i want to get a health insurance plan, but it says that i ha

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PostPosted: Tue Nov 03, 2009 5:50 am   Post subject: i want to get a health insurance plan, but it says that i ha  

so i want to get health insurance, but for my copay it says that i have a coinsurance of 30%, but after the deductible is met. so, do i need to pay $8,000 first before the insurance begins to pay anything? and it's just for regular visits no major surgery.
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PostPosted: Tue Nov 03, 2009 6:04 am   Post subject:   

Yes, the deductible has to be met before you can avail the benefits. There's no denying the fact that even your regular visits can be expensive at times.
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PostPosted: Tue Nov 03, 2009 5:04 pm   Post subject:   

Your deductible is $8,000? Kind of unusual to have one that high. Is this the cost of the treatment? As well, some plans don't apply the deductible to certain services...check your plan for specifics on that.

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