Non- Smoker Insurance

Message

Author

Posted: Sun Sep 20, 2009 3:49 pm Post subject: Non- Smoker Insurance

You are at a bar and the "free cigarette guy/girl" comes around giving away cigs and you decide to get your friend 2 free packs. At the time you dont see the problem thinking they are just going to scan my ID no big deal. Then after they do a friend tell you that you can no longer claim non smoker on your insurance. Is that true? _________________ Register Now to have your Insurance queries solved.

Guest

Posted: Sun Sep 20, 2009 4:16 pm Post subject:

No, I doubt it.

Trench

Senior member

Joined: 16 Sep 2009
Posts: 911

Location: Kansas City
152.85 Dollars($)

Posted: Mon Sep 21, 2009 11:52 am Post subject:

Hi, have you had such an experience? I've heard that the insurance company would get a hint through the nicotine that could be traced through your urine even after 3-4 months. Even when he's stopped smoking for a short period of time prior to the test, he'd get caught. So, if the guy is actually a non-smoker then he'd come clean for all these tests and achieve a non-smoker rate. Thanks, Steven

steven

Senior member

Joined: 02 Feb 2006
Posts: 1553

215.65 Dollars($)

Posted: Mon Sep 21, 2009 12:11 pm Post subject:

What the guest is inquiring about, is whether or not the insurance company would be able to see that his ID was scanned for some free cigarettes, thus excluding him from being able to declare himself a "non-smoker".

Trench

Senior member

Joined: 16 Sep 2009
Posts: 911

Location: Kansas City
152.85 Dollars($)

Posted: Thu Sep 24, 2009 10:28 pm Post subject:

Trench, that is exactly what im talking about. I occasionally smoke a cig or two if i am really drunk but i got the cigs for a freind, and then another friend informs me the insurance companies will see that i got the free cigs and now cannot claim non smoker _________________ Register Now to have your Insurance queries solved.