can the insurance company of the person who hit my car total

by jennieconnell43 » Wed May 12, 2010 01:56 am

my car is old, high miles and numerous scratches and dents. A woman backed into my car and did $477.90 of damage. my car is worth $500.00 to $800.00. I am afraid her insurance company will want to total my car. I do not want to give it up. It runs great. 119,000 miles and only in the shop once. If they want to total my car can i refuse to settle. If i do not sign anything or take money can i walk away/

Total Comments: 1

Posted: Wed May 12, 2010 02:37 am Post Subject:

Several different possibilities but a vehicle that is running is worth at least $500. If it's a total loss then it depends on your state guidelines on how it's handled. Some states don't require a salvage title is the vehicle is worth under a certain amount. Some would require that the title be changed. Once a determination is made, go from there. No one can throw the money at you and take the vehicle. They need to have your permission.

Add your comment

Image CAPTCHA
Enter the characters shown in the image.