by wmau » Wed Jul 21, 2010 06:09 pm
My 20 year old and 18 year old sons live at home and share a vehicle. They are forbidden to drive any of the other vehicles. The insurance office mentioned they thought I would have to have them rated/insured on two separate vehicles - namely one of mine, which they never drive. It does not make sense except for the greed factor of charging me more - shouldn't the person be rated/insured on the vehicle he/she is driving?
Posted: Wed Jul 21, 2010 07:00 pm Post Subject:
it makes sense in that they have access to these vehicles and _can_ drive them. statistics show that they _will_ drive them. As such, a premium needs to be charged for this risk. I'm guessing it won't make much of a difference in premium.
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