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Property/Casualty Insurance Cycle

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Posted: Sat Jul 08, 2006 10:38 am   Post subject: Property/Casualty Insurance Cycle   Property/Casualty Insurance Cycle Industry business cycle with regular periods of hard and soft market conditions which in the 1950s and 1960s were a regular 3 year period both for hard and soft markets.	lakemen Site Admin Joined: 18 May 2005 Posts: 1274 319.17 Dollars($)
Posted: Mon Jan 09, 2012 4:37 pm   Post subject:    The last three hard market cycles were in force between 1975-78, 1984-87 and 2001-04 with a net premium growth rate (inflation adjusted) of 7.7%, 10% and 6.3% respectively. The regularity of the 3 year period was maintained but the markets have been choppier since. The periods have seen slight irregularities. After nearly 7 years, the current P&C market is slowly hardening. November 2011 saw the first increase in rates since the soft market cycle that began in February of 2005.	Heller Senior member Joined: 02 Jan 2012 Posts: 211 19.38 Dollars($)

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