How do I settle with my own policy?

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Posted: Tue Sep 08, 2009 11:46 pm Post subject: How do I settle with my own policy?

I hit a wild 4oo# wild hog (pig) with my vehicle. I was injured and under Dr care for nearly 3 months. I am finally released. I have used up my PIP coverage. Should I and how do I settle with my insurance company to recover all losses from this accident?

pnwturbinepwr

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Joined: 08 Sep 2009
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Posted: Wed Sep 09, 2009 12:44 am Post subject:

I don't think that UM would qualify...Did your carrier tell you that you are entitled to an injury settlement in addition to your PIP? If so what state are you in? _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

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Posted: Wed Sep 09, 2009 12:47 am Post subject:

In Texas, I have not discussed it with them yet. _________________ Register Now to have your Insurance queries solved.

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Posted: Thu Sep 10, 2009 10:49 am Post subject:

OP, you wouldn't qualify for an injury settlement under your UM coverage for hitting a hog. Well, let's say in 22 years I've never heard of it...Do let us know though if your carrier (Texas) says different. You should only be entitled to your PIP or medpay. _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

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Joined: 10 Sep 2007
Posts: 8173

Location: Missouri
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Posted: Thu Sep 10, 2009 6:35 pm Post subject:

Your health insurance should kick in and cover the rest of the expenses once your auto insurance coverage is exhausted.