Cell phone insurance

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PostPosted: Mon Dec 06, 2010 3:04 am   Post subject: Cell phone insurance  

We have so many of us who're getting coverage for their smart phones. I'm still not convinced about the real needs of cell phone insurance. Can you guys help me a bit.
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PostPosted: Mon Dec 06, 2010 9:57 am   Post subject:   

Can you afford to cover the cost of replacing a phone that's been lost, stolen, or dropped and ruined? If so, you probably don't need the coverage. If you can't, you probably can't afford either the phone or the insurance.
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