snow storm accident

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PostPosted: Mon Jan 04, 2010 4:28 am   Post subject: snow storm accident  

I was driving down a ice and snow covered road going around a corner and lost control and side swiped a 18 wheeler parked to close to the road on privet property in Arkansas. No one was injured. Thank god! But I just found out that my insurance lapsed but my insurance card shows I'm covered un-tell May 27th of 2010 what charges and penalty might I be facing? I have never been in a accident before! please help!!!!
dna42069
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PostPosted: Mon Jan 04, 2010 5:41 am   Post subject:   

I think that's basically like being an uninsured motorist. At least you're okay!
rowens93
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PostPosted: Mon Jan 04, 2010 5:58 am   Post subject: snow storm accident  

But what could happen My insurance was suppose to be automatic with drawl from my bank account but wasn't
dna42069
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PostPosted: Mon Jan 04, 2010 7:18 pm   Post subject:   

Unfortunately, its your responsibility to be sure it gets paid
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DanWilliams
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PostPosted: Mon Jan 04, 2010 8:25 pm   Post subject:   

Insurance companies just don't stop collecting premiums. They also just don't cancel a policy for non-payment. They are required to send out notices before it cancels, which I'm betting they did.

As you were uninsured, someone will probably ask for you to personally pay for the loss.
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