Hey Independant Agents

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PostPosted: Sat May 08, 2010 12:18 am   Post subject: Hey Independant Agents  

I am captive and can never write anyone with more incidents than cars in the last 3 years. Is this normal practice for standard auto coverage?
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PostPosted: Sat May 08, 2010 9:18 am   Post subject:   

That's one way to define it.
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MaxHerr
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MaxHerr
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PostPosted: Mon May 10, 2010 3:11 pm   Post subject:   

Independent? or Dant? Is that like the Democrat Party?
Every company has different rules for program availability. My company for example has a 5 tiered preferred program based on Credit Score # of drivers and Accidents/Violations we also have a High Risk product . Generally we can find a home for most all drivers. Homeowners I am not as familar with but I would be a little suprised if the Convicted of a felony questions was part of their application process.
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PostPosted: Tue May 11, 2010 3:50 am   Post subject:   

"Convicted of a felony" is frequently asked in all sorts of insurance apps. Looking for the moral hazards. Not a bar to coverage, but forewarned is forearmed.
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CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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MaxHerr
Joined: 29 Nov 2009
Posts: 4629
Highets Points
Location: Pomona CA
210.19 Dollars($)

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