IS A NO SEAT BELT TICKET REPORTED TO THE INSURANCE COMPANY

by Guest » Mon Jun 07, 2010 03:40 pm
Guest

DOES THE INSURANCE COMPANT GET NOTIFIED IF A TICKET IS ISSUED FOR NOT WEARING A SEAT BELT

Total Comments: 5

Posted: Mon Jun 07, 2010 07:53 pm Post Subject:

Do they get notified? No. Can they find out about the ticket? Yes. Would this affect the insurance rates? No.

Posted: Mon Jun 07, 2010 11:31 pm Post Subject: insurance

(Thinking outloud here) You're saying it won't effect the Insurance rates. However....couldn't the Insurance Co 'come back' and say, "you weren't honest with us"..type of thing? I've never known an Insurance Co to do this, but, I'm just curious.

Posted: Tue Jun 08, 2010 02:11 am Post Subject:

Wen't honest about what? Getting a ticket? If they ask... tell them. No seatbelt should be (I'm pretty sure) a non-moving violation (like no registration). Non-moving violations don't really affect risk.

Posted: Tue Jun 08, 2010 02:19 pm Post Subject: insurance

Mmmm.....in the small town, where I live (I live in PA), the police can actually pull you over for not wearing a seatbelt. However.....by law, you are suppose to wear one when you are driving. When I was in my accident ( a few years ago) I WAS wearing my sealbelt. I STILL had it on when the paramedics arrived. I was told later on, I could have gotten fined if I wasn't wearing it and it COULD have affected my Insurance rates. Was I NOT given the correct information, by the PA State Police Department??

Posted: Tue Jun 08, 2010 03:27 pm Post Subject:

Mmmm.....in the small town, where I live (I live in PA), the police can actually pull you over for not wearing a seatbelt.

I've seen this mentioned before for PA but everything I've found states that it's a secondary offense (i.e. can't be pulled over just for no seatbelt.

[url]http://www.iihs.org/laws/SafetyBeltUse.aspx#PA[/ur]

Was I NOT given the correct information, by the PA State Police Department??

Would not have been the first time. Also, I've found that police officers usually know very little about rating an insurance policy. They are usually making this stuff up or just repeating what they hear. I can't tell you the number of times people have told me that the office state since the state is a "no fault" state that each person needs to pay for their own damage.

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