is car a real total

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PostPosted: Mon Oct 26, 2009 5:12 pm   Post subject:   

So, you claim to know everything. But you won't answering my questions. Afraid everyone here will see how funny you sound?


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PostPosted: Mon Oct 26, 2009 5:34 pm   Post subject:   

Guest,



Below I've quoted one of your statements:



Quote:
Customers save a lot of money by going to our shops because they keep the costs low and they see the benefit by paying lower premiums.




I have been hearing that claim for at least 40 years, Yet no one that makes that claim has ever offered or been able to provide any documentation to back it up when I ask. How about You.... got any documentation??



I'm not trying to be a Wise Bottom... I'd really like to know if its a fact, or just something that's said because it sounds good.



And while your at it... see if any of those upper level management Officers (ceo cfo etc.) ever get any of that saving added to their *Modest*(sic) year end Bonuses.


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FK,
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PostPosted: Mon Oct 26, 2009 8:20 pm   Post subject:   

Quote:
So, you claim to know everything. But you won't answering my questions. Afraid everyone here will see how funny you sound?




Why don't you register if you have anything of importance to add here. We have no clue which guest we are directing our responses to.



We should introduce you to some collision shop owners from Illinois that single handedly pursuaded one of the major insurers into drop clipping from their procedures and a few other insurers concurred and followed suit.



http://www.dimensioncollision.com/CollisionWeek.pdf



State farm clips clipping story.

http://abrn.search-autoparts.com/abrn/article/articleDetail.jsp?id=547 485



Story in Chicago concerning clipping of an automobile.

http://www.chicagotribune.com/classified/automotive/chi-rides-clipped- cars-1005oct05,0,1740980.story





Seems the only one writing sheets for their shops to clip cars are some of the lower tier companies in terms of customer service and quality repair recommendations. And unless a vehicle winds up in a consumer advocate shop, the company preferred shop will likely defer to the whims of an insurer that wants to save the company money at the expense of the vehicle owner that has no clue on understanding the methodology of repairs suggested in the restoration of their automobile by any insurer. Most vehilce owners are dependent on the shop in making recommendations as to the safety and reliablility of a required repair.


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PostPosted: Mon Oct 26, 2009 8:39 pm   Post subject:   

Quote:
But you won't answering my questions.




No I won't "answering" your questions. Why bother, you wouldn't be able to understand them anyway. And replies to those answers wouldn't be any different than anything I have not heard for over decade from people like yourself. I love it when you and other insurer employees try and assure a vehicle owner with a warranty. All I hear is; "if our shop screws up your repair, we'll just find another one of our shops to clean up thier mess." Great selling point Rolling Eyes . I don't and will never claim to know everything about this business, but I never stop to take an opportunity to learn. I owe a large portion of my knowledge from people like Fred and Mike (two individuals who have actually turned a wrench). You'll never possess any of that knowledge from your current employer, never. I second that you should sign up and stop hiding behind the "guest". Besides, this helping the OP how? I'm done with you.
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PostPosted: Mon Oct 26, 2009 9:50 pm   Post subject:   

Quote:
How many of you have ever been in a shop?
Answering for myself only, I've spent a min. of eight hours a day in a shop(s) for about the past 13 years..(another ten prior to that as a mostly inside multiline adjuster-for clarity four of those years were spent actually running a shop) which is why I know this statement (as well as a few others) you made is crap...
Quote:
Often the result is a car that is 100 times stronger after the repair because the repairs are reinforced
What is it EXACTLY that a shop is reinforcing in the repair process that makes it 100 times stronger...? hmmmm? what?
Quote:
I have been in the insurance business In auto claims for awhile
I've probably been at the same longer than you've been out of diapers...Honey, you are making incorrect statements...
Quote:
The only one that benefits from clipping a car is the insurance company as a cost savings measure only
Seriously Mike, what company still allows clipping?
Quote:
You sound an awful like the Geico employee that posted here recently.
Where was that? (damn it been out with the dag-gum hog-flu Rolling Eyes and missed that one!)



Honey, what is this point...
Quote:
Toyota does not repair cars, they make them
Quote:
When and where has Toyota ever had a hand in a repair?
Surely you aren't saying that you've NEVER looked up oem specs..nor verified (or even inquired), if a given operation is allowed by the manufacture?
Quote:
Seems the only one writing sheets for their shops to clip cars are some of the lower tier companies in terms of customer service and quality repair recommendations
I'm serious Mike, who the hell still clips? I work for one of the 'bigger boys', and am VERY familar with the top oh 8 or 10 and their repair standards, I honestly don't know ANY that have allowed clipping for many many many years.


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PostPosted: Mon Oct 26, 2009 9:58 pm   Post subject:   

Quote:
Seriously Mike, what company still allows clipping?




In recent months, I have seen Geico and Progressive written estimates with complete and or partial replacement assy. I can't say whether or not the vehicles ended up being repaired, I mean hacked but the fact that they included that on the estimate is suspect. On another forum, someone stated that when confronted with the info that the manufacturer did not endorse and was against the procedure, the insurance employee stated "they didn't care what the manufacturer said."
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PostPosted: Mon Oct 26, 2009 10:52 pm   Post subject:   

Quote:
In recent months, I have seen Geico and Progressive written estimates with complete and or partial replacement assy
If they wrote these KNOWING the vehicle was a total loss, (just writing a sheet a quick way to reach the threshold), then no foul. However if you're talking about a true clip (weld on frt or back sections)...It's my understanding (in our area anyway) that neither of these companys allow this....as to
Quote:
someone stated that when confronted with the info that the manufacturer did not endorse and was against the procedure, the insurance employee stated "they didn't care what the manufacturer said
This is a short/quick road to the unemployment line!


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PostPosted: Tue Oct 27, 2009 12:17 am   Post subject:   

State Farm will not write a sheet to clip a car, but they will let their service first shops or anyone else clip them if they want the liability as long as the vehicle owner requests it. It's all about who wants to bear the liability. I know I don't.



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PostPosted: Tue Oct 27, 2009 12:42 am   Post subject:   

Actually Lori I take that back. One of those vehicles repaired, I reinspected it for one of the big boys and wrote it with 80% OEM parts and it turned out about $1400 less if memory serves me correctly. It has been my experiance that on occasion, a full body section front/rear what have you, is figured just to make it go away. I know that sounds hard to believe, but on many it's simply just laziness. I would assume that there would be someone looking at these estimates to make sure that they were really a total loss. But I guess not. When a front or rear assy is pricing at $2500+, + mark up and labor it can many times be written with OEM and save. When I wrote an obvious total loss while working in a shop and now, I never wrote with anything but OEM parts. What's the point? It's not going to be repaired anyway.

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PostPosted: Tue Oct 27, 2009 10:36 am   Post subject:   

Quote:
When I wrote an obvious total loss while working in a shop and now, I never wrote with anything but OEM parts. What's the point? It's not going to be repaired anyway.
The point or reason many adjusters do so (write all used parts on an otl) is because their company is keeping percentage stats (the co I work for does not! the one I worked for 87-97 did) on the parts they write and it's a quick easy way to boost that number...
Quote:
It has been my experiance that on occasion, a full body section front/rear what have you, is figured just to make it go away. I know that sounds hard to believe, but on many it's simply just laziness. I would assume that there would be someone looking at these estimates to make sure that they were really a total loss. But I guess not. When a front or rear assy is pricing at $2500+, + mark up and labor it can many times be written with OEM and save.
I hate to admit it, but what I see with inexperienced estimators is...they think...wow 2500! and click click...man that was cheap! What the morons don't do is read the p-pages and add all the unincluded operations..by the time at is done, you're right more times than not it's about the same...course that's when I've had to go do a reinspect/supp and then total the damn thing most of the time.



Mike, I can get that IF the vehicle owner is dead set on saving the car and knows what they are getting into AND sign a release..well...no harm, if all understand...when I was in the shop there were a few cars we saved for people that just flat didn't have the money for it to total..(not full clips)...again, IMO if the owner is educated and ok with it...no foul.


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PostPosted: Wed Oct 28, 2009 11:19 pm   Post subject:   

I work for geico, which by the way is leading the insurance industry. I meet know it all body shop people like you all day long Trench. I see that you are still avoiding my questions.

I can't imagine what people here must think of you, lol. We really get into the repairs at our shops and they really like that because we get the repairs done more quickly.

Faster than most other shops because there is no waiting. Don't assume just because someone hasn't worked in a shop or done body work doesn't know how to fix a car.


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PostPosted: Wed Oct 28, 2009 11:21 pm   Post subject:   

I work for geico, which by the way is leading the insurance industry. I meet know it all body shop people like you all day long Trench. I see that you are still avoiding my questions.

I can't imagine what people here must think of you, lol. We really get into the repairs at our shops and they really like that because we get the repairs done more quickly.

Faster than most other shops because there is no waiting. Don't assume just because someone hasn't worked in a shop or done body work doesn't know how to fix a car.


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PostPosted: Thu Oct 29, 2009 1:13 am   Post subject:   

Quote:
I work for geico




Shocked Didn't see that coming. How your poilcy holders must feel.



Quote:
which by the way is leading the insurance industry




Rolling Eyes



Quote:
I meet know it all body shop people like you all day long Trench




My father once told me, careful about how much you think you know about someone, because you're probably wrong.



Quote:
I can't imagine what people here must think of you, lol




Am I supposed to care?





Quote:
We really get into the repairs at our shops and they really like that because we get the repairs done more quickly.




I find it interesting how you include yourself in these "repairs".



Quote:
Don't assume just because someone hasn't worked in a shop or done body work doesn't know how to fix a car.




Yeah..... I would rather not like to think how someone who has never performed the work can fix a vehicle. Explain this.







Oh, and why the double post? Afraid you won't get double the attention. Still hiding behind the "guest" huh?
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PostPosted: Thu Oct 29, 2009 1:18 am   Post subject:   

Well Guest,



By your words....



It appears that you know just about enough to get yourself into trouble because you don't know enough about Collision Repair to know that you don't know enough about collision repair. Which could be dangerous for you and your customers..!



I'm like that in few professions myself. Some I know enough to know I don't know enough... and others... I don't. That's why I often keep quiet, listen, watch and learn at least enough to know I don't know enough about one profession or another, before I attempt to show others how smart I think I am.



It took me about 30 - 35 years to figure that out. And I've been practicing it for at least 23 more years since then. Smile



Don't take it personally... if I had.... well.... I'd be a really really bitter old man by now.



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PostPosted: Thu Oct 29, 2009 6:01 am   Post subject:   

Quote:
Some I know enough to know I don't know enough... and others... I don't.




It's often the same difference that exists between theories and practices. The more you learn things with practical experiences, more you'd be accustomed with the associated challenges. Thus, you feel the need to know more about it.
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