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 Posted: Wed Feb 03, 2010 6:30 am Post subject: Career change |
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| Hi Im 39 yr old and I have been at a major automotive company for 19 yrs in managament but im looking to for a career change and was woundering about selling insurance and I just need the help step by step on what I need to do to do this? |
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Eishen7
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Joined: 03 Feb 2010
Posts: 1
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| Posted: Wed Feb 03, 2010 9:51 pm Post subject: |
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| What kind of insurance? There's all sort of directions you can take with respect to this industry, some much easier than others. Management of what sort? Expect a high possbility of making less money for the first couple of years. |
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BNTRS
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Joined: 05 Nov 2009
Posts: 824
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| Posted: Sun Feb 07, 2010 6:40 pm Post subject: |
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What ever you do, do not get your securities license. Establish yourself as a safe money guy. When you walk into a house let them know immediately that you do not hold a license to steal. Let your client know that the investments you recommend to them are safe and secure.
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Fan of Gary
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| Posted: Sun Feb 07, 2010 8:59 pm Post subject: |
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Fan of Gary,
also don't forget to tell your clients that you are restricted on what you can talk to them about and that you can't offer them all available products. Also, in case you don't know not all fixed life products are safe and secure.
I think there are a lot of good reasons to get your Securities license and not to get your license. Non of the reasons you said being one of them. Also just because you have your securities license does not mean you steal peoples money. |
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Marpol
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Joined: 02 Oct 2007
Posts: 80
Location: California
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| Posted: Sun Feb 07, 2010 10:44 pm Post subject: |
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You cannot use the word "investment" if you are talking about fixed annuities. They are not investments, there is no deposit. You are paying an insurance premium and the insurance company is guaranteeing some sense of value behind that premium. It's 100% the insurance company. this doesn't mean it's a bad thing. I've put lots of money into fixed annuities.
As Marpol has pointed out, not having a securities license limits the options you can provide clients. It's not a license to steal. Some people who aren't securities licensed wish to make it an us vs. them thing. Makes sense, why like or advocate something you cannot sell, the BMW salesman isn't going to talk about how nice the Merc E350 is. |
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BNTRS
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Joined: 05 Nov 2009
Posts: 824
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