Trying to decide between Geico, Progressive and esurance bas

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PostPosted: Mon Oct 26, 2009 12:07 pm   Post subject: Trying to decide between Geico, Progressive and esurance bas  

based on best customer service and claims payout. Any advice?
JFalcon
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PostPosted: Mon Oct 26, 2009 1:35 pm   Post subject:   

You can cross "claims payout" off your list. These companies avoid it like the plague.
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PostPosted: Mon Oct 26, 2009 8:42 pm   Post subject:   

Can I ask what is your aversion to working with a local independent agent? Doing so is almost certain to get you the highest level of personal service along with advice and suggestions you'll never get buying direct. Plus, you get to support a local business.
Fishman
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PostPosted: Sat Oct 31, 2009 10:55 am   Post subject: Best Deal  

No aversion, just trying to get the best deal.
JFalcon
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PostPosted: Sat Oct 31, 2009 3:12 pm   Post subject:   

What do cooks say? "The proof is in the pudding?. You really do not know how good your insurance is until you have to experience a claim. So why not base your choice on the claims experience ratings or check out J.D. Powers and associates for information on what customers have to say about their insurance companies.

I personally like the idea of having an agent. Even though when you go to ask for their help on a claim, and they say "here's the 800 number, its out of my hands and in the claims department", you feel a little better when you can vent your frustrations and exasperation with a live representative of the company.

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MikeoftheOzarks
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Mike of the Ozarks
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PostPosted: Mon Nov 02, 2009 12:38 pm   Post subject:   

Quote:
You can cross "claims payout" off your list. These companies avoid it like the plague
come on "guest" what kind of ignorant statement is that to make? Based on what? Rolling Eyes geeze this kind of blanket statement makes me nuts...

All them these companys (most likely) will show a high CQI, personally I don't think you can go by these rankings for anything. You can check your state DOI site, they will have a list of complaints filed against all companys, but there too you need to be careful...Some states will break down 'justifable' complaints some won't. Personally I think the best way to find (in just about anything) a company is referals from family and friends.

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Lori
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