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 Posted: Fri Jan 08, 2010 1:53 am Post subject: CAN HE DO THIS |
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| I have an 89 Buick Century that was recently totalled by an 18 wheeler here in South carolina ... I got 2 estmates to fix my car and both was round 2500.00 ....the insurance adjuster just wants to give me like 1500.00 and I dont think that is fair .......yes the car has very high mileage on it but that was my only way of going and it still runs strong ......he also says he cant find the value of my car anyone online ......now can he salvage my car without me telling him he can or can they just do it ...the car is legally mine ......but he talkin this crap of salvaging my car and i may already have a buyer for it myself ....please help |
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suzy29550
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Joined: 08 Jan 2010
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| Posted: Fri Jan 08, 2010 3:09 am Post subject: |
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| You need to find out how much your car is worth. It's tough to see why you would think the offer is unfair if you have no idea what the vehicle is worth. Would you gladly purchase your vehicle as it is for $1500.00? He must be basing the amount from something, ask him how he arrived at that figure. And no you don't have to accept it. You can cash settle with him, minus deductions and keep the vehicle. The problem with that is, your buyer will be purchasing a vehicle with a salvage title your asking price will undoubtably have to be reduced. |
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Trench
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| Posted: Fri Jan 08, 2010 3:14 am Post subject: cAN HE DO THIS |
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| hOW CAN I FIND OUT HOW MUCH IT IS WORTH WHEN I CANT EVEN FIND THE VALUE OF IT ANYWHARE??? |
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suzy29550
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| Posted: Fri Jan 08, 2010 12:25 pm Post subject: |
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| Please list the exact model of the Buick Century, engine size (# of cylinders) the exact mileage, all of the options (power windows/locks, foglamps, sunroof etc.) and the state you are in and I or someone else will be more than happy to run an ACV (actual cash value) evaluation. What did this buyer you mentioned offer you for the car? |
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Trench
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Location: Kansas City
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| Posted: Fri Jan 08, 2010 1:36 pm Post subject: |
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I'm not sure why the adjuster would not be able to find the value of the vehicle online... unless he/she does not have any access to a paid subscription database. Also, how did he determine the value if he could not find the value online? Obviously he did obtain the value somehow.
Without knowing more information on the vehicle (type, options and miles) I come up with a value of $2700-$2900. This is for average miles. With higher miles the price would go down. In any case, the vehicle would be a total loss.
Have you come up with the value? If not, how do you know $1500 is low?
You can retain he vehicle but the adjuster would then deduct it's salvage value from his offer and may be required to inform the state that it was considered a total loss. The state may then change he title to a salvage title. |
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tcope
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Location: Salt Lake City, UT
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| Posted: Tue Jan 19, 2010 9:22 pm Post subject: |
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its an 89 buick century ,power windows ,soft velvet seats,3.1 engine runs ( and still does run like a brand new one ) new tires and has a lil over 200 thousand miles on it ...does not burn no oil ....the car was kept up nicely ....i am in hartsville south carolina ......the insurance adjuster told me that there is an estimate of 3700.00 in damages to my car to where the 18 wheeler hit it but all he wants to give me is 1500.00 ...plus he just sent me a paper to sign about that price and thats not what i told him i wanted ...plus there was a power of attorney paper with it and i faxed everthing to my lawyer to see why this insurance adjuster did this ......all i ask is 2500.00 and he dont want to give me this what should i doo
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Suzy
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Reckless78
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Reckless78
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