by Astang » Sun Dec 13, 2009 01:06 am
I parked my car outside on the street at my mother in-laws house and the next morning i noticed that someone backed into me. Now should I claim this on my insurance? Will my rates go up since I didn't do anything? Should I call the cops? Any help would be great!!
Thanks,
Austin
Thanks,
Austin
Posted: Sun Dec 13, 2009 01:19 am Post Subject:
Do you have collision or uninsured motorist property damage coverage? If not, it's not covered under your policy.
Filing a claim could increase your rates but this is usually not the result. Just depends on your carrier.
In order to file a UMPD claim you probably need to have a police report but not for a collision claim.
Posted: Sun Dec 13, 2009 03:08 pm Post Subject: accident
OP...that just shows how 'adult' people can be (saying this sarcastly, I'm sure you know). The driver that hit you should have let you know. That's just 'not cool'.
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