Should I change existing HO2 to HO3 policy for Texas Home

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PostPosted: Sat Jan 09, 2010 8:44 pm   Post subject: Should I change existing HO2 to HO3 policy for Texas Home  

I am getting nearly half the premium quoted by Hartford for a HO-3 policy in Texas compared to the renewal I got from my existing Insurance Company AAA for a HO-2. I have heard that HO-2 form is not issued any more in Texas and it is better to keep it in case there is MOLD or Water problems. Is this correct?. Should I change from HO2 to HO3? Thanks Texan.
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