underwriting factors of other than collision coverage?

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PostPosted: Wed Nov 18, 2009 4:12 am   Post subject: underwriting factors of other than collision coverage?  

What underwriting factors do insurance company consider in determining other than collision premium?
glaringdream
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PostPosted: Wed Nov 18, 2009 5:40 am   Post subject:   

Your driving history and your financial record would certainly play a vital role in determining whether they'd offer the desired coverage to you. You must disclose facts concerning your finances as well as driving history to your prospective carrier in order to earn a favorable rate.
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Pinkfloydfan
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PostPosted: Wed Nov 18, 2009 5:40 am   Post subject:   

Type of vehicle being insured, the area is being garaged in and probably the owners/drivers information as well (DOB, driving record, credit history, etc). Those are the things that come to mind.
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