does home insurance cover the water leakage under the slan w

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Posted: Fri Feb 19, 2010 6:05 am Post subject: does home insurance cover the water leakage under the slan w

does home insurance cover the water leakage under the slab which is not visible from out side?

davegill13

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Joined: 19 Feb 2010
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Posted: Fri Feb 19, 2010 6:43 am Post subject: Homeowners policy

Most homeowners policy provide coverage for water leakage but you must review your policy to find out what kind of water leakage does your policy cover. Though water damage is the most common reason for people making claims on, yet the kind of water damage coverage provided by the insurance company varies from policy to policy. You must also remember that seepage is considered to be a maintenance problem by most insurance companies. So it is excluded from your homeowners insurance coverage.

Veronica

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Joined: 01 Feb 2010
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Posted: Fri Feb 19, 2010 12:18 pm Post subject:

Quote:

You must also remember that seepage is considered to be a maintenance problem by most insurance companies.

I guess you have this leak for quite some time till you spotted it. Usually you have mold associated with such water damages. Just check it out! May be your adjuster will have to deal with 2 issues at the same time.

steven

Senior member