Dealing with total loss offers from CCC.. Help!

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PostPosted: Thu Apr 29, 2010 8:41 pm   Post subject: Dealing with total loss offers from CCC.. Help!  

My 1996 Jeep Cherokee Country has been deemed a total loss. On NADA and Black Book the jeep is listed at between $4,200 - $5,500. The jeep has 132,000 miles and was in good condition aside from some minor things with the interior. CCC is now coming back and offering me $2,500. They said that that is the average selling price of that type jeep but from the jeeps i see that are selling or sold for that price, they are different types and have a lot more miles. They are only a few of the country styles around and they are selling currently for $4-5K. What are some ways of negotiating with this company because I want to get a fair price and from what I have read about this company they have had a lot of law suits for short changing people. They are also pressuring me to accept since I currently have a rental car from the insurance company. Any help would be great. Thank you
yfiguy83
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PostPosted: Fri Apr 30, 2010 12:07 am   Post subject:   

You need to first obtain a copy of the CCC report and review it for errors. Check the options and mileage. You then need to see what vehicle's they used as a comparison. If your vehicle is rare then they might have used vehicles that should not have been used as comparisons. The insurance company can ask CCC to perform a manual search and/or expand the search area to include similar vehicles. I'd also recommend calling the phone numbers listed next to the vehicle's and ask those people for the conditions of the vehicle. Many times they will be in rough condition.
tcope
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PostPosted: Fri Apr 30, 2010 11:42 am   Post subject:   

Quote:
You need to first obtain a copy of the CCC report and review it for errors. Check the options and mileage.


Do we review it ourselves under such circumstances? Or do you suggest that we get things reviewed by an insurance professional?

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PostPosted: Fri Apr 30, 2010 5:07 pm   Post subject:   

The person who owns the vehicle should review the report. 1) many adjusters (most?) don't even look at the information in the report to make sure it's correct... they just take the value and 2) I'd not trust anyone else to make up my mind... I'd rather know for a fact myself.
tcope
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