by Guest » Thu Apr 15, 2010 12:17 pm
We had a claim on our Homeowner Insurance last summer and received an estimate from the Insursance Company's perferred vendor. They issued us (and mortgage company) a check which we cashed and had most of the work completed. Some of the work we did ourselves (painting, etc). Now the insurance company is requesting paid invoices.....what if we dont have any for the work we did?
Also, some of the work we have yet to complete due to product availability (door). What will happen? We dont want to be cancelled.
Also, some of the work we have yet to complete due to product availability (door). What will happen? We dont want to be cancelled.
Posted: Thu Apr 15, 2010 01:57 pm Post Subject:
The only reason I can thing of that the carrier would request invoices is to pay you the difference between Actual Cash Value (lesser amount) and Replacement Cost (greater value). Call your adjuster and explain that you did some of the work yourself and have not yet done all of the work. You could probably provide photos of the work that you performed to show that it was done (and perhaps invoices for supplies).
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