| Message |
Author |
 Posted: Mon Feb 22, 2010 12:50 am Post subject: No Good |
|
|
I don't know who the person is from SHC Management, but I don't believe a word they say. I saw it all for myself. What they call positive people coaching you is really people leaving you multiple voice mails wanting to know what you sold. When you call with a question no one answers the phone and even worse if you leave a message - no one EVER returns the call to answer your question. Eventually, they will have you drive further and further in an attempt to force you to quit. That of course is after you are out oh say about $3,000. They claim to have over one hundred agents, but when you go to a "mandatory" team meeting there is about 30% of that number in attendance. Also, the only people that are there more than a year are the ones "lining their pockets". No one else makes it past a year. The upper management makes their income by charging people a fee and withholding their commissions. You figure if they hire a class of 20 and do this to them, within a month the upper management has made about $100,000. The whole thing is a scam and I can't wait to see them out of business. KARMA - WHAT GOES AROUND COMES AROUND!
_________________
Register Now to have your Insurance queries solved. |
|
Been There
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Mon Feb 22, 2010 8:24 pm Post subject: |
|
|
So SHC wants to open a dialogue and answer questions? Fantastic. Let’s stop playing softball, shall we?
1) How many people did SHC recruit in the last five years, and of that number, how many are currently in the organization as selling agents? How about two years? One year? I’d love to put a real number to Senior Healthcare Consultants’ absurd claim that there is actually more than a snowball’s chance in hell of success. And please, don’t give me the “you weren’t dedicated or working hard enough” excuse. All of us worked until we couldn't see straight just to try to make ends meet on your lousy commission.
2) Of the total number of applications issued with RJR as general agent in 2009, how many were churned or twisted from previous SHC consultants? One favorite trick of SHC and their “system” seems to be going behind an agent and recycling not only leads, but policyowners. It’s no wonder most former agents are getting demands for payment months or years after they have separated from SHC even though the amount of business they wrote should have more than covered the incredibly meager amount they were advanced. As you might imagine this practice is highly unethical and illegal...and yes, I myself was encouraged to churn or twist many policies while a Senior Healthcare Consultant.
3) IRS Form SS-8. Ever hear of it?
4) Whatever possessed SHC to believe it could continue to represent itself as an A+ rated company by the Better Business Bureau when in fact that was and is no longer the case? Do you understand that this is misrepresentation?
5) Whatever possessed Senior Healthcare Consultants to claim, through supervised training of its agents, that all Medicare Advantage PFFS and PPO plans were being discontinued as of January 1, 2010 when that was and is not the case? Do you understand that this is a not only misrepresentation, but remains a fraudulent and actionable claim with CMS?
6) Have new and prospective agents been properly advised of SHC’s related past problems before entering into a binding contract with Senior Healthcare Consultants? Straight from the Texas Department of Insurance:
Dale, Richard Page, Jr. of Fort Worth
Order Number: 040796
Date of Order: 8/16/2004
Order Final In: August
Action Taken: $42,000 fine; 3 year probated suspension of General Life, Accident and Health License
Violation: Materially misrepresented terms and conditions of an insurance policy; Twisted and used high pressure tactics in marketing Medicare Supplement Coverage to senior citizen consumers
7) With all that said, are you really all that surprised that your BS has finally reached critical mass?
_________________
Register Now to have your Insurance queries solved. |
|
Seven questions
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Tue Feb 23, 2010 6:43 pm Post subject: SHC Manager |
|
|
Stay Away –
Thank you for your response; you are in fact an amazing example of the lengths SHC goes to try to retain consultants. Let’s address your post one item at a time.
1. Agents do not work for SHC, agents are in business for themselves –
SHC provides support:
a. Preset, verified appointments
b. Extensive support staff
c. Carrier selection and contracts
All of this is provided, along with much, much, more not even mentioned here, to allow a Sales Professional to do what they do best...Face time with customers to assist and protect them if there is a benefit. This allows for helping more customers and allows agents to generate more revenue!
2. Your math on the recruiting numbers is incorrect. We make it very clear to any agent looking at this opportunity that this is not for everyone and that we are like many of the sales organizations out there where they constantly have people coming, people staying and people going. It is a relatively well known fact that 100% commission sales opportunities tend to correlate with high turnover ratios. The point, no position that I am aware of is perfect for everyone and we go to great lengths to explain this up front.
3. To the accusation that we are a churn and burn operation, I will use an example here of an actual recently departed agent who made decisions that made it impossible for us to continue the relationship. We as an organization did all we could to help him to become successful. The following represents the lengths SHC goes to retain every agent that it can:
a. At one point he was doing fairly well and even made it into a training position where SHC attempted to help him grow his business by helping him build a team of agents under him. SHC paid for all of the recruiting, training, and all daytime management of his subordinates.
b. SHC provided training in different locations around the country, paid for all of the training facilities, trainers and managers. Additionally, SHC supplied and paid for systems for daily training meetings which this manager was not even required to attend while his agents received free training designed to benefit themselves and this trainer.
c. This agent then got a percentage of the commissions generated from all sales made by his trainees, to include a portion of the renewals. Unfortunately SHC could no longer invest in this aspect of his business when several members of his team made it clear that he was not following the training and system that we were teaching them and was attempting to engage in inappropriate training practices with trainees and staff. At this point SHC had no choice but to discontinue investing in that part of his business and he was removed from all training and management.
d. He was worked with both in person and in meetings extensively, at SHC’s expense, and all attempts possible were made to get things back on track. He was given a second chance with training and he slowly slipped back into old habits and ended with the same results.
e. His inability to handle the minimal requirements of his position (reporting, persistency reports, etc.), in conjunction with his ever worsening ability to keep the business he wrote made it increasingly difficult to continue to invest in this individual even at an agent level. Yet again all attempts were made to get him back on track. We had mangers go and ride with him, again, paid for by SHC. Extensive work was done in an attempt to get him back on track. It was determined that he was not closing his business in an ethical manner and he was taught the correct way to solidify the business that he wrote.
f. His persistency continued to fall all the way to the point where roughly 40 % of his business cancelled.
g. We provided training after training in an attempt to get this straightened out. He continued to insist on closing business his way. In an additional attempt to try and help him get things on track, we assigned a manager to start calling each of his clients, after the sale, to make sure that they were happy with their decision to purchase the coverage, that he had done everything according to the training provided and as required by law. It was again determined that he was not.
h. At this point he was given one final warning and it was made clear that we would not only terminate our relationship with him if he continued to run his business the way he was but that we would do anything necessary to protect the seniors against this type of a sales approach. We had a manager assigned to him, again, to help any way that we could to get him on the right track. His persistency rose for awhile only to start right back down.
i. This was the end of our relationship as other things were discovered that indicated that he was violating our contracts with him along with the obligations to our carriers and to those he was working with.
So Stay Away, sadly you clearly state in your blog that you care little for the Ethics of the industry as you admit to going against the contracts you have signed, not only with SHC but with carriers and with your State’s Insurance commission – as all clearly prohibit rolling business. SHC does not arbitrarily terminate contracts. The particular scenario you mention (rolling your own business) is the primary reason agencies require non-compete clauses and have to be wary of advancing commissions to someone who has terminated their relationship with the agency. As we have stated previously, it is better for us to retain agents.
4. You also mention not paying vested renewals. We do pay vested renewals to former agents who have earned them and add people to those rolls as they arise. Your assumption here is simply not factually correct.
We will never encourage anyone to blatantly be unethical even if it is under the guise of “for my customers”. Agents roll business to gain additional commissions which is rather self-serving, and as stated, unethical. Our concern is, and always will be, what is in the best interest of the seniors we are entrusted to work with. I would strongly discourage you from doing anything that is not a clear benefit for the seniors just to gain income for yourself!
We will continue to do all we can to give you, and anyone, clear, candid communication regarding what we do and how we do it. |
|
Shcmanager
New member
Joined: 18 Feb 2010
Posts: 14
5.90 Dollars($)
|
|
|
|
| Posted: Tue Feb 23, 2010 6:48 pm Post subject: SHC Manager |
|
|
Stay Away –
Thank you for your response; you are in fact an amazing example of the lengths SHC goes to try to retain consultants. Let’s address your post one item at a time.
1. Agents do not work for SHC, agents are in business for themselves –
SHC provides support:
a. Preset, verified appointments
b. Extensive support staff
c. Carrier selection and contracts
All of this is provided, along with much, much, more not even mentioned here, to allow a Sales Professional to do what they do best...Face time with customers to assist and protect them if there is a benefit. This allows for helping more customers and allows agents to generate more revenue!
2. Your math on the recruiting numbers is incorrect. We make it very clear to any agent looking at this opportunity that this is not for everyone and that we are like many of the sales organizations out there where they constantly have people coming, people staying and people going. It is a relatively well known fact that 100% commission sales opportunities tend to correlate with high turnover ratios. The point, no position that I am aware of is perfect for everyone and we go to great lengths to explain this up front.
3. To the accusation that we are a churn and burn operation, I will use an example here of an actual recently departed agent who made decisions that made it impossible for us to continue the relationship. We as an organization did all we could to help him to become successful. The following represents the lengths SHC goes to retain every agent that it can:
a. At one point he was doing fairly well and even made it into a training position where SHC attempted to help him grow his business by helping him build a team of agents under him. SHC paid for all of the recruiting, training, and all daytime management of his subordinates.
b. SHC provided training in different locations around the country, paid for all of the training facilities, trainers and managers. Additionally, SHC supplied and paid for systems for daily training meetings which this manager was not even required to attend while his agents received free training designed to benefit themselves and this trainer.
c. This agent then got a percentage of the commissions generated from all sales made by his trainees, to include a portion of the renewals. Unfortunately SHC could no longer invest in this aspect of his business when several members of his team made it clear that he was not following the training and system that we were teaching them and was attempting to engage in inappropriate training practices with trainees and staff. At this point SHC had no choice but to discontinue investing in that part of his business and he was removed from all training and management.
d. He was worked with both in person and in meetings extensively, at SHC’s expense, and all attempts possible were made to get things back on track. He was given a second chance with training and he slowly slipped back into old habits and ended with the same results.
e. His inability to handle the minimal requirements of his position (reporting, persistency reports, etc.), in conjunction with his ever worsening ability to keep the business he wrote made it increasingly difficult to continue to invest in this individual even at an agent level. Yet again all attempts were made to get him back on track. We had mangers go and ride with him, again, paid for by SHC. Extensive work was done in an attempt to get him back on track. It was determined that he was not closing his business in an ethical manner and he was taught the correct way to solidify the business that he wrote.
f. His persistency continued to fall all the way to the point where roughly 40 % of his business cancelled.
g. We provided training after training in an attempt to get this straightened out. He continued to insist on closing business his way. In an additional attempt to try and help him get things on track, we assigned a manager to start calling each of his clients, after the sale, to make sure that they were happy with their decision to purchase the coverage, that he had done everything according to the training provided and as required by law. It was again determined that he was not.
h. At this point he was given one final warning and it was made clear that we would not only terminate our relationship with him if he continued to run his business the way he was but that we would do anything necessary to protect the seniors against this type of a sales approach. We had a manager assigned to him, again, to help any way that we could to get him on the right track. His persistency rose for awhile only to start right back down.
i. This was the end of our relationship as other things were discovered that indicated that he was violating our contracts with him along with the obligations to our carriers and to those he was working with.
So Stay Away, sadly you clearly state in your blog that you care little for the Ethics of the industry as you admit to going against the contracts you have signed, not only with SHC but with carriers and with your State’s Insurance commission – as all clearly prohibit rolling business. SHC does not arbitrarily terminate contracts. The particular scenario you mention (rolling your own business) is the primary reason agencies require non-compete clauses and have to be wary of advancing commissions to someone who has terminated their relationship with the agency. As we have stated previously, it is better for us to retain agents.
4. You also mention not paying vested renewals. We do pay vested renewals to former agents who have earned them and add people to those rolls as they arise. Your assumption here is simply not factually correct.
We will never encourage anyone to blatantly be unethical even if it is under the guise of “for my customers”. Agents roll business to gain additional commissions which is rather self-serving, and as stated, unethical. Our concern is, and always will be, what is in the best interest of the seniors we are entrusted to work with. I would strongly discourage you from doing anything that is not a clear benefit for the seniors just to gain income for yourself!
We will continue to do all we can to give you, and anyone, clear, candid communication regarding what we do and how we do it. |
|
Shcmanager
New member
Joined: 18 Feb 2010
Posts: 14
5.90 Dollars($)
|
|
|
|
| Posted: Tue Feb 23, 2010 9:09 pm Post subject: |
|
|
from the very start, shcmanager - wrong, wrong, wrong.
shc agents are not in business for themselves - they are captive with every move accounted for, reported and tracked by shc. this makes them employees, not independent contractors. there are three tests that the irs uses - behavioral control, financial control and whether a contract exists. relentless and countless reports, mandatory daily meeting attendance and field training is behavioral control. the agent can only be paid through shc (because of the non compete agreement) so that's financial control. and yes, there's a contract, so, three for three.
the only reason "you are in business for yourself" at shc is because shc is dodging social security and medicare taxes. that's it, folks.
yes, there is high turnover at any commission job but it is far more extreme at shc - because shc is pushing you out as soon as they take you in. relatively high but normal turnover in a 100 percent commission job is usually due to a person not having budgeted enough for starting a new business. extreme turnover at shc is due to a few company fatcats intentionally throwing financial roadblocks in a new agent's progress. like progressively driving farther and farther - two, three, four hours or more from home - for a day's appointments, half of which won't even be at home. this is called "the system" - and in initial training, everyone is told repeatedly, even brainwashed, into "trusting the system" and "following blindly".
what they don't tell you is that the system is built to exhaust and destroy you so they can take your business, throw you away like a juiced lemon and laugh all the way to the bank.
as far as this single example shcmanager comes up with (notice they didn't provide overall turnover numbers)...it's specious at best, laughable at worst. shc highly overstates the money they invest in training or even appointment setting despite their assertions to the contrary - the trainee pays a substantial entrance fee of $599 or $999, foots the bill for travel to dallas and lodging, pays for travel and lodging expenses for field training which is often hundreds of miles away...all of this drains the trainee, all of this costs shc little. it is all designed to hasten the agent's demise, to bleed them out faster.
if you've lived it - you know. if you haven't - sadly, you'll find out.
_________________
Register Now to have your Insurance queries solved. |
|
wrong again, shc
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Tue Feb 23, 2010 11:34 pm Post subject: Response to: Been There |
|
|
Been There –
I appreciate your comments and will attempt to address your concerns.
We have multiple phone coaches available each day to assist agents in the field, especially new agents. Occasionally there are times where many people are calling in at the same time. If someone needs an urgent question answered, they are instructed throughout the Base Training and in the meetings to call back as many times as it takes to get someone live on the phone. If the phone coaches are coaching someone they generally will not interrupt that call unless they are called multiple times by the same number. If they do get multiple calls from the same number they are to answer that call, realizing it’s an urgent question. We understand it’s not a perfect system, which is why agents are also instructed to contact two additional managers if they cannot get a hold of their assigned phone coach.
If, in the unlikely event that they are unable to reach any one of the 4 managers assigned to assist field agents, (i.e., bad cell coverage, etc.), then they talk to their trainer at the end of the day and can get their questions answered. What is interesting about your statement is that the phone coaches record every call that they make and receive on a call sheet. Each person that they are responsible for coaching is called multiple times each day. Please send an email to SHC_answers@shcmarketing.com with your name and the time frame that you were on staff as we would really like to investigate your claims – we can’t get better unless we can identify the source of the problem. If what you are saying is accurate, then obviously that is something that would be addressed immediately. With the call sheets we can literally go back and see the vast majority of calls between a phone coach and an agent and attempts made to reach agents that go unreturned.
In regards to the accusation that we intentionally run agents long distances so they will quit – that is so counterproductive to what we strive for. The method used for determining agents’ areas to run appointments is explained in the recruiting process, then again in the BCU, and once again when they sign off on this fact prior to ever accepting this position fully and going in the field. Typically this means that a consultant starts in the closest area where someone with your experience level has had success – this is to try and give them the highest probability of success. They are then slowly moved out, and then back in, and as their experience level grows it opens up more areas for them to work that correlates to their level of experience and sales. This is ONLY through their learning curve. That is reiterated multiple times and again signed off on by anyone who has attended the BCU. Again, send me an email and I will gladly send you a copy of what you initialed and signed indicating that you understood this! Again, please send us an email and we will gladly look into your particular situation.
As it applies to meetings there are multiple team meetings on Mondays, not just one. That is because the web conference system we use only allows a limited number of attendees. If we were to combine all of the meetings there is no way we could come close to getting everyone into the meetings. That is why they are called Monday Team Meetings. The early morning meetings, Tue-Fri, are only for new agents and those needing extra coaching; the majority of people on staff are not required to attend those meetings so the number of people attending would obviously be smaller.
Your assumption of all of the revenue generated is grossly incorrect. By the time we pay for the costs of admin staff for the field agents, supply department, supply personnel, recruiting staff, advertising, our carrier relations department, SHP Department, licensing department, call center personnel, call center equipment (dialers, phone lines, long-distance, data, recording and verification equipment (because every appointment that is set is recorded)), phone systems, the building lease itself, and that is just to name some of the expenses associated with running this business, it adds up quickly.
We only make money if you go out and are successful, regardless of what you may think!
PLEASE send me an email so I can follow up on your concerns personally. |
|
Shcmanager
New member
Joined: 18 Feb 2010
Posts: 14
5.90 Dollars($)
|
|
|
|
| Posted: Wed Feb 24, 2010 1:55 am Post subject: Why even bother? |
|
|
This is great that you are engaging everyone on the blog but you must realize that there are MANY former agents out there that feel ripped off by SHC. You've built up this reputation over the years and you can write off former agents as malcontents or failures but it isn't something that will be forgotten by them. You have set yourselves up to be the Yugo or Ford Pinto of captive insurance agencies.
You had a chance to make things right YEARS ago for me and only later on are you making an alleged effort like on RipOffReport.com. My own rip-off was only to the tune of about $600 (I still have all the email correspondence) but I will NEVER forget it and I will tell everyone about the experience ANY chance that I get.
Really, I'm not even sure it was worth you guys pocketing such a small amount of money and creating a LIFETIME of ill will. It isn't just the money...you might not understand but it is the principal of being cheated when a person did everything they could to make it work. Most people don't wake up in the morning and look to fail at something.
Can everyone writing on the various blogs be malcontents or failures? It is up to folks reading to decide for themselves if it will be different for them at SHC.
And by the way, no one should have to petition you to make things right. If you have records on everything you SHOULD GO OUT AND DO THE RIGHT THING AND PAY FORMER AGENTS WHAT THEY ARE OWED! Don't just talk about it...do it. Unless you have sloppy record keeping you will know what policies earned out. The agent knows because the carrier sends them a copy!
You would find that would do wonders for the reputation of SHC in the eyes of many former agents. Otherwise your organization would be better served on relying on recruiting people that don't visit blogs like this or know how to use Google.
ms
_________________
Register Now to have your Insurance queries solved. |
|
Former SHC agent
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Wed Feb 24, 2010 6:52 am Post subject: |
|
|
I wouldn't trust shcmanager. By emailing the address they are providing you are essentially putting your name on a list. I wouldn’t put it past this company for collecting that information and then going after you for slander.
There is no point in arguing with anyone from SHC. They have repeated their justifications so many times they believe that they are telling truth and are in the right.
If a company needs to have stacks of disclaimers, initials and signatures their practices should be questioned. Especially, if that company immediately defaults to saying something like, it’s not our fault because you initialed this.
While the paperwork keeps them from having to refund money and gives them a sense of security against a lawsuit, it doesn’t make what they are doing ethical.
SHC will never admit that what they are doing to their new agents is wrong. They can’t, can you even imagine the class action lawsuit?
I hope that everyone that is considering SHC finds this thread, and is able to see through shcmanagers poor attempt in justifying their treatment of agents.
Know that if you become a part of their organization that you will have signed enough paperwork that allows them to do anything they wish to you and your bank account.
Shcmanager, please continue to post responses, because you are really doing your company more harm than good.
No one and no company is perfect. If you wanted to gain some creditability, then tell us what you or your company has done wrong to its agents. If you mention anything about initials on paperwork, or some story about an agent that you so desperately tried to help, you have missed the point.
_________________
Register Now to have your Insurance queries solved. |
|
Be Careful
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Wed Feb 24, 2010 2:51 pm Post subject: |
|
|
Yeah, SHC is probably collecting names and IPs to send to their legal counsel with that email address. They're paranoid from the top down, and they'll start action at the drop of a hat to keep their scam going.
The last two posts make an excellent point. Most of us have had a lot of jobs. I know I have. Some I succeeded, some I failed. In every other job but this one, I was able to shake hands, walk away and know why I succeeded or failed. I'm man enough to admit when I'm wrong and I'm intelligent enough to know what happened and what I could have done better.
This was very different. This was a flat-out scam. And it's no surprise that even months or years later, people are still angry about being taken.
Understand this - SHC will never admit to wrongdoing or compensate former agents unless forced to in a court of law, by the IRS or by TDI. If they admit a thing, they're done. So they've got to keep up appearances and in the meantime, intimidate anyone who might blow the whistle on them.
Oh yes. Don't ever think that former agent/manager case story up there was an actual attempt at an explanation. That was a warning to a very specific individual: "we know who you are".
Let that sink in for a moment.
Sites like Ripoff Report, who SHC paid off, and even this site - they're not the answer. The only thing that will end this scam is having SHC finally brought to justice. SHC does everything it can to keep current and former agents from talking to each other. That has to be overcome if this is going to work.
Tell everyone you know who was taken by SHC about this site. Email them, phone them, bang on their doors at 2am. Point them here. Let them know they're not alone. Keep prospective agents from being scammed.
We can do this if we work together.
_________________
Register Now to have your Insurance queries solved. |
|
Way overdue
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Wed Feb 24, 2010 4:43 pm Post subject: |
|
|
Yes, I would say SHC Manager got very suspiciously defensive at my comments.
There may be multiple phone coaches but they instruct you to call one. Interestingly enough you are calling a cell phone...you can tell whether or not someone is on another call. My calls went totally unanswered...just rang and rang and rang. After much frustration, I would leave a voice mail that never was responded to.
As far as the travel...what a joke. I was told in my interview that the travel would be within 90 miles. Hmmm...I was driving over 3 hours one way. Give me a break.
As for the team meetings on Monday....okay so they have more than one. They still don't have all of the agents they claim to because when someone asked Mr. VD in training how many agents there were he had this "baffled" look on his face and said "Uh, well, there's a lot, like over 100".
The set up fee is quite the SCAM. You are told it is for a lifetime of supplies. Where is the supplies? When I asked where something was, I was told to go to the website and get it myself.
The path I have taken since SHC just confirms everything was not right with SHC. I am now selling insurance for a company that did not charge me a dime and pays me twice a month. Absolutely no problems.
_________________
Register Now to have your Insurance queries solved. |
|
Been There
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Wed Feb 24, 2010 6:22 pm Post subject: |
|
|
I've got an idea; Why don't we get a dozen agents who've been wronged by this company together.
I want to see every single documents they received during their training which show the company's blatant misrepresentations, lack of support, all the dishonest things they've done, examples of policy churning and the names and/or case files of seniors who were wronged, agents who were literally driven to bankruptcy, proof of every bad thing I've reviewed in this thread, and will sue them back to the stone age.
However, gripes, groans, and unsubstantiated testimony won't work, I need documents which clearly show how bad this company is.
Let's work together to get back with these agents have coming to them. I'm on your side.
Mark
_________________
Please feel free to go to my website at www.markcolbert.com or, if you have a specific question, you can email me directly. I hope I can answer any questions you might have. If not, I can certainly find an answer right away. |
|
InsInvestigator
Forum Expert
Joined: 13 Oct 2007
Posts: 534
Location: Central California
22.82 Dollars($)
|
|
|
|
| Posted: Wed Feb 24, 2010 6:36 pm Post subject: My experience |
|
|
I have been watching this blog for several weeks now and felt like it was finally time to chime in. I have been with SHC for a few years and have had no desire to manage or train people. I have been watching these blogs slowly build up to where they are at the present time. Until now I have dismissed them as a few who didn’t do their due diligence and did not flourish in the SHC system.
I am glad that the company finally started responding to the entries and I applaud the effort because they are in a catch 22 situation here. If they sit back and don’t respond then new people looking at this will see only negative out here in cyberspace. If they do respond then they have to acknowledge the people who came through their system and failed, and that’s hard for any organization to do.
Have I seen more people come here and fail than succeed? Yes I have, not unlike any sales organization or line of work such as real estate, mortgages and insurance. For what it’s worth, here’s what I have seen, the company does what they said they would, point blank.
SHC has a system in place that allows you to sell more than the average agent, and in doing so build up a nice residual income. Is it hard? Yeah you better believe it is and not everyone can do it.
Why are all these blogs here? Maybe it’s because the company actually goes to the expense of giving an agent all of these advantages that it causes the agent to feel entitled to the business, and when it does not materialize they become even more disenfranchised because they made an investment.
I read an entry on this blog a few months back that says it all.
“I can't believe people are so bitter here.
I have recently gone through the interviews with this company, and to be fair I have seen nothing held back.
Are they going to make themselves look bad? No of course not. But in all fairness they lay out everything to you.
Every bit of information conveyed here in complaints has been explained fully to me by recruiters. SHC explains what you could pay for in the beginning, the 18 dollars per preset appointment is not a surprise at the last minute. If anyone with half a brain searches the website and reviews the information(like SHC requests you do) they will know all this information.
To be honest anyone who gets all the way to Dallas, THEN decides they don't like all these fees is an idiot. If the company isn't for you, don't go for it. There may be better out there, but by no means is this a scam.”
_________________
Register Now to have your Insurance queries solved. |
|
Full or Empty
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Thu Feb 25, 2010 2:48 am Post subject: |
|
|
Well, I have read every post back to the beginning. SHC certainly is a scam. All of these posts pretty much sum up the experience I had with SHC. There are two sides to every story....Interesting how many people have the same story about their experience with SHC. SHC can say what they want, but we all know the truth. The people that are in here from SHC are only making fools of themselves. And I must say in response to the above post from someone at SHC saying if we went all the way to Dallas we were "idiots", well the details and stories changed when we got to Dallas, so that makes a SCAM.
_________________
Register Now to have your Insurance queries solved. |
|
Scammed
Guest
1.00 Dollars($)
|
|
|
|
| Posted: Thu Feb 25, 2010 3:13 am Post subject: |
|
|
Another great post!!
I'm convinced that all of you cannot be wrong - so let's sue them. Who's got the videos, recodings, training manuals, account books or names of victims willing to come forward and give me a statement under oath?
I've been investigating this type of fraud for 16 years and have been called one of the very best at what I do. I have a law firm in Austin, Texas standing by to meet with agents or policyholders who've been damaged. Let's not let them get away with it.
_________________
Please feel free to go to my website at www.markcolbert.com or, if you have a specific question, you can email me directly. I hope I can answer any questions you might have. If not, I can certainly find an answer right away. |
|
InsInvestigator
Forum Expert
Joined: 13 Oct 2007
Posts: 534
Location: Central California
22.82 Dollars($)
|
|
|
|
| Posted: Thu Feb 25, 2010 3:28 am Post subject: |
|
|
As long as I'm not violating a particular client's HIPAA rights to privacy in disclosing case information, I'd be happy to testify to bring these scumbags to justice. I'll do whatever it takes.
Sent you an email - please reply.
_________________
Register Now to have your Insurance queries solved. |
|
Let's roll
Guest
1.00 Dollars($)
|
|
|
|
Previous 1, 2, 3, ... 8, 9, 10, 11, 12 Next 
