents) are simply people. They are under pressure to set appointments, so expect a few appointments that may not really be ready for you...and there may be some no shows. However, in my experience their agents receive 4-6 appointments a day and they do try to keep them as geographically close as possible. Most of their sales focus on Medicare-related products...so you will be very busy from Nov 15th to March 31st. There are many new CMS regulations and the payscale has been drastically decreased this year. There is another agency that offers most of the same (preset appointments, etc.) called One Force and I'm sure you can google it.



As far as not paying for mileage, it is a commission only job as are most in this type of insurance. You're not paying for leads, but you are paying for your own travel expenses. You can have a great day and make 400-500, or you can have a bad week and make 200-300. This is true in any sales environment and it may not be right for you.



Although they are setting your appointments, you still have to be a very motivated and driven individual to succeed. You will find that many agents prefer to see the people they choose, and some of the preset appointments are not very well qualified. If you need more specific information about anything, let me know!

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PostPosted: Wed Mar 11, 2009 4:22 am   Post subject: insurance  

Hello everyone!! I've been away for a while...Military school. Anyway....I'm a bit 'fuzzy' on this Healthcare thing. Can you get insurance, for the Elderly, from this?..or is this just products that the Elderley may need?

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PostPosted: Wed Mar 11, 2009 9:28 pm   Post subject: Are there really any good places to work out there anymore?  

I have my insurance license and was considering working for SHC but it really sounds like the company and products seem to be good but the crazy schedule and mistreatment isn't something I really want to sign up for. I already am selling insurance with large carrier and not doing well. Just what I want to do is quit where I am to get put into a meatgrinder!!!!! I am glad I took the time to research this company.


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PostPosted: Tue Mar 17, 2009 1:44 am   Post subject: SHC - Would like some recient information PLEASE!!  

WOW...I just found these posting and seen everyone's information regarding SHC. I also just sent them all my paperwork and my $600.00. I'm to new to the insurance industry. I got my adjusters license in Sept worked IKE and realized that I could not take the heart ache and devastation for months at a time. I'm about to take my exam and was headed. I researched different areas of insurance & would like to work with the senior market. We'll now I'm kinda freaked out after seeing this information. I'm a hard worker, have no travel limitations and no kiddo's at home. With that said I just left a company that had some shady practices, 6 figure income EVERY YEAR and ya worked your butt off for it but eventually the bad out wade the good, NOT SCARED OF THE WORK BUT DON'T WANT THE SHADY PRACTICES. I just can't see myself going back into that environment. If anyone works for them now/recently I would be thankful for any insight on SHC. I still can jump ship if everything this forum says is true. I can be reached at deenasmith13[at]yahoo.com.



Sincerely,



E-mail id deactivate for your safety


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PostPosted: Tue Apr 14, 2009 8:16 pm   Post subject: Recent Info???  

I am in a similar situation to deena...anyone there now or very recently??

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PostPosted: Tue Apr 14, 2009 9:36 pm   Post subject:   

Don't do it...don't do it...don't do it. There is no way a new person can succeed unless you are a hardcore salesperson. Long drives no matter what they say during recruitment and the leads don't pan out.


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PostPosted: Wed Apr 15, 2009 11:02 pm   Post subject: SHC  

I just left them, all they care about is charging for your appointments, $18 each and if you miss one of your 2 Hour a day meetings on line it gos to $24 an appointment, LIE LIE after LIE. They say 5 to 6 appointments a day I had Two at most, One day I had three out of three weeks. If you go to the appointment and they are not there or wont let you in the door because they think you are with medicare, they almost always think you are with medicare, but you are not and that make them mad, you still pay for the appointment. Go to work for someone else, they want to tell you you are helping the senior but by the way, the ins they have is always worse than what you have, not full coverage, owe bad company, most ret ins has better coverage than any supplement can offer but you have to talk them out of that and into your company that is better, the best out there, well until they decide they have to find a new one after a few months and that company finds out what SHC really is about. Run, RUN, RUN......only 2 to 3% make it past 2 months with them....I spent over $2000 of my own money and what I did sell went to pay for appointments and feesz for the shc company, richard dale jr....ass....look at how he got where he is, using all his friends to get rich and they got shit.... Sad


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PostPosted: Thu Apr 16, 2009 9:00 pm   Post subject: On the other side  

I sat in on a sale appointment with a 84 year old neighbor lady. I will say the agent knew his stuff, but at the end was the hard sale. When I suggested that the lady would like to talk it over with her son before signing anything. The agent was on his feet, saying he would not have time to come back and she would have to sign up now or not at all. With that attitude, we told him not at all. Sad Too bad for him. It was a good product and she probably would have take it out.


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PostPosted: Fri Apr 17, 2009 6:25 am   Post subject:   

Well, its the attitude of the both parties that matters in a successful sale. I can't actually blame the agent for that behaviour since he had the sales target to meet, nor I can say its the fault of the client, who would definitely think-over before putting her money in it. I agree its bad for the agent that he has lost a business opportunity for impatience. But that is how it is at times. Sad

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PostPosted: Fri Apr 17, 2009 10:17 am   Post subject:   

Hey



Quote:
When I suggested that the lady would like to talk it over with her son before signing anything.


I had been a tele-marketer once...had to push health advantage and came across such tricky situations on a number of occasions. I'd never fixed appointments with senior citizens in the absence of other household members. I must say that it was a bit foolish on the part of the agent to have lost a good opportunity! Steven
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