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 Posted: Wed Jan 20, 2010 9:23 pm Post subject: |
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Wow!!! I'm glad I'm reading all this. No one should ever pay to work for a company or pay for any kind of training. Along with them having access to your bank account. I feel bad for many of you people that got screwed. Thanks for sharing your experience. I just saved myself some time. Best of luck.
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Goodlookingout
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| Posted: Fri Jan 22, 2010 8:20 pm Post subject: Non-Compete |
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I actually went as far as planning my trip to Texas for the training. I then saw the non-compete clause in the massive contract paper work. Never go with a company that has the right to tie up your license. Just a heads up folks 
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Helm
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| Posted: Sat Jan 23, 2010 5:22 pm Post subject: non-compete |
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is it common for insurance companies to have a non-compete clause in thier contracts?
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helm
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| Posted: Sun Jan 24, 2010 10:01 pm Post subject: |
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To be precise, it's usually the general agent (Richard Dale Jr. in this case), not the insurer, who insists upon a non-compete agreement. It's common that general agents with a bad reputation and/or a ton of turnover in their organizations demand a NCA from prospective agents. SHC has taken this a step further and demands licensed agents to pay several hundred dollars more for an entrance fee because, by their own admission, experienced/currently licensed agents have a poorer success rate in their system (read: they can smell a rat faster, and know what pay to expect rather than the pittance they would receive for identical business with SHC).
Apparently some lawyers are starting to do feasibility studies on a class action lawsuit for fraud and deceptive practices by SHC and RJR. I've been called by two different firms now and I really hope one of them starts action soon. It's long overdue. These clowns need to be put out of business for good.
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Anony
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| Posted: Mon Jan 25, 2010 4:16 pm Post subject: |
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I would be interested in taking with a law firm to help put them out of business.
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anonymous1452
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| Posted: Tue Jan 26, 2010 6:30 pm Post subject: RUN THE OTHER WAY!!!! |
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Best advice is to RUN the other way and DON'T LOOK BACK!!!
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anonymous%$^%
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| Posted: Sat Feb 06, 2010 1:45 am Post subject: Look for a decent company |
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I worked for this cowboy outfit (perhaps thats why they are based in Texas) and my advice is run away as fast as you can from the recruiter, do not pay them a penny. Any company that wants $599 up front to recruit you is not worth bothering with.
On average an agent who wants to join them is out of pocket straight away for about $1500, they admit that they run a revolving door with 33% coming in 33% that are there and the rest are on the way out. If you want to build a career on that go for it.
They make money from recruiting heavily and losing agents, everyway SHC makes money either from the consultant or clients.
ANYBODY READING THIS DO NOT JOIN THIS COMPANY EVEN IF YOUR LIFE DEPENDED ON IT!!!!!!!!!!!!!!!!!
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anonymous69
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| Posted: Mon Feb 15, 2010 11:19 pm Post subject: Run Fast, and Run Hard! |
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This company is in a heap of legal problems for not paying commissions owed and all sorts of other business violations. Run away - you will never be paid!
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Duped!
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| Posted: Mon Feb 15, 2010 11:22 pm Post subject: I will never see a dime. |
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Need i say more. Hold out for something professional. If it sounds too good to be true, it is. Plus, they do not tell you how it is up front... LOTs of unfortunate surprises!
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SHC owes me thousands!
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| Posted: Thu Feb 18, 2010 5:08 am Post subject: SHC Senior Manager |
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I am a senior manager with Senior Healthcare Consultants working out of the Dallas Corporate office. This website was recently brought to my attention. First off, I want to thank all who have commented here and I appreciate both the positive and negative comments posted.
This blog appears to be a fairly popular forum for discussion involving insurance for both consumers and the business entities that service this industry. As an insurance marketing company SHC would like to be a part of those discussions with you. I set up this account in order to allow members of our Senior Management Staff to respond under the same heading. The idea behind that is so that anyone reading this blog can be sure where the information is coming from.
We as an organization want to get better at what we do and how we explain things, your thoughts and comments will go a long way in allowing us to do that. I have set up an email address, for those of you who prefer to remain anonymous and wish to contact us directly rather than post your name on a blog. The goal with this is to take the necessary measures to ensure clearer understanding of our business. We will gladly, openly discuss any issues or questions you may have via this blog, but if you prefer direct email, you can contact us at shc_answers@shcmarketing.com.
I intend to get the answer to questions posted on this site or sent via email as quickly as possible, but please give me at least 72 hours to direct your questions or comments to the appropriate manager and respond.
I appreciate the opportunity to connect with you on this forum where we can join in a level of professionalism and bring clarity as well as address any misunderstandings and/or issues regarding SHC in an open and clear manner.
Thank you.
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SHC Senior Manager
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| Posted: Thu Feb 18, 2010 5:21 am Post subject: SHC Senior Manager |
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I am a senior manager with Senior Healthcare Consultants working out of the Dallas Corporate office. This website was recently brought to my attention. First off, I want to thank all who have commented here and I appreciate both the positive and negative comments posted.
This blog appears to be a fairly popular forum for discussion involving insurance for both consumers and the business entities that service this industry. As an insurance marketing company SHC would like to be a part of those discussions with you. I set up this account in order to allow members of our Senior Management Staff to respond under the same heading. The idea behind that is so that anyone reading this blog can be sure where the information is coming from.
We as an organization want to get better at what we do and how we explain things, your thoughts and comments will go a long way in allowing us to do that. I have set up an email address, for those of you who prefer to remain anonymous and wish to contact us directly rather than post your name on a blog. The goal with this is to take the necessary measures to ensure clearer understanding of our business. We will gladly, openly discuss any issues or questions you may have via this blog, but if you prefer direct email, you can contact us at shc_answers@shcmarketing.com.
I intend to get the answer to questions posted on this site or sent via email as quickly as possible, but please give me at least 72 hours to direct your questions or comments to the appropriate manager and respond.
I appreciate the opportunity to connect with you on this forum where we can join in a level of professionalism and bring clarity as well as address any misunderstandings and/or issues regarding SHC in an open and clear manner.
Thank you. |
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Shcmanager
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| Posted: Fri Feb 19, 2010 4:51 pm Post subject: |
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Nice try, but most people posting here don't want a dialogue, they want Senior Healthcare Consultants shut down for fraud, and they want fair compensation for their hard work from years past. At the very least, they want no one else to make the mistake they themselves did when they paid your organization for the privilege of having their finances destroyed and their families put in turmoil.
Seriously. How do you even reconcile wanting to "gladly, openly discuss any issues" with longstanding SHC practices like prohibiting trainees even being able to speak to each other? Anyone familiar with SHC understands there's nothing behind the veneer of honesty but a couple of cowboys running a burnout agency. Divide, conquer and profit. Your post might sound good to the unwary, and that's who you prey on when you recruit and bleed new agents, but it's really just a pathetic attempt at damage control and PR posturing.
Looking forward to seeing your racket shut down for good, and glad people are finally doing something about it.
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Yeah, not so much
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| Posted: Sat Feb 20, 2010 1:57 am Post subject: |
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"Yeah, not so much" , let's give him/her a chance, see if they 'really' do come back with ANSWERS...the proof is in the puddin' honey...let's just see ...
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Lori
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| Posted: Sat Feb 20, 2010 4:54 am Post subject: Not so much |
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Not so much,
Thank you for your response. I will attempt to address your points as they are laid out.
If anyone feels they are owed money from a past relationship with SHC, please email shc_answers@shcmarketing.com and we will gladly look into it and respond to you individually. We cut checks to former agents all the time and while our system is not perfect, we do our best to ensure you get your money if it is due.
To your question regarding, “prohibiting trainees even being able to speak to each other?”, we obviously cannot stop people from communicating with each other, but we do discourage it. The reason being, a big part of any sales position is attitude. When one person develops a poor or negative attitude, that attitude is easily spread and adopted by others. We do our best to assist our salespeople by ensuring their daily contacts are with others who encourage and inspire. We for the most part know what our management’s attitudes are and how they respond to agents, but we cannot control what other agents’ attitudes are. Our goal is to provide our agents, especially the new agents, with assistance and coaching from people who are positive, supportive and who want to see them succeed. Once someone reaches the management level we encourage networking, team building, along with some healthy competition.
Although you may believe that we are better served when an agent in our agency quits, in actuality we are much more prosperous as a company when we retain our agents long-term.
Regarding those who run this organization, it is run by hard working people trying to provide for their families like everyone else out there. We have many long-standing agents who are happy for the financial opportunity SHC has provided for them and their families as well.
Thanks again for opening up the conversation and please send any particular requests or questions to shc_answers@shcmarketing.com.
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SHC Manager
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| Posted: Sun Feb 21, 2010 5:22 am Post subject: Stay Away From SHC |
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| I wont go into the long gory details of my experience with SHC, but I will tell you I worked for them for a long time. Much longer than I should have and much longer than any sane person would given similar circumstances. The bottom line here is that the company is all about lining the pockets of a very few select indidviduals in the upper management structure. Lets look at the numbers... SHC has been actively recruiting agents for over 7 years.. In that time they have brought on board an average of 7-10 people per week so in that time frame they have brought on approx 3000 agents. At the present time there are less than 12 people in the company that have been there for more than 2 years you do the math. It is a churn and burn organziation. They have legitimate products and a decent sales presentation, but the real gold is in the fact that if you leave them or should i say if they terminate your contract for any reason even if you are "vested" in any renewals (which only happens on a vesting schedule of 20% per year until full vesting after year 5), you will see no renewal income if you leave. In addition they will only be paying you a renewal of 7-9% even though the carrier will be paying them about 24%. Upper Managment will call that spread "covering overhead and expansion to provde the consultant with more oportunities in the future. I call it highway robbery. I now have carrier contracts paying me the 24% and have and will continue to roll all my business with them and beg them to come after me. My Non Compete says I cant do it but let em sue me my customers signed up with me and they have no desire to be with an organiztion unelss i am a part of it. Sales is all about building relationships and I have that with my customers and thanks to sHC now have a knowledge base to sell this needed product to seniors. Thanks Richard for the training it will make me rich one day too. |
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stayawayfromshc
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